trust receipt

简明释义

信托收据

英英释义

例句

1.The exporter received a trust receipt as proof of ownership until payment was made.

出口商收到了信托收据，作为在付款之前的所有权证明。

2.Before releasing the goods, the bank required a signed trust receipt from the buyer.

在放行货物之前，银行要求买方签署一份信托收据。

3.The bank issued a trust receipt to the importer after the goods were shipped.

在货物发运后，银行向进口商发放了一份信托收据。

4.A trust receipt is often used in international trade to facilitate transactions.

在国际贸易中，信托收据常用于促进交易。

5.Using a trust receipt allows businesses to secure financing against their inventory.

使用信托收据可以让企业根据其库存获得融资。

作文

In the world of finance and trade, various terms and instruments play crucial roles in facilitating transactions and ensuring security for both parties involved. One such term is trust receipt, which refers to a financial document that acts as a receipt for goods that are financed through a bank or financial institution. The trust receipt is essentially a promise from the borrower to the lender that the goods will be sold and the proceeds will be used to repay the loan. This instrument is particularly common in international trade, where it helps importers secure financing while assuring lenders that they have a claim on the goods until the loan is repaid. Understanding the trust receipt is essential for businesses engaged in importing and exporting activities. When a company imports goods, it often does not have the immediate capital required to pay for them upfront. Instead, they may approach a bank for financing. The bank will then issue a trust receipt to the importer, allowing them to take possession of the goods while providing the bank with a legal claim over those goods as collateral. This arrangement provides a win-win situation: the importer can access the goods needed to conduct business, and the bank has security in the form of the goods themselves.Moreover, the use of a trust receipt can enhance the creditworthiness of a company. By demonstrating the ability to secure financing through a trust receipt, a business can build its reputation and establish trust with financial institutions. This can lead to better financing terms in the future, as banks are more likely to lend to businesses that have a proven track record of managing their obligations responsibly.However, it is important to note that a trust receipt also comes with responsibilities. The borrower must ensure that the goods are sold within a specified time frame and that the proceeds are used to repay the loan. Failing to do so can lead to serious consequences, including legal action from the lender. Therefore, businesses must manage their cash flow effectively and maintain good communication with their financial partners to avoid any potential issues.In conclusion, the trust receipt is a vital financial instrument that facilitates international trade by providing a mechanism for securing financing while allowing businesses to access necessary goods. Understanding how a trust receipt works can empower companies to make informed decisions about their financing options and improve their overall financial health. As global trade continues to expand, the importance of instruments like the trust receipt cannot be overstated, as they play a critical role in ensuring that businesses can operate efficiently and effectively in a competitive marketplace.

在金融和贸易的世界中，各种术语和工具在促进交易和确保双方的安全方面发挥着至关重要的作用。其中一个术语是信托收据，指的是一种金融文件，作为通过银行或金融机构融资的商品的收据。信托收据本质上是借款人向贷款人承诺，商品将被出售，并且所得款项将用于偿还贷款。这种工具在国际贸易中尤为常见，它帮助进口商获得融资，同时向贷款人保证，他们对商品拥有索赔权，直到贷款得到偿还。理解信托收据对于参与进出口活动的企业至关重要。当一家公司进口商品时，通常没有立即支付商品所需的资金。相反，他们可能会向银行寻求融资。然后，银行会向进口商发放信托收据，允许他们在提供法律索赔的情况下占有商品作为抵押。这种安排提供了双赢的局面：进口商可以获取开展业务所需的商品，而银行则拥有以商品本身作为担保的安全性。此外，使用信托收据可以增强公司的信用度。通过展示通过信托收据获得融资的能力，企业可以建立声誉并与金融机构建立信任。这可以导致未来更好的融资条件，因为银行更愿意向那些有责任管理义务的企业提供贷款。然而，重要的是要注意，信托收据也伴随着责任。借款人必须确保在规定的时间内出售商品，并且所得款项用于偿还贷款。未能做到这一点可能会导致严重后果，包括贷款人采取法律行动。因此，企业必须有效管理现金流，并与金融合作伙伴保持良好沟通，以避免潜在问题。总之，信托收据是一种重要的金融工具，通过提供一种机制来确保融资，同时允许企业获取必要的商品，从而促进国际贸易。理解信托收据的运作方式可以使公司能够就其融资选择做出明智的决策，并改善其整体财务健康状况。随着全球贸易的不断扩大，像信托收据这样的工具的重要性不容小觑，因为它们在确保企业能够在竞争激烈的市场中高效运营方面发挥着关键作用。