immigrant remittances

简明释义

移民汇款

英英释义

例句

1.Many families rely on immigrant remittances to cover their daily expenses.

许多家庭依靠移民汇款来支付日常开销。

2.The government is considering policies to reduce the fees associated with immigrant remittances.

政府正在考虑减少与移民汇款相关的费用的政策。

3.Many banks offer special accounts for receiving immigrant remittances to help families manage their finances.

许多银行提供特别账户，用于接收移民汇款，以帮助家庭管理财务。

4.The economy of the home country greatly benefits from immigrant remittances sent by its citizens abroad.

本国经济在很大程度上受益于海外公民发送的移民汇款。

5.In some regions, immigrant remittances account for a significant portion of the GDP.

在一些地区，移民汇款占国内生产总值的很大一部分。

作文

In today's globalized world, the movement of people across borders has become a common phenomenon. One significant aspect of this migration is the economic contribution made by migrants through immigrant remittances. These are funds that migrants send back to their home countries, often to support their families and communities. The impact of immigrant remittances on both the sending and receiving countries cannot be overstated, as they play a crucial role in economic development, poverty alleviation, and social stability.Firstly, immigrant remittances serve as a vital source of income for many households in developing countries. For families who rely on these funds, remittances can mean the difference between survival and poverty. According to the World Bank, remittances have become one of the largest sources of external financing for developing nations, often exceeding foreign direct investment and international aid. This influx of money allows families to afford basic necessities such as food, healthcare, and education, thereby improving their quality of life.Moreover, immigrant remittances contribute to local economies. When families receive money from abroad, they often spend it on goods and services within their communities. This spending stimulates local businesses and creates jobs, fostering economic growth. In many cases, remittances are used to invest in small enterprises, which can lead to further job creation and economic diversification. As a result, the positive effects of immigrant remittances extend beyond individual households and can uplift entire communities.However, the reliance on immigrant remittances also presents challenges. Some critics argue that communities may become overly dependent on these funds, which can hinder local economic development in the long run. If families expect to receive money from abroad, they may not invest in local opportunities or seek employment within their own countries. Additionally, fluctuations in the global economy can affect remittance flows, making families vulnerable to economic downturns.Furthermore, the process of sending remittances can be costly. High transaction fees charged by money transfer services can significantly reduce the amount of money that reaches the intended recipients. This situation has led to calls for more affordable and efficient remittance channels, as reducing these costs could enhance the overall impact of immigrant remittances on poverty reduction.In conclusion, immigrant remittances are a critical component of the global economy, providing essential support to millions of families around the world. While they offer significant benefits, it is essential to recognize the potential drawbacks and work towards solutions that maximize their positive impact. Policymakers should focus on creating an environment that encourages productive investments and reduces dependency on remittances. By doing so, we can harness the power of immigrant remittances to promote sustainable development and improve the lives of countless individuals and communities.

在当今全球化的世界中，跨境人员流动已成为一种普遍现象。这种移民的一个重要方面是移民通过移民汇款所做出的经济贡献。移民将资金寄回家乡，通常是为了支持他们的家庭和社区。移民汇款对发送国和接收国的影响不可低估，因为它们在经济发展、减贫和社会稳定中发挥着至关重要的作用。首先，移民汇款是许多发展中国家家庭的重要收入来源。对于依赖这些资金的家庭来说，汇款可能意味着生存与贫困之间的差别。根据世界银行的数据，汇款已成为发展中国家最大的外部融资来源之一，往往超过外国直接投资和国际援助。这笔资金的涌入使家庭能够负担基本生活必需品，如食品、医疗保健和教育，从而改善他们的生活质量。此外，移民汇款还对地方经济作出贡献。当家庭从国外收到资金时，他们通常会在社区内消费这些钱。这种消费刺激了当地企业并创造了就业机会，促进了经济增长。在许多情况下，汇款被用于投资小企业，这可以进一步创造就业机会和经济多样化。因此，移民汇款的积极影响超越了个别家庭，能够提升整个社区。然而，依赖于移民汇款也带来了挑战。一些批评者认为，社区可能会过度依赖这些资金，这可能在长期内阻碍地方经济的发展。如果家庭期望从国外收到钱，他们可能不会投资于当地机会或寻求在自己国家的就业。此外，全球经济的波动可能会影响汇款流动，使家庭面临经济衰退的脆弱性。此外，汇款的过程可能成本高昂。汇款服务收取的高额交易费用可能会显著减少到达预定收件人的资金量。这种情况促使人们呼吁提供更实惠和高效的汇款渠道，因为降低这些费用可以增强移民汇款在减贫方面的整体影响。总之，移民汇款是全球经济的一个关键组成部分，为世界各地数百万家庭提供了必要的支持。虽然它们带来了显著的好处，但必须认识到潜在的缺点，并努力寻找最大化其积极影响的解决方案。政策制定者应专注于创造一个鼓励生产性投资并减少对汇款依赖的环境。通过这样做，我们可以利用移民汇款的力量来促进可持续发展，改善无数个人和社区的生活。