available amount

简明释义

现有金额

英英释义

例句

1.The online shopping platform shows your available amount 可用金额 before checkout.

在线购物平台在结账前显示您的可用金额。

2.After deducting the fees, the available amount 可用金额 in my account was lower than expected.

扣除费用后，我账户中的可用金额低于预期。

3.Before making a purchase, check your bank statement to see the available amount 可用金额 in your account.

在进行购买之前，请查看您的银行对账单，以了解您账户中的可用金额。

4.The ATM displayed an available amount 可用金额 that I could withdraw.

ATM显示了我可以提取的可用金额。

5.You need to ensure that your available amount 可用金额 is sufficient for the transaction.

您需要确保您的可用金额足够进行此次交易。

作文

In today's fast-paced world, understanding financial terms is crucial for making informed decisions. One term that often comes up in banking and finance is the available amount. This term refers to the sum of money that a person can access or use at any given time. It is particularly important when it comes to managing personal finances, budgeting, and planning for future expenses. Knowing your available amount can help you avoid overdrafts, manage your spending, and ensure that you have enough funds for emergencies.For instance, consider a scenario where a person has a bank account with a balance of $1,000. However, they also have pending transactions, such as checks that have not yet cleared or automatic payments scheduled for the near future. In this case, the available amount may be less than the total balance in the account. If the pending transactions total $200, the available amount would only be $800. This distinction is vital because it impacts how much money the account holder can safely spend without incurring fees or overdrafts.Understanding your available amount is also essential when using credit cards. Credit card companies provide a credit limit, which is the maximum amount a user can borrow. However, the available amount on a credit card may be lower than the credit limit due to outstanding balances or recent purchases that have not yet been processed. For example, if someone has a credit limit of $5,000 but has already charged $3,000, their available amount would be $2,000 until they make a payment. By keeping track of this, individuals can avoid exceeding their limits and accumulating unnecessary debt.Moreover, businesses must also keep a close eye on their available amount. Companies often deal with cash flow issues, where expenses can exceed income at certain times. By monitoring the available amount, businesses can make better decisions regarding investments, payroll, and other operational costs. For instance, if a company has a available amount of $10,000 but anticipates a significant expense of $15,000 in the coming weeks, it may need to find additional funding sources or cut back on discretionary spending.In conclusion, the concept of available amount is fundamental in both personal and business finance. It helps individuals and organizations understand their financial position and make informed decisions. Whether you are managing your household budget or running a large corporation, knowing your available amount can lead to better financial health and stability. By regularly checking your balances and understanding the difference between total balance and available amount, you can navigate your financial landscape more effectively, ensuring that you make the most of your resources and avoid potential pitfalls.

在当今快节奏的世界中，理解金融术语对于做出明智的决策至关重要。一个经常出现在银行和金融中的术语是可用金额。这个术语指的是个人在任何给定时间可以访问或使用的资金总额。它在管理个人财务、预算和未来开支规划时尤为重要。了解你的可用金额可以帮助你避免透支、管理开支，并确保你有足够的资金应对紧急情况。例如，考虑一个人拥有1000美元的银行账户余额的场景。然而，他们还有待处理的交易，例如尚未清除的支票或即将到期的自动付款。在这种情况下，可用金额可能会低于账户的总余额。如果待处理的交易总额为200美元，则可用金额仅为800美元。这一区别至关重要，因为它影响账户持有人可以安全支出的金额，而不会产生费用或透支。理解你的可用金额在使用信用卡时也至关重要。信用卡公司提供的信用额度是用户可以借款的最大金额。然而，由于未偿还的余额或尚未处理的近期购买，信用卡上的可用金额可能低于信用额度。例如，如果某人的信用额度为5000美元，但已经消费了3000美元，则他们的可用金额为2000美元，直到他们进行还款。通过跟踪这一点，个人可以避免超过限额并积累不必要的债务。此外，企业也必须密切关注其可用金额。公司经常面临现金流问题，即在某些时候支出可能超过收入。通过监控可用金额，企业可以更好地决定投资、工资和其他运营成本。例如，如果一家公司有10000美元的可用金额，但预计在接下来的几周内将有15000美元的重大支出，则可能需要寻找额外的资金来源或削减非必要支出。总之，可用金额的概念在个人和商业财务中都是基础。它帮助个人和组织了解其财务状况并做出明智的决策。无论你是在管理家庭预算还是经营一家大型公司，了解你的可用金额都可以带来更好的财务健康和稳定。通过定期检查你的余额并理解总余额与可用金额之间的区别，你可以更有效地导航你的财务环境，确保充分利用资源并避免潜在的陷阱。