full premium if lost

简明释义

遗失后补缴全部保险费

英英释义

例句

1.The car rental agreement includes a clause that guarantees full premium if lost for any damages incurred during the rental period.

汽车租赁协议中包含一项条款，保证在租赁期间发生的任何损坏都能获得全额保费赔偿。

2.When purchasing travel insurance, make sure to read the fine print regarding full premium if lost coverage for your belongings.

在购买旅行保险时，确保阅读有关个人物品的全额保费赔偿的细则。

3.If your insurance policy states that you will receive full premium if lost, it means you are entitled to the complete amount paid in case of a claim.

如果你的保险政策规定在索赔时你将获得全额保费赔偿，这意味着在索赔时你有权获得全部已支付的金额。

4.Homeowner's insurance often includes a provision for full premium if lost due to natural disasters.

房主保险通常包括因自然灾害造成的全额保费赔偿条款。

5.The warranty on the electronics states that you will receive full premium if lost if the item is stolen within the first year.

电子产品的保修条款规定，如果该物品在第一年内被盗，你将获得全额保费赔偿。

作文

In the world of insurance, understanding the terms and conditions is crucial for policyholders. One such term that often comes up is full premium if lost. This phrase refers to the amount that an insured party is entitled to receive in the event of a total loss of the insured item, whether it be property, vehicle, or any other asset. Essentially, it means that if the insured item is completely destroyed or lost, the insurance company will pay out the entire premium amount that was initially agreed upon in the policy. This can provide significant peace of mind to individuals who may be worried about the financial implications of losing valuable possessions.Insurance policies are designed to protect individuals from unforeseen events. When you purchase an insurance policy, you are essentially paying a premium to transfer the risk of loss to the insurance company. The concept of full premium if lost is particularly important for those who own high-value items, such as jewelry, art, or vehicles. Knowing that you will receive the full amount of your policy in case of a total loss allows you to invest in these items without the constant fear of financial ruin should something happen to them.Moreover, understanding this term can also influence the decision-making process when buying insurance. For instance, some individuals may opt for policies that offer full premium if lost, while others might choose more limited coverage for lower premiums. It is essential to weigh the benefits against the costs. A policy that provides full premium if lost may come with a higher premium, but it offers greater security and assurance.Additionally, it is important to note that the term full premium if lost does not mean that the insurance company will refund the premiums paid over time. Instead, it refers to the payout amount in the event of a complete loss. This distinction is crucial for policyholders to understand, as it can affect their expectations and financial planning.In conclusion, the phrase full premium if lost is a vital component of many insurance policies. It signifies the commitment of the insurance company to compensate the policyholder fully in the event of a total loss of the insured asset. By grasping this concept, individuals can make informed decisions regarding their insurance needs and feel more secure in their investments. Understanding the nuances of insurance terminology not only empowers policyholders but also helps them navigate the complexities of financial protection in an unpredictable world.

在保险的世界里，理解条款和条件对于投保人至关重要。一个经常出现的术语是全额赔付如果丢失。这个短语指的是，在被保险物品完全损失的情况下，投保人有权获得的金额，无论是财产、车辆还是其他资产。基本上，这意味着如果被保险物品完全毁坏或丢失，保险公司将支付最初在保单中商定的全额保费。这可以为那些担心失去贵重财产带来财务影响的人提供重要的安心。保险政策旨在保护个人免受不可预见事件的影响。当你购买保险政策时，你实际上是在支付保费以将损失的风险转移给保险公司。全额赔付如果丢失的概念对于拥有高价值物品的人特别重要，例如珠宝、艺术品或车辆。知道如果发生完全损失，你将收到保单的全额，可以让你在投资这些物品时不必时刻担心如果发生意外会导致财务破产。此外，了解这个术语也可以影响购买保险时的决策。例如，一些人可能选择提供全额赔付如果丢失的政策，而其他人可能选择更有限的保障以降低保费。评估好处与成本之间的关系至关重要。提供全额赔付如果丢失的保单可能伴随着更高的保费，但它提供了更大的安全感和保障。此外，重要的是要注意，术语全额赔付如果丢失并不意味着保险公司会退还已支付的保费。相反，它指的是在完全损失的情况下的赔付金额。这个区别对投保人至关重要，因为它可能会影响他们的期望和财务规划。总之，短语全额赔付如果丢失是许多保险政策的重要组成部分。它表示保险公司承诺在被保险资产完全损失的情况下全额赔偿投保人。通过掌握这一概念，个人可以就自己的保险需求做出明智的决策，并在投资中感到更加安全。理解保险术语的细微差别不仅赋予投保人权力，也帮助他们在不可预测的世界中驾驭财务保护的复杂性。