multiple expansion of credit

简明释义

信用多倍扩大

英英释义

例句

1.A multiple expansion of credit can often lead to increased inflation if not managed properly.

如果管理不当，信贷的多重扩张往往会导致通货膨胀加剧。

2.The recent economic policies have led to a significant multiple expansion of credit, which has stimulated consumer spending.

最近的经济政策导致了显著的信贷的多重扩张，这刺激了消费者支出。

3.Investors are closely watching the multiple expansion of credit as it indicates potential growth in various sectors.

投资者密切关注信贷的多重扩张，因为它预示着各个行业的潜在增长。

4.During the financial crisis, the multiple expansion of credit was halted, causing a slowdown in economic activity.

在金融危机期间，信贷的多重扩张被暂停，导致经济活动放缓。

5.The central bank's decision to lower interest rates resulted in a multiple expansion of credit across the country.

中央银行降低利率的决定导致全国范围内出现了信贷的多重扩张。

作文

The concept of multiple expansion of credit refers to a situation in which financial institutions increase the amount of credit they extend to borrowers, often resulting in a broader availability of loans and financial services. This phenomenon can occur during periods of economic growth, where banks and other lending institutions feel more confident in their ability to lend money. As a result, they may lower interest rates or relax their lending standards, allowing more individuals and businesses to access credit. This expansion can lead to increased consumer spending and investment, which in turn stimulates economic activity. However, while multiple expansion of credit can have positive effects on the economy, it also carries certain risks. For instance, if credit is too easily accessible, it can lead to excessive borrowing and ultimately contribute to financial instability. Therefore, it is crucial for regulators to monitor lending practices and ensure that credit expansion does not outpace economic growth. Additionally, the implications of multiple expansion of credit can vary across different sectors of the economy. In some cases, it may benefit small businesses seeking to expand, while in others, it could lead to asset bubbles, particularly in real estate or stock markets. Investors and policymakers must remain vigilant about the potential consequences of unchecked credit expansion. Overall, understanding the dynamics of multiple expansion of credit is essential for navigating the complexities of modern economies. It is a double-edged sword that requires careful management to harness its benefits while mitigating its risks. In conclusion, the multiple expansion of credit plays a significant role in shaping economic conditions and influencing individual financial decisions. By comprehensively analyzing this concept, we can better appreciate its impact on both macroeconomic trends and personal finance. The balance between fostering growth through credit and maintaining financial stability is delicate, and it is a challenge that economists, policymakers, and financial institutions must continuously address. As we move forward in an increasingly complex financial landscape, the lessons learned from past experiences with multiple expansion of credit will be invaluable in guiding future decisions.

‘信贷的多重扩张’这一概念指的是金融机构增加对借款人的信贷额度的情况，这通常会导致贷款和金融服务的更广泛可用性。这种现象可能发生在经济增长期间，银行及其他贷款机构对其放贷能力更加自信。因此，它们可能会降低利率或放宽贷款标准，使更多个人和企业能够获得信贷。这种扩张可以导致消费者支出和投资的增加，从而刺激经济活动。然而，虽然‘信贷的多重扩张’可以对经济产生积极影响，但它也带来了一定的风险。例如，如果信贷过于容易获得，可能导致过度借贷，并最终促成金融不稳定。因此，监管机构必须监测贷款实践，并确保信贷扩张不会超出经济增长的步伐。此外，‘信贷的多重扩张’的影响可能在经济的不同部门之间有所不同。在某些情况下，它可能有利于寻求扩展的小型企业，而在其他情况下，它可能导致资产泡沫，特别是在房地产或股票市场。投资者和政策制定者必须对不受控制的信贷扩张的潜在后果保持警惕。总的来说，理解‘信贷的多重扩张’的动态对于驾驭现代经济的复杂性至关重要。这是一把双刃剑，需要谨慎管理，以利用其好处，同时减轻其风险。总之，‘信贷的多重扩张’在塑造经济条件和影响个人财务决策方面发挥着重要作用。通过全面分析这一概念，我们可以更好地理解其对宏观经济趋势和个人财务的影响。在通过信贷促进增长与维持金融稳定之间的平衡是微妙的，这是经济学家、政策制定者和金融机构必须不断面对的挑战。随着我们在日益复杂的金融环境中前行，从过去经历中吸取的关于‘信贷的多重扩张’的教训将对指导未来的决策具有不可估量的价值。