pension for survivor

简明释义

遗族救济金

英英释义

A pension for survivor refers to a financial benefit that is paid to the surviving spouse or dependent of a deceased individual, typically as part of a retirement or life insurance plan.

幸存者养老金是指在退休或人寿保险计划中,支付给已故个人的幸存配偶或受抚养人的经济福利。

例句

1.The pension for survivor 遗属养老金 can be a crucial source of income for widows and widowers.

对于寡妇和鳏夫来说,pension for survivor 遗属养老金可能是一个关键的收入来源。

2.After the death of her husband, she applied for a pension for survivor 遗属养老金 to support her living expenses.

在她丈夫去世后,她申请了pension for survivor 遗属养老金以支持她的生活开支。

3.She received a letter confirming her eligibility for a pension for survivor 遗属养老金 after her partner's passing.

在她伴侣去世后,她收到了确认她有资格领取pension for survivor 遗属养老金的信件。

4.Many people are unaware that they are entitled to a pension for survivor 遗属养老金 if their spouse was a member of the military.

许多人不知道,如果他们的配偶是军队成员,他们有权获得pension for survivor 遗属养老金

5.The pension for survivor 遗属养老金 provided by the government can help families cope with financial difficulties after losing a loved one.

政府提供的pension for survivor 遗属养老金可以帮助家庭在失去亲人后应对经济困难。

作文

The concept of a pension for survivor is an essential aspect of financial planning, particularly for individuals who are concerned about the future security of their loved ones. A pension for survivor refers to a type of pension that continues to provide financial support to the dependents of a deceased individual. This can include spouses, children, or other relatives who relied on the deceased for financial support. Understanding this concept is crucial for anyone looking to ensure that their family is taken care of in the event of their passing.When planning for retirement, many people focus solely on their own financial needs. However, it is equally important to consider how their decisions will affect their survivors. A pension for survivor can serve as a safety net, providing ongoing income to those left behind. This can help cover daily living expenses, educational costs, and healthcare needs, ensuring that the family can maintain a certain quality of life even after a loss.There are various types of survivor pensions available, depending on the retirement plan or insurance policy. Some plans offer a full survivor benefit, which means that the surviving spouse or dependents receive the same amount as the deceased individual would have received had they lived. Other plans may provide a reduced benefit, which could be a percentage of the original pension amount. It is important for individuals to thoroughly research their options and choose a plan that best fits their family's needs.Moreover, the rules governing pension for survivor benefits can vary significantly from one plan to another. For example, some plans may require the participant to elect the survivor benefit option at the time of retirement, while others may automatically include it. Additionally, there may be age or relationship requirements that need to be met for dependents to qualify for these benefits. Therefore, understanding the specific terms of a pension plan is vital for ensuring that loved ones are protected.In addition to traditional pensions, there are also life insurance policies that can function similarly to a pension for survivor. These policies can provide a lump sum payment or a series of payments to beneficiaries upon the insured's death. This can be an effective way to supplement pension benefits and provide additional financial security for survivors.Ultimately, planning for a pension for survivor is not just about financial numbers; it is about peace of mind. Knowing that your loved ones will be taken care of financially can alleviate some of the stress associated with aging and the uncertainties of life. Taking proactive steps to ensure that a survivor pension is in place can make a significant difference in the lives of those left behind.In conclusion, a pension for survivor is a critical component of financial planning that should not be overlooked. It provides essential support to dependents after the loss of a loved one, helping them navigate the challenges of life without their primary financial provider. By understanding the different options available and making informed decisions, individuals can secure a brighter future for their families, even in the face of life's uncertainties.

“幸存者养老金”这一概念是财务规划的重要方面,尤其是对于那些关心自己所爱之人未来安全的人来说。“幸存者养老金”指的是一种养老金,继续为已故个人的依赖者提供经济支持。这可以包括配偶、子女或其他依赖于已故者的亲属。理解这一概念对任何希望确保其家庭在自己去世时得到照顾的人来说至关重要。在退休规划时,许多人仅关注自己的财务需求。然而,同样重要的是考虑他们的决策将如何影响他们的幸存者。“幸存者养老金”可以作为一个安全网,为留下的亲人提供持续的收入。这可以帮助支付日常生活费用、教育费用和医疗需求,确保家庭在失去亲人后仍能维持一定的生活质量。根据退休计划或保险政策,存在各种类型的幸存者养老金。一些计划提供全额幸存者福利,这意味着幸存的配偶或依赖者将获得与已故者相同的金额,而其他计划可能提供减少的福利,这可能是原始养老金金额的一定百分比。因此,个人必须彻底研究他们的选择,并选择最适合其家庭需求的计划。此外,关于“幸存者养老金”福利的规则在不同计划之间可能有显著差异。例如,一些计划可能要求参与者在退休时选择幸存者福利选项,而其他计划则可能自动包括它。此外,可能会有年龄或关系要求需要满足,才能使依赖者符合这些福利的资格。因此,了解养老金计划的具体条款对于确保所爱之人受到保护至关重要。除了传统养老金,还有一些人寿保险政策可以类似于“幸存者养老金”。这些政策可以在被保险人去世时向受益人提供一次性付款或一系列付款。这可以有效地补充养老金福利,为幸存者提供额外的财务安全。最终,规划“幸存者养老金”不仅仅是关于财务数字;它关乎内心的平静。知道你的亲人将在经济上得到照顾,可以减轻与衰老和生活不确定性相关的一些压力。采取积极措施确保幸存者养老金到位,可以对留下来的人的生活产生重大影响。总之,“幸存者养老金”是财务规划中一个关键的组成部分,不应被忽视。它为在失去亲人后依赖者提供必要的支持,帮助他们应对没有主要经济提供者的生活挑战。通过了解可用的不同选项并做出明智的决定,个人可以为其家庭确保更光明的未来,即使面临生活的不确定性。

相关单词

pension

pension详解:怎么读、什么意思、用法

survivor

survivor详解:怎么读、什么意思、用法