deferred sight letter of credit

简明释义

延付即期信用证

英英释义

例句

1.The buyer requested a deferred sight letter of credit to ensure they had time to inspect the goods before payment.

买方要求使用延期即期信用证，以确保他们在付款前有时间检查货物。

2.With a deferred sight letter of credit, the seller can ship the goods and receive payment at a later date.

通过延期即期信用证，卖方可以发货并在稍后的日期收到付款。

3.Using a deferred sight letter of credit can help businesses manage cash flow more effectively.

使用延期即期信用证可以帮助企业更有效地管理现金流。

4.The exporter decided to use a deferred sight letter of credit for this transaction, allowing them to receive payment after shipment.

出口商决定在这笔交易中使用延期即期信用证，允许他们在发货后收到付款。

5.The terms of the deferred sight letter of credit specified that payment would be made within 30 days after presentation of documents.

该延期即期信用证的条款规定，在提交文件后30天内付款。

作文

In the world of international trade, various financial instruments facilitate transactions between buyers and sellers. One such instrument is the deferred sight letter of credit, which plays a crucial role in ensuring that both parties fulfill their obligations. To fully understand this term, it is essential to break it down into its components and examine its implications in trade finance.A letter of credit (LC) is a document issued by a financial institution, typically a bank, that guarantees payment to a seller on behalf of a buyer, provided that the seller meets specific terms and conditions outlined in the LC. The deferred sight letter of credit is a particular type of letter of credit that combines elements of both sight and deferred payment LCs.In a standard sight letter of credit, payment is made immediately upon presentation of the required documents, such as shipping invoices and bills of lading. This immediate payment provides security to the seller, as they receive their funds as soon as they fulfill their part of the agreement. However, in a deferred sight letter of credit, the payment is not made immediately but is instead deferred to a later date, usually specified in the terms of the LC.The primary advantage of using a deferred sight letter of credit is that it allows buyers to manage their cash flow more effectively. By deferring payment, buyers can ensure that they have sufficient time to sell the goods before the payment is due. This arrangement can be particularly beneficial for businesses that require time to convert inventory into cash or those that operate on tight margins.From the seller's perspective, a deferred sight letter of credit still provides a level of security, albeit with some added risk. While the seller knows that payment is guaranteed by the issuing bank, the delay in payment means that they must wait longer to receive their funds. This waiting period can be a concern, especially if the seller has already incurred costs related to the production and shipment of goods.To mitigate the risks associated with a deferred sight letter of credit, sellers often conduct thorough due diligence on their buyers. Understanding the buyer's financial stability and market position can help sellers make informed decisions about whether to accept this type of LC. Additionally, sellers may negotiate terms that provide better protection, such as requiring partial payment upfront or securing additional collateral.In conclusion, the deferred sight letter of credit serves as a valuable tool in international trade, balancing the needs of both buyers and sellers. For buyers, it offers flexibility in managing cash flow, while for sellers, it provides a degree of security despite the delayed payment. As global trade continues to evolve, understanding financial instruments like the deferred sight letter of credit will remain essential for businesses aiming to navigate the complexities of international commerce effectively.

在国际贸易的世界中，各种金融工具促进了买卖双方之间的交易。其中一个重要的工具是延期即期信用证，它在确保双方履行义务方面发挥着关键作用。要全面理解这个术语，有必要将其分解为各个组成部分，并考察其在贸易融资中的含义。信用证（LC）是由金融机构（通常是银行）签发的文件，保证在买方的委托下，向卖方支付款项，前提是卖方满足信用证中列出的特定条款和条件。延期即期信用证是一种特殊类型的信用证，它结合了即期和延期付款信用证的元素。在标准的即期信用证中，支付是在提交所需文件（如运输发票和提单）后立即进行的。这种即时支付为卖方提供了保障，因为他们在履行协议后立即收到资金。然而，在延期即期信用证中，支付并不是立即进行，而是推迟到稍后的日期，通常在信用证的条款中指定。使用延期即期信用证的主要优点是它允许买方更有效地管理现金流。通过推迟付款，买方可以确保在付款到期之前有足够的时间出售商品。这种安排对于需要时间将库存转化为现金或那些运营在紧张利润空间内的企业尤其有利。从卖方的角度来看，延期即期信用证仍然提供了一定程度的安全性，尽管伴随着一些额外风险。虽然卖方知道付款是由开证银行担保的，但付款的延迟意味着他们必须等待更长的时间才能收到资金。这个等待期可能是一个问题，特别是如果卖方已经承担了与生产和运输商品相关的成本。为了减轻与延期即期信用证相关的风险，卖方通常会对买方进行彻底的尽职调查。了解买方的财务稳定性和市场地位可以帮助卖方做出明智的决定，判断是否接受这种类型的信用证。此外，卖方可以谈判提供更好保护的条款，例如要求提前部分付款或确保额外的抵押品。总之，延期即期信用证作为国际贸易中的一种有价值工具，平衡了买卖双方的需求。对于买方来说，它提供了管理现金流的灵活性，而对于卖方来说，尽管付款延迟，但它仍然提供了一定程度的安全性。随着全球贸易的不断发展，理解像延期即期信用证这样的金融工具将始终对旨在有效应对国际商业复杂性的企业至关重要。