credit insurance; insurance of credit guarantee

简明释义

信用保险

英英释义

Credit insurance is a type of insurance that protects lenders against the risk of default by borrowers, ensuring that they receive payment even if the borrower fails to meet their financial obligations.

信用保险是一种保险,保护贷款人免受借款人违约的风险,确保即使借款人未能履行其财务义务,贷款人也能获得支付。

Insurance of credit guarantee refers to a policy that covers the financial losses incurred by a lender when a borrower defaults on a loan, providing an additional layer of security for the lender.

信用担保保险是指一种政策,当借款人违约时,覆盖贷款人所遭受的财务损失,为贷款人提供额外的安全保障。

例句

1.With credit insurance; insurance of credit guarantee, companies can secure their receivables and minimize financial risks.

通过信用保险;信用担保保险,公司可以保障其应收账款,降低财务风险。

2.Our bank offers credit insurance; insurance of credit guarantee as part of our financial services.

我们的银行将信用保险;信用担保保险作为金融服务的一部分提供。

3.Investing in credit insurance; insurance of credit guarantee can lead to better cash flow management.

投资于信用保险;信用担保保险可以改善现金流管理。

4.The credit insurance; insurance of credit guarantee policy helped the exporter feel confident in entering new markets.

这项信用保险;信用担保保险政策使出口商在进入新市场时感到放心。

5.Many businesses opt for credit insurance; insurance of credit guarantee to protect against customer defaults.

许多企业选择信用保险;信用担保保险来防范客户违约。

作文

In today's globalized economy, businesses face numerous financial risks, particularly when it comes to extending credit to customers. To mitigate these risks, many companies turn to financial instruments designed to protect their interests. One such instrument is credit insurance; insurance of credit guarantee. This type of insurance plays a crucial role in ensuring that businesses can operate confidently, knowing that they are protected against the potential default of their clients. 信用保险;信用担保保险的作用就是为企业提供这种保障,帮助它们在面对客户违约时减轻经济损失。Credit insurance is essentially a policy that protects businesses from losses due to non-payment by their customers. When a business extends credit to a buyer, there is always a risk that the buyer may not be able to pay due to various reasons, such as bankruptcy or cash flow problems. Credit insurance; insurance of credit guarantee provides a safety net, allowing businesses to recover a significant portion of their losses in such scenarios. This not only helps in maintaining financial stability but also encourages businesses to offer credit more freely, knowing they have protection in place. 信用保险;信用担保保险使得企业在信贷交易中更为大胆,从而促进了商业活动的发展。Moreover, credit insurance; insurance of credit guarantee can enhance a company’s creditworthiness. When a business has this insurance, it signals to banks and investors that it is taking proactive steps to manage its risks. This can lead to better financing options and lower interest rates, as lenders feel more secure lending to a business that has coverage against customer defaults. Additionally, having credit insurance; insurance of credit guarantee can help businesses negotiate better payment terms with suppliers, as they can assure them of their capability to meet financial obligations even in challenging times. 信用保险;信用担保保险不仅提升了企业的信誉,也为其与供应商的合作提供了更多的灵活性。The process of obtaining credit insurance; insurance of credit guarantee typically involves assessing the creditworthiness of the buyers that a business intends to insure. Insurers will conduct thorough evaluations, which can include analyzing financial statements, credit histories, and market conditions. This allows them to determine the appropriate coverage limits and premiums for the policy. By doing so, 信用保险;信用担保保险不仅保护了企业,还促使其对客户进行更深入的了解,从而优化了信贷管理。In conclusion, credit insurance; insurance of credit guarantee serves as a vital tool for businesses looking to navigate the complexities of extending credit in today’s market. It offers protection against potential losses, enhances a company's credit profile, and fosters stronger relationships with suppliers and lenders. As businesses continue to expand their operations and explore new markets, the importance of credit insurance; insurance of credit guarantee will only grow. Understanding and utilizing this form of insurance can be the difference between thriving and merely surviving in a competitive landscape. 信用保险;信用担保保险对于企业的可持续发展至关重要,因此,企业应当充分认识到其价值并加以利用。

在当今全球化的经济中,企业面临着许多财务风险,尤其是在向客户提供信贷时。为了减轻这些风险,许多公司转向旨在保护其利益的金融工具。其中一种工具就是信用保险;信用担保保险。这种类型的保险在确保企业能够自信运营方面发挥着至关重要的作用,使其知道在客户可能违约时有保护措施。信用保险;信用担保保险的作用就是为企业提供这种保障,帮助它们在面对客户违约时减轻经济损失。信用保险本质上是一种保护企业免受客户未付款项损失的政策。当企业向买方提供信贷时,总是存在买方由于破产或现金流问题等各种原因无法付款的风险。信用保险;信用担保保险提供了一张安全网,使企业能够在这种情况下收回大部分损失。这不仅有助于维持财务稳定,而且还鼓励企业更自由地提供信贷,因为它们知道自己有保护措施在身。信用保险;信用担保保险使得企业在信贷交易中更为大胆,从而促进了商业活动的发展。此外,信用保险;信用担保保险可以增强公司的信用度。当企业拥有这种保险时,它向银行和投资者表明它正在采取积极措施来管理风险。这可以导致更好的融资选择和更低的利率,因为贷款人会觉得向拥有客户违约保障的企业贷款更为安全。此外,拥有信用保险;信用担保保险可以帮助企业与供应商谈判更好的付款条件,因为它们可以向供应商保证,即使在困难时期也能履行财务义务。信用保险;信用担保保险不仅提升了企业的信誉,也为其与供应商的合作提供了更多的灵活性。获得信用保险;信用担保保险的过程通常涉及评估企业打算投保的买方的信用worthiness。保险公司将进行彻底的评估,这可能包括分析财务报表、信用历史和市场条件。这使他们能够确定适当的保额和保费。通过这样做,信用保险;信用担保保险不仅保护了企业,还促使其对客户进行更深入的了解,从而优化了信贷管理。总之,信用保险;信用担保保险作为企业在当今市场中扩展信贷复杂性时的重要工具,提供了对潜在损失的保护,增强了公司的信用形象,并促进了与供应商和贷款人的更强关系。随着企业不断扩展其运营并探索新市场,信用保险;信用担保保险的重要性只会增加。理解和利用这种形式的保险可能是竞争环境中蓬勃发展与仅仅生存之间的区别。信用保险;信用担保保险对于企业的可持续发展至关重要,因此,企业应当充分认识到其价值并加以利用。

相关单词

insurance

insurance详解:怎么读、什么意思、用法