survivor benefit

简明释义

遗族恤金

英英释义

例句

1.The survivor benefit 遗属福利 can provide financial support to widows and orphans.

这项survivor benefit 遗属福利可以为寡妇和孤儿提供经济支持。

2.Many employees are unaware of the survivor benefit 遗属福利 options available through their employer.

许多员工不知道他们的雇主提供的survivor benefit 遗属福利选项。

3.She was surprised to learn that the survivor benefit 遗属福利 included health insurance coverage.

她惊讶地发现，survivor benefit 遗属福利包括健康保险覆盖。

4.To qualify for the survivor benefit 遗属福利, you must meet certain eligibility criteria.

要获得survivor benefit 遗属福利，您必须满足特定的资格标准。

5.After the death of her husband, she applied for the survivor benefit 遗属福利 from his pension plan.

在她丈夫去世后，她申请了他的养老金计划中的survivor benefit 遗属福利。

作文

In today's society, the concept of financial security is paramount, especially when it comes to planning for the future. One term that often arises in discussions about financial planning and insurance is survivor benefit. The survivor benefit refers to the financial support provided to the dependents of a deceased individual, ensuring that they can maintain their standard of living even after the loss of a primary income earner. This benefit is crucial for families who rely heavily on one person's income, as it can help cover essential expenses such as housing, education, and daily living costs.Understanding the importance of survivor benefit is essential for anyone who has dependents or is planning for the future. Many people purchase life insurance policies specifically to provide survivor benefits to their loved ones in the event of their untimely death. This type of insurance serves as a safety net, allowing families to grieve without the added stress of financial instability. The amount of the benefit can vary based on the policyholder's coverage, but it is designed to replace lost income and help the family navigate through a difficult time.Moreover, survivor benefits are not limited to life insurance. In some cases, government programs, such as Social Security, also offer survivor benefits to eligible family members. For example, if a worker who has paid into Social Security passes away, their spouse and dependent children may be entitled to receive monthly payments. This government assistance can be a vital resource, providing additional financial support during a challenging period.It is important to note that the eligibility for survivor benefits can depend on various factors, including the relationship between the deceased and the beneficiaries, the age of the dependents, and whether the deceased had any outstanding debts or obligations. Therefore, individuals should carefully review their financial situations and consider how they can best provide for their loved ones through survivor benefits.Planning for survivor benefits goes beyond just purchasing insurance. It involves creating a comprehensive financial plan that takes into account potential future scenarios. This means discussing with family members what needs to be done in the event of a tragedy and ensuring that all necessary documents, such as wills and insurance policies, are up to date and accessible. Open communication about these matters can help alleviate fears and uncertainties, making it easier for families to cope with loss when the time comes.In conclusion, the concept of survivor benefit plays a significant role in financial planning and security. It provides peace of mind for individuals who want to ensure their loved ones are taken care of after they are gone. By understanding the different types of survivor benefits available and taking proactive steps to secure them, individuals can create a safety net that protects their family's financial future. Ultimately, the goal is to provide support and stability during one of life's most challenging times, allowing families to focus on healing rather than worrying about finances.

在当今社会，财务安全的概念至关重要，尤其是在规划未来时。一个常常出现在关于财务规划和保险讨论中的术语是生存者福利。生存者福利是指在个人去世后提供给其依赖者的经济支持，确保他们即使在失去主要收入来源后也能维持生活水平。这项福利对那些高度依赖某个人收入的家庭至关重要，因为它可以帮助支付基本开支，如住房、教育和日常生活费用。理解生存者福利的重要性对任何有抚养义务的人或正在规划未来的人来说都是必不可少的。许多人购买人寿保险政策，专门为他们的亲人在不幸去世时提供生存者福利。这种类型的保险作为安全网，使家庭能够在没有财务不稳定压力的情况下悲伤。福利金额可能会根据投保人的保险范围而有所不同，但其目的是替代失去的收入，并帮助家庭度过艰难时期。此外，生存者福利并不仅限于人寿保险。在某些情况下，政府项目，例如社会保障，也向符合条件的家庭成员提供生存者福利。例如，如果一位已缴纳社会保障费用的工人去世，他们的配偶和受抚养子女可能有权获得每月付款。这种政府援助可能是一个重要的资源，在困难时期提供额外的经济支持。需要注意的是，生存者福利的资格可能取决于多种因素，包括死者与受益人之间的关系、受抚养人的年龄以及死者是否有未偿还的债务或义务。因此，个人应仔细审查自己的财务状况，并考虑如何通过生存者福利最好地为他们的亲人提供保障。规划生存者福利不仅仅是购买保险。这涉及到制定一个全面的财务计划，考虑潜在的未来情景。这意味着与家庭成员讨论在悲剧发生时需要做什么，并确保所有必要的文件，如遗嘱和保险单，都是最新的且易于获取。就这些问题进行开放的沟通可以帮助减轻恐惧和不确定性，使家庭在失去时更容易应对。总之，生存者福利的概念在财务规划和安全中发挥着重要作用。它为希望确保其亲人在自己去世后得到照顾的个人提供了安心。通过了解可用的不同类型的生存者福利并采取主动措施来确保这些福利，个人可以创建一个保护家庭财务未来的安全网。最终目标是在生活中最具挑战性的时刻提供支持和稳定，让家庭能够专注于疗愈，而不是担忧财务问题。