deferred sight letter of credit

简明释义

延期付即期信用证

英英释义

例句

1.The exporter decided to use a deferred sight letter of credit for the shipment to reduce upfront payment risks.

出口商决定使用延期即期信用证来减少前期付款风险。

2.Before shipping the goods, the supplier confirmed the details of the deferred sight letter of credit with the bank.

在发货之前，供应商与银行确认了延期即期信用证的细节。

3.Using a deferred sight letter of credit allows exporters to negotiate better terms with their buyers.

使用延期即期信用证可以让出口商与买方协商更好的条款。

4.The bank issued a deferred sight letter of credit to facilitate the transaction between the buyer and seller.

银行签发了延期即期信用证以促进买卖双方的交易。

5.In international trade, a deferred sight letter of credit can help sellers receive payment after a certain period.

在国际贸易中，延期即期信用证可以帮助卖方在一定期限后收到付款。

作文

In the realm of international trade, various financial instruments facilitate transactions between buyers and sellers. One such instrument is the deferred sight letter of credit, which serves a unique purpose in ensuring that both parties are protected during the transaction process. Understanding how this instrument works can significantly enhance one’s ability to navigate the complexities of global commerce.A deferred sight letter of credit is essentially a guarantee from a bank that payment will be made to the seller at a specified future date after the presentation of required documents. This type of letter of credit allows the buyer to receive goods before making a full payment, thus providing a level of flexibility that can be beneficial for both parties involved. For instance, a company may need to import goods to meet immediate market demand but may not have sufficient cash flow to pay for them upfront. By utilizing a deferred sight letter of credit, the buyer can secure the necessary goods while deferring payment until a later date, usually after the goods have been received and inspected.The operational mechanism of a deferred sight letter of credit begins when the buyer applies for it through their bank. The bank then issues the letter of credit, which outlines the terms and conditions under which payment will be made. The seller, upon receiving the letter of credit, prepares the shipment and gathers the required documentation, such as invoices, shipping documents, and insurance certificates. Once the seller presents these documents to their bank, the bank verifies them against the terms of the letter of credit.If everything is in order, the seller’s bank forwards the documents to the buyer’s bank. At this point, the buyer’s bank will review the documents and, if they comply with the stipulated terms, will make payment to the seller. However, the key feature of a deferred sight letter of credit is that the actual payment to the seller is deferred to a later date, which could range from 30 to 90 days after document presentation. This delay allows the buyer to manage their cash flow more effectively while still fulfilling their obligations to the seller.One of the significant advantages of using a deferred sight letter of credit is that it provides security for both the buyer and the seller. For the seller, it guarantees that they will receive payment as long as they comply with the terms of the letter of credit. For the buyer, it ensures that they do not have to pay for the goods until they have had a chance to inspect them and confirm that they meet the agreed-upon specifications.However, there are also potential drawbacks to consider. The use of a deferred sight letter of credit may involve additional costs, such as bank fees and interest on deferred payments. Moreover, if the buyer fails to make the payment by the due date, it could lead to disputes and damage the business relationship between the two parties.In conclusion, the deferred sight letter of credit is a valuable financial tool in international trade that offers flexibility and security for both buyers and sellers. By understanding its mechanics and implications, businesses can make informed decisions that enhance their trading capabilities and foster successful partnerships in the global marketplace.

在国际贸易领域，各种金融工具促进了买卖双方之间的交易。其中一种工具是延期见票信用证，它在确保交易过程中的双方保护方面发挥着独特作用。理解这一工具如何运作，可以显著增强人们驾驭全球商业复杂性的能力。延期见票信用证本质上是银行的一种担保，保证在提交所需文件后，卖方将在指定的未来日期获得付款。这种类型的信用证允许买方在全额付款之前收到货物，从而为双方提供了一定的灵活性，这对参与交易的双方都是有利的。例如，一家公司可能需要进口货物以满足市场的即时需求，但可能没有足够的现金流来提前支付这些货物。通过利用延期见票信用证，买方可以在稍后推迟付款的情况下，确保所需的货物，通常是在货物收到并检查后。延期见票信用证的操作机制始于买方通过其银行申请信用证。然后，银行签发信用证，概述将在何种条件下进行付款。卖方在收到信用证后，准备发货并收集所需的文件，例如发票、运输单据和保险凭证。一旦卖方将这些文件提交给他们的银行，银行将根据信用证的条款进行核实。如果一切正常，卖方的银行将把文件转发给买方的银行。在这一点上，买方的银行将审核文件，如果符合规定的条款，就会向卖方付款。然而，延期见票信用证的关键特征是，卖方的实际付款被推迟到稍后的日期，通常是在文件提交后30到90天。这一延迟使得买方能够更有效地管理现金流，同时仍然履行对卖方的义务。使用延期见票信用证的一个重要优势是，它为买方和卖方提供了安全保障。对于卖方而言，只要他们遵守信用证的条款，就能保证收到付款。对于买方而言，确保在有机会检查货物并确认其符合约定规格之前，不必为货物付款。然而，也有潜在的缺点需要考虑。使用延期见票信用证可能涉及额外费用，例如银行手续费和延期付款的利息。此外，如果买方未能在到期日之前付款，可能会导致争议并损害双方的业务关系。总之，延期见票信用证是国际贸易中一种有价值的金融工具，为买方和卖方提供了灵活性和安全性。通过理解其机制和影响，企业可以做出明智的决策，增强其交易能力，并在全球市场中培养成功的合作伙伴关系。