current rate; going rate; prevailing rate

简明释义

现行汇率

英英释义

例句

1.Investors are advised to consider the current rate 当前利率 before making any decisions.

投资者在做出任何决定之前，建议考虑当前利率 当前利率。

2.The bank offers a loan at the current rate 当前利率 of 3.5%.

银行提供的贷款利率为当前利率 当前利率 3.5%。

3.You should check the going rate 市场价格 for freelance graphic designers in your area.

你应该查看你所在地区自由职业平面设计师的市场价格 市场价格。

4.The going rate 市场价格 for software developers has risen due to high demand.

由于需求旺盛，软件开发人员的市场价格 市场价格已上涨。

5.The prevailing rate 普遍利率 for renting apartments in this neighborhood has increased significantly.

这个社区的普遍利率 普遍利率已经显著上升。

作文

In today's rapidly changing economy, understanding the terms current rate（当前利率）, going rate（市场价格）, and prevailing rate（普遍利率） is crucial for making informed financial decisions. These terms are often used in various contexts, including job salaries, interest rates, and market prices for goods and services. Each term, while related, has its own unique implications that can significantly affect both consumers and businesses alike.The current rate refers to the most recent value that a particular financial instrument or service is trading at. For instance, if you are looking at mortgage rates, the current rate would be the interest rate that lenders are offering at this moment in time. This rate can fluctuate frequently due to changes in the economy, such as inflation, central bank policies, and market demand. Therefore, it is essential for consumers to stay updated on the current rate when considering loans or investments, as even a small change can have a significant impact on total repayment amounts.On the other hand, the going rate is often used to describe the standard price or salary within a specific market or industry. For example, if you are negotiating your salary for a new job, knowing the going rate for your position in your geographical area can give you leverage in negotiations. The going rate may vary based on factors such as experience, education, and the demand for certain skills in the job market. It is important for job seekers to research the going rate to ensure they are compensated fairly for their expertise and contributions.Lastly, the prevailing rate is similar to the going rate, but it tends to reflect a broader consensus in the market over a period. The prevailing rate can indicate the average price of a commodity or service that is commonly accepted by sellers and buyers. For instance, in real estate, the prevailing rate for rental properties in a neighborhood can help landlords set competitive prices while also guiding potential tenants in their search. Understanding the prevailing rate allows individuals and businesses to make strategic decisions that align with market trends.In conclusion, grasping the differences between current rate, going rate, and prevailing rate is essential for anyone navigating financial landscapes, whether they are consumers, investors, or professionals. Keeping an eye on the current rate helps individuals make timely decisions, while understanding the going rate and prevailing rate aids in evaluating fair compensation and pricing strategies. By being informed about these rates, people can better position themselves to succeed in their financial endeavors.

在当今快速变化的经济中，理解术语current rate（当前利率）、going rate（市场价格）和prevailing rate（普遍利率）对于做出明智的财务决策至关重要。这些术语通常用于各种上下文，包括工资、利率以及商品和服务的市场价格。每个术语虽然相关，但都有其独特的含义，这可能会对消费者和企业产生重大影响。current rate指的是某一特定金融工具或服务目前交易的最新价值。例如，如果你正在查看抵押贷款利率，current rate将是贷方此刻提供的利率。由于经济的变化，如通货膨胀、中央银行政策和市场需求，这一利率可能会频繁波动。因此，消费者在考虑贷款或投资时，保持对current rate的更新至关重要，因为即使是小幅度的变化也可能对总还款金额产生显著影响。另一方面，going rate常用于描述特定市场或行业内的标准价格或薪资。例如，如果你正在为新工作谈判薪水，了解你所在地区职位的going rate可以在谈判中为你提供优势。going rate可能会根据经验、教育和某些技能在就业市场中的需求等因素而有所不同。因此，求职者研究going rate以确保他们获得公平的报酬是非常重要的。最后，prevailing rate与going rate类似，但它往往反映了市场上更广泛的共识。prevailing rate可以表示卖方和买方普遍接受的商品或服务的平均价格。例如，在房地产领域，某个社区的prevailing rate租赁物业的价格可以帮助房东设定具有竞争力的价格，同时也指导潜在租户进行搜索。理解prevailing rate使个人和企业能够做出与市场趋势相一致的战略决策。总之，掌握current rate、going rate和prevailing rate之间的区别对于任何在财务领域活动的人来说都是必不可少的，无论他们是消费者、投资者还是专业人士。关注current rate有助于个人做出及时的决策，而理解going rate和prevailing rate则有助于评估公平的补偿和定价策略。通过了解这些利率，人们可以更好地为自己的财务努力做好准备。