transitory income

简明释义

一时性收入

英英释义

例句

1.Some people take on side jobs for transitory income 临时收入 while pursuing their main career.

一些人在追求主要职业的同时，做兼职工作以获得transitory income 临时收入。

2.Investing in stocks can sometimes lead to transitory income 临时收入 through dividends that vary each quarter.

投资股票有时会通过每季度变化的股息产生transitory income 临时收入。

3.Students often seek transitory income 临时收入 through internships or part-time jobs during their studies.

学生们常常通过实习或兼职工作寻求transitory income 临时收入。

4.During the holiday season, many retail workers experience a surge in transitory income 临时收入 due to increased hiring.

在假日季节，许多零售员工由于招聘增加而经历transitory income 临时收入的激增。

5.Many freelancers often rely on transitory income 临时收入 from short-term projects to make ends meet.

许多自由职业者常常依赖于来自短期项目的transitory income 临时收入来维持生计。

作文

Understanding the concept of transitory income is crucial for anyone looking to manage their finances effectively. In the realm of personal finance, income can be categorized into two main types: permanent and transitory. Transitory income refers to earnings that are not expected to last over the long term. This type of income may come from one-time bonuses, temporary jobs, or unexpected windfalls such as lottery winnings. While it may provide a financial boost in the short term, relying on transitory income can lead to potential pitfalls if individuals do not manage it wisely.Many people experience transitory income at various points in their lives. For instance, a freelance graphic designer might land a lucrative project that pays significantly more than their usual rates. This extra money can be tempting to spend immediately on luxuries or non-essential items. However, understanding that this income is transitory is essential. If the designer fails to save or invest a portion of this income, they may find themselves in a difficult financial situation once the project ends.Moreover, transitory income can also arise from inheritance or gifts. Receiving a large sum of money from a relative can feel like a windfall, but it is important to recognize that this money is not a regular source of income. Individuals must consider how they will use this money wisely, perhaps by investing it or saving it for future needs. Without careful planning, transitory income can quickly disappear, leaving individuals with little to show for it.In contrast, permanent income is more stable and predictable. It comes from regular employment, salaries, or consistent business revenue. Understanding the difference between these two types of income is vital for budgeting and financial planning. Those who rely too heavily on transitory income without a solid foundation of permanent income may face significant financial stress during lean times.To effectively manage transitory income, individuals should adopt a strategic approach. First, it is essential to create a budget that accounts for both permanent and transitory income. A good rule of thumb is to allocate a portion of any transitory income to savings or investments before spending the remainder. This way, individuals can enjoy the benefits of their windfall while also securing their financial future.Additionally, building an emergency fund can help mitigate the risks associated with relying on transitory income. An emergency fund acts as a financial safety net, providing peace of mind during periods when income may be unstable. By setting aside a portion of transitory income into this fund, individuals can ensure they have resources available when needed.Ultimately, understanding transitory income and its implications is essential for financial health. By recognizing the temporary nature of these earnings and planning accordingly, individuals can avoid the common pitfalls associated with sudden increases in income. Making informed decisions about spending, saving, and investing can help transform what could be a fleeting financial advantage into lasting security. In conclusion, while transitory income can be a welcome addition to one’s finances, it is imperative to approach it with caution and a solid plan to ensure long-term stability and success.

理解临时收入的概念对于任何希望有效管理财务的人来说都是至关重要的。在个人财务领域，收入可以分为两种主要类型：永久性收入和临时收入。临时收入是指预计不会长期持续的收入。这种类型的收入可能来自一次性的奖金、临时工作或意外的好运，例如彩票中奖。虽然它可能在短期内提供财务支持，但如果个人没有明智地管理这些收入，依赖于临时收入可能会导致潜在的陷阱。许多人在生活的不同阶段都会经历临时收入。例如，一位自由职业的平面设计师可能会获得一个高薪项目，这个项目的报酬远高于他们通常的收费。这笔额外的钱可能让人想立刻花在奢侈品或非必需品上。然而，理解这笔收入是临时的至关重要。如果设计师没有将这部分收入的一部分存起来或投资，他们可能会发现自己在项目结束后陷入困境。此外，临时收入也可能来自遗产或礼物。从亲属那里收到一大笔钱可能感觉像是一笔意外之财，但重要的是要认识到这笔钱不是定期收入的来源。个人必须考虑如何明智地使用这笔钱，或许可以通过投资或为未来需求储蓄来实现。如果没有仔细规划，临时收入很快就会消失，让个人无所适从。相比之下，永久性收入更为稳定和可预测。它来自于常规的工作、工资或稳定的商业收入。理解这两种收入类型之间的区别对预算和财务规划至关重要。那些过于依赖临时收入而没有坚实的永久收入基础的人，可能会在经济困难时期面临重大财务压力。为了有效管理临时收入，个人应采取战略性的方法。首先，创建一个预算是至关重要的，该预算考虑了永久收入和临时收入。一个好的经验法则是，将任何临时收入的一部分分配给储蓄或投资，然后再花费其余部分。这样，个人可以享受意外之财的好处，同时也能保障自己的财务未来。此外，建立应急基金可以帮助减轻依赖临时收入所带来的风险。应急基金充当财务安全网，在收入不稳定时提供安心。通过将一部分临时收入存入此基金，个人可以确保在需要时有可用的资源。最终，理解临时收入及其影响对财务健康至关重要。通过认识到这些收入的暂时性质并进行相应规划，个人可以避免与突然增加的收入相关的常见陷阱。做出明智的支出、储蓄和投资决策可以帮助将可能是短暂的财务优势转变为持久的安全感。总之，虽然临时收入可能是个人财务的欢迎补充，但以谨慎和明确的计划来应对它是至关重要的，以确保长期的稳定和成功。