excess withdrawal over issue

简明释义

已发行纸币的超额回笼

英英释义

例句

1.She was surprised to see an excess withdrawal over issue on her bank statement this month.

她惊讶地发现这个月的银行对账单上有一个超出发行的提款。

2.The financial auditor flagged an excess withdrawal over issue during the quarterly review.

财务审计员在季度审查中标记了一个超出发行的提款。

3.The bank reported an excess withdrawal over issue due to a technical glitch in their system.

由于系统的技术故障，银行报告了超出发行的提款。

4.Customers are advised to monitor their accounts to avoid excess withdrawal over issue penalties.

建议客户监控他们的账户，以避免超出发行的提款罚款。

5.After reviewing the transactions, they identified an excess withdrawal over issue that needed correction.

在审查交易后，他们发现需要纠正一个超出发行的提款。

作文

In the realm of finance and economics, understanding various terms and phrases is crucial for effective communication and decision-making. One such term that often arises in discussions about banking and financial transactions is excess withdrawal over issue. This phrase refers to a situation where the amount of money withdrawn from an account exceeds the amount that was originally issued or deposited. In simpler terms, it indicates that a person or entity has taken out more funds than they actually have available, leading to potential overdrafts or financial discrepancies.To illustrate this concept, let’s consider a practical example. Imagine a small business that has a checking account with a balance of $5,000. The owner decides to withdraw $6,000 to cover unexpected expenses. In this case, the withdrawal amount exceeds the available balance, resulting in an excess withdrawal over issue. Such a scenario can lead to various consequences, including overdraft fees, penalties from the bank, and even damage to the business's credit rating.Understanding the implications of an excess withdrawal over issue is vital for individuals and businesses alike. For individuals, frequent overdrafts can strain personal finances, leading to debt accumulation and financial stress. Similarly, for businesses, managing cash flow effectively is key to maintaining operations and ensuring profitability. An excess withdrawal over issue not only disrupts cash flow but also raises concerns about financial management practices.Moreover, banks typically monitor accounts for such activities. If a customer consistently demonstrates an excess withdrawal over issue, the bank may take action by imposing stricter withdrawal limits or charging higher fees. In extreme cases, the bank may even close the account if it deems the account holder to be a high-risk client. Therefore, it is essential for account holders to remain vigilant about their account balances and spending habits.To prevent situations leading to an excess withdrawal over issue, individuals and businesses should adopt sound financial practices. This includes maintaining accurate records of transactions, regularly checking account balances, and creating budgets to manage expenses effectively. Additionally, utilizing tools such as mobile banking apps can help users keep track of their finances in real-time, reducing the likelihood of overspending.In conclusion, the phrase excess withdrawal over issue encapsulates a critical financial concept that highlights the importance of managing one’s finances responsibly. By understanding what it means and recognizing its potential consequences, individuals and businesses can take proactive steps to avoid falling into financial pitfalls. Ultimately, being informed and diligent in financial matters leads to better decision-making and long-term financial stability.

在金融和经济领域，理解各种术语和短语对于有效沟通和决策至关重要。其中一个常常在银行和金融交易讨论中出现的术语是超额取款超过发行。这个短语指的是从账户中提取的金额超过了最初发行或存入的金额。简单来说，它表示个人或实体提取的资金超过了他们实际可用的金额，这可能导致透支或财务差异。为了说明这个概念，让我们考虑一个实际的例子。想象一个小企业在其支票账户中有5000美元的余额。业主决定提取6000美元以支付意外费用。在这种情况下，提取金额超过了可用余额，导致了超额取款超过发行。这样的情况可能会导致各种后果，包括透支费、银行罚款，甚至损害企业的信用评级。理解超额取款超过发行的影响对于个人和企业都至关重要。对于个人而言，频繁的透支可能会给个人财务带来压力，导致债务积累和财务压力。同样，对于企业而言，有效管理现金流是维持运营和确保盈利能力的关键。超额取款超过发行不仅会扰乱现金流，还会引发对财务管理实践的担忧。此外，银行通常会监控账户以防止此类活动。如果客户持续表现出超额取款超过发行，银行可能会采取措施，施加更严格的提款限制或收取更高的费用。在极端情况下，如果银行认为账户持有人是高风险客户，可能甚至会关闭该账户。因此，账户持有人必须对其账户余额和消费习惯保持警惕。为了防止导致超额取款超过发行的情况，个人和企业应采取合理的财务做法。这包括准确记录交易、定期检查账户余额以及创建预算以有效管理开支。此外，利用移动银行应用等工具可以帮助用户实时跟踪其财务，从而减少超支的可能性。总之，短语超额取款超过发行概括了一个关键的金融概念，突出了负责任地管理财务的重要性。通过理解其含义并认识到其潜在后果，个人和企业可以采取积极措施，避免陷入财务陷阱。最终，在财务事务中保持知情和勤勉将导致更好的决策和长期的财务稳定。