one-time expense

简明释义

一次费用

英英释义

例句

1.Buying new office furniture was a necessary one-time expense for our startup.

购买新办公家具是我们初创公司的一项必要的一次性开支。

2.When we moved to a new city, our moving costs were a large one-time expense.

当我们搬到新城市时，搬家费用是一笔很大的一次性开支。

3.The software license was a one-time expense that allowed us to improve our productivity.

软件许可证是一项一次性开支，使我们能够提高生产力。

4.Setting up a home office involved several one-time expenses, including a desk and chair.

建立家庭办公室涉及几项一次性开支，包括桌子和椅子。

5.The renovation of the kitchen turned out to be a significant one-time expense that improved our home value.

厨房的装修被证明是一项重要的一次性开支，提升了我们家的价值。

作文

When managing personal finances, understanding the concept of a one-time expense is crucial. A one-time expense refers to an expenditure that occurs only once and is not expected to happen again in the foreseeable future. This type of expense can significantly impact a budget, especially if it is unplanned or larger than anticipated. For example, purchasing a new car, paying for a wedding, or even making significant home repairs can all be classified as one-time expenses. Unlike regular monthly bills such as rent or utilities, which are ongoing and predictable, one-time expenses require careful planning and consideration.Understanding how to manage these expenses is essential for maintaining financial stability. When faced with a one-time expense, individuals must assess their current financial situation and determine whether they have enough savings to cover the cost. If not, they might need to consider other options, such as taking out a loan or using credit cards. However, relying too heavily on credit can lead to debt accumulation, which can be detrimental in the long run.Planning for one-time expenses is an effective strategy to avoid financial strain. By setting aside a specific amount of money each month into a savings account designated for these types of expenses, individuals can prepare for future costs without disrupting their regular budget. This proactive approach allows for greater flexibility and peace of mind when unexpected one-time expenses arise.Moreover, it is important to distinguish between necessary and unnecessary one-time expenses. Necessary expenses, such as medical bills or urgent home repairs, should take priority over discretionary purchases, like luxury vacations or high-end electronics. Evaluating the importance of each one-time expense can help individuals make informed decisions about their spending.In conclusion, a one-time expense can be a significant factor in financial planning and management. By understanding what constitutes a one-time expense, preparing for it in advance, and distinguishing between necessary and unnecessary costs, individuals can better navigate their financial landscape. This knowledge empowers people to make sound financial decisions and maintain a healthy budget, ultimately leading to greater financial security and less stress in their lives.

在管理个人财务时，理解一次性支出的概念至关重要。一次性支出指的是仅发生一次且在可预见的未来不再发生的支出。这种类型的支出可能会显著影响预算，特别是当它是意外的或超出预期时。例如，购买新车、支付婚礼费用或进行重大房屋维修都可以归类为一次性支出。与每月的固定账单（如租金或水电费）不同，后者是持续和可预测的，一次性支出需要谨慎规划和考虑。理解如何管理这些支出对于维持财务稳定至关重要。当面临一次性支出时，个人必须评估其当前的财务状况，并确定是否有足够的储蓄来覆盖费用。如果没有，他们可能需要考虑其他选择，例如申请贷款或使用信用卡。然而，过度依赖信用可能导致债务累积，从长远来看，这可能是有害的。为一次性支出进行规划是一种有效的策略，可以避免财务压力。通过每月将特定金额存入专门用于这些类型支出的储蓄账户，个人可以在未来出现费用时做好准备，而不会干扰他们的常规预算。这种主动的方法使人们在意外的一次性支出出现时拥有更大的灵活性和安心感。此外，区分必要的和不必要的一次性支出也很重要。必要的支出，如医疗账单或紧急房屋维修，应优先于可自由支配的消费，如奢侈假期或高端电子产品。评估每项一次性支出的重要性可以帮助个人做出明智的支出决策。总之，一次性支出可能是财务规划和管理中的一个重要因素。通过理解什么构成一次性支出、提前做好准备以及区分必要和不必要的费用，个人可以更好地驾驭他们的财务状况。这种知识使人们能够做出明智的财务决策，并保持健康的预算，最终导致更大的财务安全和更少的生活压力。