immaterial annuity

简明释义

寻常年金

英英释义

例句

1.Many financial advisors recommend considering an immaterial annuity for long-term investment strategies.

许多财务顾问建议在长期投资策略中考虑无形年金。

2.Understanding the terms of an immaterial annuity is crucial before making any commitments.

在做出任何承诺之前，理解无形年金的条款至关重要。

3.In retirement planning, an immaterial annuity can be a valuable tool for ensuring financial security.

在退休规划中，无形年金可以成为确保财务安全的有价值工具。

4.Investors often overlook the benefits of an immaterial annuity, which can provide a steady income stream without significant initial investment.

投资者常常忽视无形年金的好处，它可以在没有重大初始投资的情况下提供稳定的收入流。

5.The immaterial annuity offers flexibility, allowing policyholders to adjust their payment schedules as needed.

无形年金提供灵活性，使保单持有人可以根据需要调整支付计划。

作文

In the realm of finance and investment, understanding various terms is crucial for making informed decisions. One such term that may not be familiar to many is immaterial annuity. An immaterial annuity refers to a stream of payments that is not significant enough to impact one's financial situation or decision-making process. This concept can be particularly relevant in discussions about retirement planning, investment strategies, and financial forecasting.To grasp the significance of an immaterial annuity, it is essential to first understand what an annuity is. An annuity is a financial product that provides a series of payments made at equal intervals. These payments can be received monthly, quarterly, annually, or at other regular intervals. Annuities are often used as a way to provide a steady income stream during retirement, allowing individuals to manage their finances more effectively after they stop working.However, not all annuities are created equal. The term immaterial annuity suggests that the payments associated with this type of annuity are minimal or negligible. For instance, if someone has a small annuity that pays out a few dollars each month, this could be considered an immaterial annuity. While these payments may provide some level of income, they are unlikely to significantly affect the individual's overall financial health or lifestyle.The existence of immaterial annuities raises important questions about financial planning. Individuals must evaluate whether the time and resources spent managing such small streams of income are worth the effort. In many cases, people may find that focusing on larger investments or savings plans yields better results than trying to optimize every small payment they receive.Moreover, the concept of immaterial annuity can also apply to other areas of finance beyond traditional annuities. For example, individuals might receive small dividends from stocks or minor interest from savings accounts. While these payments contribute to overall wealth accumulation, they may not be substantial enough to warrant significant attention or concern. Therefore, recognizing these payments as immaterial annuities can help individuals prioritize their financial strategies more effectively.In conclusion, understanding the term immaterial annuity is valuable for anyone involved in financial planning or investment. By recognizing that some income streams are too small to make a meaningful impact on one's financial situation, individuals can focus their efforts on more substantial investments and savings strategies. Ultimately, distinguishing between material and immaterial annuities allows for better financial decision-making and prioritization, leading to a more secure and prosperous financial future.

在金融和投资领域，理解各种术语对于做出明智的决策至关重要。一个可能对许多人来说并不熟悉的术语是无关紧要的年金。无关紧要的年金指的是一系列支付，其金额不足以影响个人的财务状况或决策过程。这个概念在退休规划、投资策略和财务预测的讨论中尤为相关。要理解无关紧要的年金的意义，首先需要了解年金的定义。年金是一种金融产品，提供定期支付的系列款项。这些支付可以按月、按季度、按年或其他定期间隔进行。年金通常用于在退休期间提供稳定的收入流，使个人在停止工作后能够更有效地管理财务。然而，并非所有年金都是相同的。无关紧要的年金这个术语暗示与这种类型的年金相关的支付是微不足道的。例如，如果某人拥有一个每月支付几美元的小年金，这可以被视为无关紧要的年金。尽管这些支付可能提供某种程度的收入，但它们不太可能显著影响个人的整体财务健康或生活方式。无关紧要的年金的存在引发了关于财务规划的重要问题。个人必须评估管理如此小的收入流所花费的时间和资源是否值得。在许多情况下，人们可能会发现，专注于较大的投资或储蓄计划比试图优化他们收到的每一笔小额支付更能带来更好的结果。此外，无关紧要的年金的概念也可以应用于传统年金之外的其他金融领域。例如，个人可能会从股票中获得小额股息或从储蓄账户中获得微小利息。虽然这些支付有助于整体财富的积累，但它们可能不足以引起显著关注或担忧。因此，将这些支付视为无关紧要的年金可以帮助个人更有效地优先考虑他们的财务策略。总之，理解无关紧要的年金这一术语对任何参与财务规划或投资的人都非常重要。通过认识到一些收入流过小而无法对个人的财务状况产生重大影响，个人可以将精力集中在更重要的投资和储蓄策略上。最终，区分重要年金和无关紧要的年金使得财务决策和优先排序更加合理，从而实现更安全和繁荣的财务未来。