survivor's annuity

简明释义

遗族年金

英英释义

例句

1.He opted for a survivor's annuity 遗属年金 to ensure that his wife would receive income after his death.

他选择了survivor's annuity 遗属年金，以确保他的妻子在他去世后能获得收入。

2.Choosing a survivor's annuity 遗属年金 can provide peace of mind for those concerned about their loved ones' financial future.

选择survivor's annuity 遗属年金可以让那些关心所爱之人的财务未来的人感到安心。

3.The survivor's annuity 遗属年金 provided by his employer ensured that his family would be financially secure after his death.

他雇主提供的survivor's annuity 遗属年金确保了他去世后家人的财务安全。

4.After her husband's passing, Maria began receiving a survivor's annuity 遗属年金 to help cover her living expenses.

在她丈夫去世后，玛丽亚开始领取survivor's annuity 遗属年金以帮助支付生活费用。

5.Many retirement plans offer a survivor's annuity 遗属年金 option for beneficiaries.

许多退休计划为受益人提供survivor's annuity 遗属年金选项。

作文

In today's world, financial security is a crucial aspect of life planning. As individuals age or face uncertain futures, the need for stable income sources becomes paramount. One financial product that addresses this need is the survivor's annuity. A survivor's annuity (幸存者年金) is a type of annuity designed to provide ongoing income to a beneficiary after the death of the original annuitant. This financial tool ensures that loved ones are financially supported even after the primary income earner has passed away.The concept of a survivor's annuity is rooted in the principles of risk management and financial planning. When individuals purchase an annuity, they essentially enter into a contract with an insurance company, where they make a lump-sum payment or series of payments in exchange for periodic disbursements. In the case of a survivor's annuity, the contract stipulates that if the annuitant dies, the payments will continue to their designated beneficiary. This arrangement provides peace of mind to the annuitant, knowing that their loved ones will have a financial cushion in the event of their untimely demise.There are various types of survivor's annuities available, each tailored to meet different needs and preferences. Some may offer a fixed income stream, while others may include investment components that allow for potential growth over time. The choice of which type to pursue often depends on individual circumstances, such as current financial status, family needs, and long-term goals. For instance, a young couple starting a family might prioritize a survivor's annuity that guarantees income until their children are financially independent, ensuring that their family’s needs are met during critical years.Moreover, the structure of a survivor's annuity can significantly influence its benefits. Some policies may allow for adjustments based on inflation, ensuring that the purchasing power of the payments remains intact over time. Others may offer a lump-sum payout option, providing flexibility in how beneficiaries manage the funds. Understanding these options is essential for anyone considering a survivor's annuity, as it directly impacts the financial security provided to loved ones.The importance of a survivor's annuity cannot be overstated, especially in today's unpredictable economic climate. With rising living costs and fluctuating markets, having a reliable source of income can alleviate stress during difficult times. Furthermore, it reflects a responsible approach to financial planning, demonstrating a commitment to the well-being of one’s family.In conclusion, a survivor's annuity (幸存者年金) serves as a vital financial instrument that not only provides ongoing income for beneficiaries but also embodies thoughtful planning for the future. By understanding the nuances of this product, individuals can make informed decisions that ensure their loved ones are taken care of, even in their absence. As we navigate the complexities of financial security, the survivor's annuity stands out as a beacon of hope and stability for families everywhere.

在当今世界，财务安全是生活规划中的一个关键方面。随着个人年龄的增长或面临不确定的未来，稳定收入来源的需求变得尤为重要。一种应对这一需求的金融产品是幸存者年金。幸存者年金是一种年金，旨在在原年金持有人去世后向受益人提供持续的收入。这种金融工具确保了即使主要收入来源去世，亲人也能得到经济支持。幸存者年金的概念根植于风险管理和财务规划的原则。当个人购买年金时，他们实际上是与保险公司签订合同，支付一笔一次性款项或一系列款项，以换取定期支付。在幸存者年金的情况下，合同规定如果年金持有人去世，支付将继续到指定受益人。这种安排让年金持人安心，知道他们的亲人在自己意外去世的情况下会有经济保障。市场上有各种类型的幸存者年金，每种都旨在满足不同的需求和偏好。有些可能提供固定的收入流，而其他则可能包括投资成分，允许潜在的长期增长。选择追求哪种类型通常取决于个人情况，例如当前的财务状况、家庭需求和长期目标。例如，一对年轻夫妇在组建家庭时，可能会优先考虑一种幸存者年金，以确保在孩子们经济独立之前，保证收入，从而在关键时期满足家庭的需求。此外，幸存者年金的结构可以显著影响其福利。一些政策可能允许根据通货膨胀进行调整，确保支付的购买力随着时间的推移保持不变。其他政策可能提供一次性支付选项，为受益人管理资金提供灵活性。理解这些选项对于任何考虑幸存者年金的人来说至关重要，因为这直接影响到提供给亲人的财务安全。在当今不可预测的经济气候中，幸存者年金的重要性不容小觑。随着生活成本的上升和市场的波动，拥有可靠的收入来源可以在困难时期减轻压力。此外，它体现了一种负责任的财务规划方法，展示了对家庭福祉的承诺。总之，幸存者年金（幸存者年金）作为一种重要的金融工具，不仅为受益人提供持续的收入，而且体现了对未来的深思熟虑的规划。通过了解这一产品的细微差别，个人可以做出明智的决策，确保他们的亲人在自己缺席时得到照顾。在我们应对财务安全的复杂性时，幸存者年金无疑成为各个家庭希望和稳定的灯塔。