trust fund account

简明释义

信托基金帐户

英英释义

例句

1.The lawyer advised her to establish a trust fund account 信托基金账户 for tax benefits.

律师建议她建立一个信托基金账户 trust fund account以获得税收优惠。

2.She inherited a substantial amount of money, which is now held in a trust fund account 信托基金账户 for her education.

她继承了一笔可观的财富，这笔钱现在被保存在一个信托基金账户 trust fund account中，用于她的教育。

3.After the divorce, she received half of the marital assets, which were placed in a trust fund account 信托基金账户.

离婚后，她获得了夫妻共同财产的一半，这些财产被放入一个信托基金账户 trust fund account中。

4.He regularly contributes to his trust fund account 信托基金账户 to save for his future retirement.

他定期向他的信托基金账户 trust fund account存款，以为将来的退休做准备。

5.The family set up a trust fund account 信托基金账户 to ensure their children's financial security after their passing.

这家人设立了一个信托基金账户 trust fund account，以确保他们的孩子在去世后有经济保障。

作文

A trust fund account is a financial arrangement set up to hold and manage assets on behalf of a beneficiary. This type of account is often established by parents, grandparents, or other family members to provide financial support for a child or loved one in the future. The concept of a trust fund account can be traced back to the desire to protect and grow wealth for future generations, ensuring that the funds are used responsibly and according to the wishes of the person who created the trust.The primary purpose of a trust fund account is to safeguard the assets until the beneficiary reaches a certain age or achieves specific milestones, such as graduating from college or getting married. This means that the funds are not directly accessible to the beneficiary until the predetermined conditions are met. This aspect of the trust fund account is crucial because it helps prevent impulsive spending and encourages the beneficiary to use the funds wisely.Setting up a trust fund account involves several steps. First, the granter must decide on the type of trust they want to create, whether it be a revocable or irrevocable trust. A revocable trust can be altered or dissolved by the granter at any time, while an irrevocable trust cannot be changed once established. Next, the granter must choose a trustee, who will be responsible for managing the trust's assets and distributing them to the beneficiary according to the terms of the trust.Once the trust is established, the granter can transfer assets into the trust fund account. These assets can include cash, stocks, bonds, real estate, or other valuable items. The trustee then manages these assets, making investment decisions that align with the goals of the trust. The income generated from the assets held in the trust fund account can also be distributed to the beneficiary, providing them with financial support during their lifetime.One of the significant advantages of a trust fund account is the potential tax benefits it offers. Depending on the structure of the trust, the granter may be able to reduce their taxable estate or defer taxes on the income generated by the trust's assets. Additionally, because the assets in a trust fund account are not considered part of the beneficiary's personal assets, they may be protected from creditors or legal judgments, ensuring that the funds remain intact for their intended purpose.However, setting up a trust fund account also comes with responsibilities. The trustee must act in the best interest of the beneficiary, adhering to the terms of the trust and making prudent financial decisions. This fiduciary duty requires the trustee to maintain accurate records, provide regular updates to the beneficiary, and ensure compliance with all relevant laws and regulations.In conclusion, a trust fund account is a valuable financial tool that allows individuals to plan for the future and provide support for their loved ones. By establishing a trust fund account, granters can ensure that their assets are managed responsibly and used for the benefit of the beneficiary. Understanding the intricacies of trust fund accounts can help individuals make informed decisions about their financial legacy and the well-being of future generations.

信托基金账户是一种金融安排，旨在代表受益人持有和管理资产。这种类型的账户通常由父母、祖父母或其他家庭成员设立，以便为未来的孩子或亲人提供经济支持。信托基金账户的概念可以追溯到保护和增长财富以供未来世代使用的愿望，确保资金得到合理使用，并根据设立信托的人意愿进行使用。信托基金账户的主要目的是在受益人达到特定年龄或实现特定里程碑（例如大学毕业或结婚）之前保护资产。这意味着在满足预定条件之前，受益人无法直接访问这些资金。信托基金账户的这一方面至关重要，因为它有助于防止冲动消费，并鼓励受益人明智地使用资金。建立信托基金账户涉及几个步骤。首先，赠与者必须决定他们想要创建的信托类型，无论是可撤销信托还是不可撤销信托。可撤销信托可以随时由赠与者更改或解散，而不可撤销信托一旦建立则无法更改。接下来，赠与者必须选择一个受托人，负责管理信托的资产并根据信托条款将其分配给受益人。一旦信托建立，赠与者可以将资产转移到信托基金账户中。这些资产可以包括现金、股票、债券、房地产或其他有价值的物品。然后，受托人管理这些资产，做出与信托目标一致的投资决策。信托基金账户中资产产生的收入也可以分配给受益人，为他们在生活期间提供财务支持。信托基金账户的一个显著优势是它提供的潜在税收优惠。根据信托的结构，赠与者可能能够减少其应税遗产或推迟对信托资产产生的收入征税。此外，由于信托基金账户中的资产不被视为受益人的个人资产，因此可能受到债权人或法律判决的保护，确保资金保持完整，用于预定目的。然而，建立信托基金账户也伴随着责任。受托人必须以受益人的最佳利益为重，遵守信托条款并做出审慎的财务决策。这种信托责任要求受托人保持准确的记录，定期向受益人提供更新，并确保遵守所有相关法律法规。总之，信托基金账户是一种有价值的金融工具，使个人能够为未来做规划并为亲人提供支持。通过建立信托基金账户，赠与者可以确保他们的资产得到负责任的管理，并用于受益人的利益。了解信托基金账户的复杂性可以帮助个人就其财务遗产和未来世代的福祉做出明智的决策。