present income

简明释义

现在收入,现在所得

英英释义

例句

1.When applying for a credit card, they will check your present income to determine your credit limit.

在申请信用卡时，他们会检查你的现有收入以确定你的信用额度。

2.It's important to track your present income to manage your expenses effectively.

追踪你的现有收入对于有效管理支出是很重要的。

3.The financial advisor recommended that I save a portion of my present income for retirement.

财务顾问建议我将一部分现有收入存入退休基金。

4.My present income allows me to live comfortably and save for future investments.

我的现有收入让我可以过得舒适并为未来投资存钱。

5.To qualify for the loan, you need to provide proof of your present income.

为了获得贷款，你需要提供你目前的现有收入证明。

作文

Understanding the concept of present income is crucial for anyone looking to manage their finances effectively. Present income refers to the money that an individual or household earns during a specific period, typically within a year. This includes salaries, wages, bonuses, and any other forms of income such as rental income or dividends from investments. By focusing on present income, individuals can make informed decisions about their spending, saving, and investing strategies.In today’s fast-paced world, many people often overlook the importance of tracking their present income. Instead, they may focus on their overall wealth or net worth, which can be misleading. For instance, someone might have a high net worth due to assets like property or stocks but could be struggling with cash flow issues because their present income is low. Understanding your present income helps you to create a realistic budget that reflects your current financial situation.One of the key benefits of knowing your present income is that it allows you to set achievable financial goals. Whether you are planning for a vacation, saving for a new car, or preparing for retirement, having a clear picture of your present income enables you to allocate funds appropriately. For example, if your present income is sufficient to cover your monthly expenses with some left over for savings, you can confidently plan for future expenditures without risking financial instability.Furthermore, understanding your present income plays a vital role in debt management. Individuals who are aware of their current earnings can prioritize their debts more effectively. If your present income is lower than your expenses, it may be time to reevaluate your spending habits or seek additional sources of income. This proactive approach can prevent falling into a cycle of debt that many individuals struggle to escape.Additionally, analyzing your present income over time can reveal trends that may impact your financial future. For example, if you notice a steady increase in your present income, you may feel more confident in making larger investments or taking on new financial commitments. Conversely, if your present income is declining, it may prompt you to reassess your career choices or explore new job opportunities.In conclusion, the significance of understanding present income cannot be overstated. It serves as the foundation for effective budgeting, goal setting, debt management, and financial planning. By paying close attention to your present income, you can make informed decisions that will lead to a more secure and prosperous financial future. Remember, while assets and investments are important, it is your present income that ultimately dictates your day-to-day financial health and stability.

理解“present income”这一概念对于任何希望有效管理财务的人来说都是至关重要的。“present income”指的是个人或家庭在特定时期内（通常是一年）所赚取的钱。这包括工资、薪水、奖金以及其他形式的收入，如租金收入或投资分红。通过关注“present income”，个人可以做出明智的支出、储蓄和投资决策。在当今快节奏的世界中，许多人往往忽视跟踪其“present income”的重要性。相反，他们可能会关注整体财富或净资产，这可能会产生误导。例如，有人可能由于拥有房产或股票等资产而拥有高净资产，但由于其“present income”低而面临现金流问题。了解你的“present income”有助于你制定反映当前财务状况的现实预算。了解“present income”的一个主要好处是，它使你能够设定可实现的财务目标。无论你是计划度假、储蓄买新车还是为退休做准备，清晰的“present income”视图使你能合理分配资金。例如，如果你的“present income”足以覆盖每月开支，并有一些剩余用于储蓄，你就可以自信地规划未来的支出，而不会冒着财务不稳定的风险。此外，了解你的“present income”在债务管理中也起着至关重要的作用。了解当前收入的人可以更有效地优先处理债务。如果你的“present income”低于支出，可能是时候重新评估你的消费习惯或寻找额外的收入来源。这种主动的方法可以防止陷入许多人难以摆脱的债务循环。此外，随着时间的推移分析“present income”可以揭示可能影响你财务未来的趋势。例如，如果你注意到“present income”稳步增长，你可能会对进行更大投资或承担新的财务承诺感到更加自信。相反，如果你的“present income”在下降，这可能促使你重新评估职业选择或探索新的工作机会。总之，理解“present income”的重要性不容小觑。它是有效预算、目标设定、债务管理和财务规划的基础。通过密切关注你的“present income”，你可以做出明智的决策，从而实现更安全、更繁荣的财务未来。请记住，尽管资产和投资很重要，但最终决定你日常财务健康和稳定的还是你的“present income”。