credit first

简明释义

信用第一

英英释义

例句

1.When applying for a loan, it's essential to keep credit first to improve your chances of approval.

在申请贷款时，保持信用优先是提高批准几率的关键。

2.The new policy emphasizes credit first to foster a culture of accountability among employees.

新政策强调信用优先，以培养员工之间的责任文化。

3.During negotiations, remember to keep credit first so that both parties feel respected.

在谈判过程中，请记住保持信用优先，以便双方都感到受到尊重。

4.In our company, we believe in putting credit first to ensure that everyone feels valued.

在我们公司，我们相信将信用放在第一位，以确保每个人都感到被重视。

5.To maintain a good reputation, businesses should always prioritize credit first in their dealings.

为了维持良好的声誉，企业在交易中应始终优先考虑信用。

作文

In today's fast-paced world, the concept of 'credit first' has gained significant importance. This phrase encapsulates the idea that one should prioritize building and maintaining a good credit score before making major financial decisions. Whether it's applying for a loan, renting an apartment, or even securing a job, having a strong credit history can open many doors. The essence of credit first (优先考虑信用) lies in the understanding that financial health is crucial for personal and professional growth.A good credit score reflects an individual's ability to manage debt responsibly. It is a numerical representation of one's creditworthiness, which lenders use to gauge the risk of lending money. When individuals embrace the principle of credit first (优先考虑信用), they are effectively committing to responsible financial behavior. This includes paying bills on time, reducing outstanding debts, and avoiding unnecessary credit inquiries. By doing so, they not only improve their credit score but also enhance their overall financial stability.Moreover, the implications of prioritizing credit extend beyond just loans and mortgages. In many cases, landlords check credit scores as part of the tenant application process. A poor credit history can lead to higher security deposits or even denial of rental applications altogether. Therefore, understanding the significance of credit first (优先考虑信用) is essential for anyone looking to secure housing.Additionally, employers in certain industries may review credit reports as part of the hiring process. They often believe that a candidate's financial habits can reflect their reliability and decision-making skills. Thus, maintaining a good credit score can be a valuable asset when seeking employment. Adopting the credit first (优先考虑信用) mindset empowers individuals to take control of their financial futures and enhances their prospects in various aspects of life.Another critical aspect of the credit first (优先考虑信用) approach is understanding the long-term benefits of good credit. Lower interest rates on loans, better terms on credit cards, and increased borrowing limits are just a few advantages that come with a high credit score. Individuals who prioritize their credit are more likely to achieve their financial goals, whether it’s buying a home, starting a business, or planning for retirement.In contrast, neglecting credit can have dire consequences. A low credit score can lead to higher interest rates, which translates to paying significantly more over time. It can also result in missed opportunities, such as being unable to finance a car or being denied a mortgage. The repercussions of poor credit can linger for years, affecting not only financial decisions but also personal aspirations.In conclusion, the concept of credit first (优先考虑信用) is an essential principle that everyone should adopt. By prioritizing credit, individuals can secure their financial future, enhance their opportunities, and navigate life's challenges with greater ease. Understanding the significance of credit and taking proactive steps to maintain a good credit score can lead to a more stable and prosperous life. Therefore, let us embrace the credit first (优先考虑信用) philosophy and make informed financial choices that will benefit us in the long run.

在当今快节奏的世界中，“优先考虑信用”的概念变得越来越重要。这个短语概括了一个观点，即在做出重大财务决策之前，应该优先建立和维护良好的信用评分。无论是申请贷款、租房，还是甚至找工作，拥有良好的信用历史都能打开许多大门。“优先考虑信用”的本质在于理解财务健康对个人和职业成长的重要性。良好的信用评分反映了一个人负责任地管理债务的能力。它是一个人信用worthiness的数字表示，贷方用它来评估借款的风险。当个人接受“优先考虑信用”的原则时，他们实际上是在承诺负责任的财务行为。这包括按时支付账单、减少未偿债务以及避免不必要的信用查询。通过这样做，他们不仅提高了自己的信用评分，还增强了整体的财务稳定性。此外，优先考虑信用的影响不仅限于贷款和抵押贷款。在许多情况下，房东会在租户申请过程中检查信用评分。糟糕的信用历史可能导致更高的保证金，甚至完全拒绝租赁申请。因此，理解“优先考虑信用”的重要性对任何希望获得住房的人来说都是至关重要的。此外，某些行业的雇主可能会在招聘过程中查看信用报告。他们通常认为，一个人的财务习惯可以反映其可靠性和决策能力。因此，保持良好的信用评分在寻找工作时可能是一个有价值的资产。采用“优先考虑信用”的心态使个人能够掌控自己的财务未来，并提高他们在生活各个方面的前景。“优先考虑信用”的另一个关键方面是理解良好信用的长期好处。较低的贷款利率、更好的信用卡条款和更高的借款限额只是高信用评分带来的一些优势。优先考虑信用的人更可能实现他们的财务目标，无论是购房、创业还是为退休计划。相反，忽视信用可能会带来严重后果。低信用评分可能导致更高的利率，这意味着随着时间的推移需要支付更多的钱。它还可能导致错失机会，例如无法融资购买汽车或被拒绝抵押贷款。糟糕信用的后果可能持续多年，不仅影响财务决策，还影响个人抱负。总之，“优先考虑信用”是每个人都应该采用的一项基本原则。通过优先考虑信用，个人可以确保他们的财务未来，增强机会，并更轻松地应对生活中的挑战。了解信用的重要性并采取主动措施保持良好的信用评分，可以使生活更加稳定和繁荣。因此，让我们拥抱“优先考虑信用”的理念，做出明智的财务选择，从长远来看将使我们受益。