supplier's credit

简明释义

信贷供应者

英英释义

Supplier's credit refers to a financial arrangement where a supplier allows a buyer to purchase goods or services on credit, deferring payment for a specified period.

供应商信用是指一种金融安排,供应商允许买方以信用方式购买商品或服务,推迟在指定时间内付款。

例句

1.Using supplier's credit 供应商信用 can help improve cash flow during slow sales periods.

在销售缓慢期间,使用供应商信用 supplier's credit可以帮助改善现金流。

2.The finance team recommended utilizing supplier's credit 供应商信用 to manage short-term liquidity issues.

财务团队建议利用供应商信用 supplier's credit来管理短期流动性问题。

3.When purchasing bulk materials, the contractor relied heavily on supplier's credit 供应商信用 to minimize upfront costs.

在购买大宗材料时,承包商严重依赖供应商信用 supplier's credit以最小化前期成本。

4.By negotiating better terms, the business was able to extend its supplier's credit 供应商信用 for an additional 30 days.

通过谈判更好的条款,企业能够将其供应商信用 supplier's credit延长30天。

5.The company decided to take advantage of the supplier's credit 供应商信用 to purchase new equipment without immediate payment.

公司决定利用供应商信用 supplier's credit来购买新设备而无需立即付款。

作文

In the modern business world, financing options are crucial for companies to maintain their operations and grow. One of the significant financing methods that businesses often utilize is supplier's credit. This term refers to a financial arrangement where a supplier extends credit to a buyer, allowing the buyer to purchase goods or services without immediate payment. Instead, the buyer agrees to pay the supplier at a later date, typically after selling the products or generating revenue from them. This arrangement can be beneficial for both parties involved. For suppliers, providing supplier's credit can help secure sales and build long-term relationships with customers. It shows confidence in the buyer's ability to pay and can lead to increased loyalty and repeat business. On the other hand, buyers gain access to necessary goods without the burden of upfront costs, improving their cash flow and enabling them to invest in other areas of their business. However, while supplier's credit offers advantages, it also comes with risks. Suppliers must assess the creditworthiness of their buyers before extending credit to avoid potential defaults. They may require financial statements, credit scores, or other documentation to make informed decisions. Buyers, too, need to manage their finances carefully to ensure they can meet repayment deadlines. If a buyer fails to pay on time, they might damage their relationship with the supplier and could face additional fees or penalties. Furthermore, excessive reliance on supplier's credit can lead to financial strain if the buyer does not effectively manage their cash flow. Businesses should strike a balance between using credit and maintaining healthy financial practices. In conclusion, supplier's credit is a valuable tool in the arsenal of modern business financing. It allows companies to acquire necessary resources while managing their cash flow effectively. Both suppliers and buyers can benefit from this arrangement if they approach it with caution and responsibility. By understanding the implications of supplier's credit, businesses can leverage it to foster growth and stability in an ever-evolving market.

在现代商业世界中,融资选项对于公司维持运营和增长至关重要。企业常用的一种重要融资方式是供应商信贷。这个术语指的是一种财务安排,其中供应商向买方提供信贷,使买方能够在不立即付款的情况下购买商品或服务。相反,买方同意在稍后日期支付供应商,通常是在销售产品或从中获得收入之后。这种安排对双方都有好处。对于供应商而言,提供供应商信贷可以帮助确保销售并与客户建立长期关系。这表明对买方支付能力的信心,并可能导致客户的忠诚度和重复业务的增加。另一方面,买方可以在没有前期成本负担的情况下获得必要的商品,从而改善现金流并能够投资于业务的其他领域。然而,尽管供应商信贷提供了优势,但它也伴随着风险。供应商必须在扩展信贷之前评估买方的信用worthiness,以避免潜在的违约。他们可能需要财务报表、信用评分或其他文件来做出明智的决定。买方也需要仔细管理他们的财务,以确保他们能够按时还款。如果买方未能按时付款,他们可能会损害与供应商的关系,并可能面临额外的费用或罚款。此外,过度依赖供应商信贷可能会导致财务压力,如果买方未能有效管理其现金流。企业应在使用信贷和保持健康财务实践之间找到平衡。总之,供应商信贷是现代商业融资工具中的一种宝贵工具。它允许公司在有效管理现金流的同时获取必要的资源。如果供应商和买方以谨慎和负责任的态度对待这种安排,双方都可以从中受益。通过理解供应商信贷的含义,企业可以利用它在不断变化的市场中促进增长和稳定。