credit terms

简明释义

信贷条件

英英释义

例句

1.We negotiated better credit terms 信用条款 after discussing our payment history.

在讨论我们的付款历史后，我们谈判得到了更好的信用条款。

2.The supplier offered favorable credit terms 信用条款 to encourage us to place a larger order.

供应商提供了优惠的信用条款以鼓励我们下更大的订单。

3.The credit terms 信用条款 provided by the bank were more beneficial than expected.

银行提供的信用条款比预期的更有利。

4.Understanding the credit terms 信用条款 can help you manage your cash flow effectively.

理解信用条款可以帮助你有效管理现金流。

5.Before signing the contract, we need to review the credit terms 信用条款 carefully.

在签署合同之前，我们需要仔细审查信用条款。

作文

In the world of business, understanding the various aspects of financial transactions is crucial for success. One important concept that every entrepreneur should be familiar with is credit terms. These are the conditions under which a seller extends credit to a buyer, allowing them to purchase goods or services without immediate payment. The credit terms can vary significantly between different businesses and industries, and they play a vital role in cash flow management and customer relationships.When a company establishes its credit terms, it typically considers several factors, including the risk of non-payment, the competitive landscape, and the overall economic environment. For example, a business may offer more lenient credit terms during a recession to encourage sales, whereas it might tighten them during periods of economic growth when customers are more likely to pay on time.The most common credit terms include net payment terms, such as 'net 30' or 'net 60', which indicate that the buyer must pay the full invoice amount within 30 or 60 days, respectively. Additionally, businesses may offer discounts for early payments, such as '2/10, net 30', meaning that the buyer can receive a 2% discount if they pay within 10 days, otherwise the full amount is due in 30 days. Such incentives can improve cash flow and encourage prompt payment from customers.Understanding credit terms is not only essential for sellers but also for buyers. When a buyer knows the credit terms, they can better manage their cash flow and make informed purchasing decisions. For instance, if a buyer is aware that they have 60 days to pay an invoice, they might choose to allocate their available funds to other expenses in the short term, knowing they have time to settle the account.Moreover, the negotiation of credit terms can be a critical aspect of business relationships. Buyers may seek more favorable credit terms based on their purchasing history, volume of orders, or overall relationship with the supplier. On the other hand, sellers may adjust their credit terms based on the perceived reliability of the buyer. This dynamic can lead to stronger partnerships and improved trust between businesses.In conclusion, credit terms are a fundamental component of business transactions that can significantly impact both sellers and buyers. By understanding and effectively managing these terms, businesses can enhance their financial stability, foster better customer relationships, and ultimately drive growth. As the business landscape continues to evolve, staying informed about credit terms and adapting to changes will remain essential for long-term success.

在商业世界中，理解金融交易的各个方面对成功至关重要。每个企业家都应该熟悉的一个重要概念是信用条款。这些是卖方向买方提供信用的条件，使他们能够在不立即付款的情况下购买商品或服务。信用条款在不同的企业和行业之间可能有很大差异，并且在现金流管理和客户关系中起着至关重要的作用。当一家公司建立其信用条款时，通常会考虑几个因素，包括不付款的风险、竞争环境和整体经济环境。例如，一家公司可能在经济衰退期间提供更宽松的信用条款以鼓励销售，而在经济增长时期可能会收紧这些条款，因为客户更有可能按时付款。最常见的信用条款包括净付款条款，例如“净30”或“净60”，这表明买方必须在30天或60天内支付全部发票金额。此外，企业可能会为提前付款提供折扣，例如“2/10，净30”，意味着如果买方在10天内付款，可以获得2%的折扣，否则全额在30天内到期。这种激励措施可以改善现金流并鼓励客户及时付款。理解信用条款不仅对卖方至关重要，对买方也同样重要。当买方了解信用条款时，他们可以更好地管理现金流并做出明智的采购决策。例如，如果买方知道他们有60天的时间来支付发票，他们可能会选择将可用资金分配给其他支出，知道自己有时间来结清账目。此外，信用条款的谈判可能是商业关系的关键方面。买方可能会根据其采购历史、订单量或与供应商的整体关系寻求更有利的信用条款。另一方面，卖方可能会根据对买方可靠性的认知来调整其信用条款。这种动态可能导致更强的合作伙伴关系和企业之间的信任改善。总之，信用条款是商业交易的基本组成部分，可以显著影响卖方和买方。通过理解和有效管理这些条款，企业可以增强其财务稳定性，促进更好的客户关系，并最终推动增长。随着商业环境的不断发展，保持对信用条款的了解并适应变化将对长期成功至关重要。