funds in hand

简明释义

现有基金

英英释义

例句

1.She was relieved to find that her funds in hand 可支配资金 were enough to pay for the unexpected medical expenses.

她松了一口气，发现她的funds in hand 可支配资金足够支付意外的医疗费用。

2.Before making any large purchases, it's essential to know how much funds in hand 可支配资金 you have.

在进行任何大额购买之前，了解你有多少funds in hand 可支配资金是很重要的。

3.When budgeting for the year, make sure to account for your funds in hand 可支配资金 before planning any expenditures.

在制定年度预算时，确保在规划任何支出之前考虑你的funds in hand 可支配资金。

4.The project can only proceed if we have sufficient funds in hand 可支配资金 to cover the initial costs.

该项目只有在我们有足够的funds in hand 可支配资金来支付初始费用时才能进行。

5.Investors are more likely to support a startup that shows it has funds in hand 可支配资金 for at least six months.

投资者更可能支持那些显示出有至少六个月的funds in hand 可支配资金的初创公司。

作文

In today's fast-paced world, managing finances effectively is crucial for both individuals and businesses. One of the key concepts in financial management is having adequate funds in hand, which refers to the amount of liquid cash or readily accessible financial resources available at any given moment. This concept plays a vital role in ensuring that one can meet immediate obligations without resorting to credit or loans.Having sufficient funds in hand allows individuals to handle unexpected expenses, such as medical emergencies, car repairs, or urgent home maintenance. For instance, imagine a scenario where a person’s car breaks down unexpectedly. If they have enough funds in hand, they can quickly pay for the repairs without worrying about how to finance it. On the other hand, if they are short on cash, they may have to rely on credit cards or loans, which can lead to debt accumulation and financial stress.For businesses, maintaining adequate funds in hand is equally important. It ensures that operations run smoothly and that the company can seize opportunities as they arise. For example, a business might come across a limited-time offer to purchase inventory at a discount. If the company has sufficient funds in hand, it can take advantage of this opportunity, potentially increasing its profit margins. Conversely, if a business lacks liquidity, it may miss out on such opportunities, hindering growth and competitiveness.Moreover, having funds in hand is essential for planning future investments. Whether it’s for personal goals, like buying a home or saving for retirement, or for businesses looking to expand or innovate, having cash readily available enables informed decision-making. It provides the flexibility to invest in opportunities that align with one’s long-term goals.However, managing funds in hand requires careful budgeting and financial planning. Individuals and businesses alike must track their income and expenses to ensure they maintain a healthy cash flow. This involves setting aside a portion of income for savings and emergencies, which contributes to a stable financial foundation.In conclusion, the importance of having funds in hand cannot be overstated. It serves as a buffer against financial uncertainties and provides the means to capitalize on opportunities. By prioritizing liquidity through effective financial management, both individuals and businesses can navigate the challenges of life and the market with greater confidence and resilience. Ultimately, understanding the significance of funds in hand empowers one to make informed financial decisions that pave the way for a secure and prosperous future.

在当今快节奏的世界中，有效地管理财务对于个人和企业都至关重要。财务管理中的一个关键概念是拥有足够的手头资金，这指的是在任何给定时刻可用的流动现金或随时可获取的财务资源的数量。这个概念在确保人们能够满足即时义务而不必依赖信用或贷款方面发挥着重要作用。拥有足够的手头资金使个人能够处理意外开支，例如医疗紧急情况、汽车维修或紧急家庭维护。例如，想象一下一个人的车意外抛锚的情景。如果他们有足够的手头资金，他们可以迅速支付维修费用，而无需担心如何融资。另一方面，如果他们的现金不足，他们可能不得不依赖信用卡或贷款，这可能导致债务累积和财务压力。对于企业而言，保持足够的手头资金同样重要。这确保了运营的顺利进行，并且公司能够在机会出现时迅速采取行动。例如，一家公司可能会遇到一个限时优惠，可以以折扣价购买库存。如果公司有足够的手头资金，它可以利用这个机会，从而潜在地增加利润率。相反，如果一家企业缺乏流动性，它可能会错过这样的机会，阻碍增长和竞争力。此外，拥有手头资金对于规划未来投资至关重要。无论是为了个人目标，如购房或退休储蓄，还是企业希望扩展或创新，拥有随时可用的现金都能促进明智的决策。它提供了投资于与长期目标一致的机会的灵活性。然而，管理手头资金需要仔细的预算和财务规划。个人和企业都必须跟踪其收入和支出，以确保维持健康的现金流。这涉及将一部分收入留出用于储蓄和应急，这有助于建立稳定的财务基础。总之，拥有手头资金的重要性不容小觑。它充当了抵御财务不确定性的缓冲，并提供了抓住机会的手段。通过有效的财务管理优先考虑流动性，无论是个人还是企业，都可以更自信和韧性地应对生活和市场的挑战。最终，理解手头资金的重要性使人能够做出明智的财务决策，为安全和繁荣的未来铺平道路。