ready money; hard cash; cash on the bank

简明释义

现款

英英释义

例句

1.You should keep some cash on the bank 银行存款 for emergencies.

你应该在银行存款中留一些钱以备紧急情况。

2.The restaurant only takes hard cash 现金 during peak hours.

这家餐厅在高峰时段只接受现金。

3.When traveling, it's wise to have some ready money 现款 for small purchases.

旅行时，最好有一些现款用于小额消费。

4.I prefer to carry ready money 现款 instead of using credit cards.

我更喜欢携带现款，而不是使用信用卡。

5.The seller only accepts hard cash 现金 for the antique furniture.

卖家只接受现金购买古董家具。

作文

In today's fast-paced world, the concept of money has evolved significantly. However, certain terms remain essential for understanding financial transactions. Among these terms are ready money（随时可用的钱）, hard cash（现金）, and cash on the bank（银行存款）. Each of these phrases highlights different aspects of liquidity and accessibility in finance.To begin with, ready money refers to funds that are immediately available for use. This could include cash in hand or funds in a checking account that can be accessed without delay. The importance of ready money cannot be overstated; it is crucial for individuals and businesses alike to have quick access to funds for emergencies, opportunities, or unexpected expenses. For example, if a person encounters a sudden medical emergency, having ready money allows them to cover costs without the need for loans or credit cards, which may take time to process.On the other hand, hard cash specifically denotes physical currency, such as coins and banknotes. In an increasingly digital world, where online transactions and electronic payments dominate, the value of hard cash remains significant. It provides a sense of security and tangibility that digital forms of payment often lack. Many people prefer to carry hard cash for small purchases or in situations where electronic payments may not be accepted, such as at local markets or during emergencies when power outages may disrupt electronic systems.Furthermore, cash on the bank refers to the amount of money that an individual or organization has deposited in a bank account, which is readily accessible for withdrawal or transfer. This term emphasizes the relationship between a depositor and the banking institution. Having substantial cash on the bank can provide individuals with greater financial security and flexibility. For businesses, maintaining a healthy balance of cash on the bank is vital for sustaining operations, investing in growth, and weathering economic downturns. It allows companies to pay their employees, settle debts, and invest in new projects without relying on external financing.Understanding these terms is crucial not only for personal finance but also for broader economic comprehension. In times of financial uncertainty, having ready money, hard cash, and cash on the bank can serve as a buffer against unforeseen circumstances. For instance, during a recession or economic crisis, individuals and businesses that maintain a strong liquidity position are better equipped to navigate challenges and emerge resilient.Moreover, financial literacy plays a significant role in managing these resources effectively. Individuals who understand the importance of ready money, hard cash, and cash on the bank are more likely to make informed decisions regarding savings, investments, and expenditures. They recognize the value of keeping a portion of their assets liquid to seize opportunities or respond to emergencies swiftly.In conclusion, the terms ready money, hard cash, and cash on the bank encapsulate critical concepts in personal finance and economic stability. By grasping the nuances of these terms, individuals can enhance their financial literacy and make strategic choices that contribute to their overall well-being. As we navigate an ever-changing financial landscape, the significance of liquidity and accessibility in managing our finances will continue to be paramount.

在当今快节奏的世界中，金钱的概念已经发生了显著变化。然而，某些术语在理解金融交易时仍然至关重要。在这些术语中，ready money（随时可用的钱）、hard cash（现金）和cash on the bank（银行存款）突出了流动性和可及性在金融中的不同方面。首先，ready money指的是可以立即使用的资金。这可以包括手头现金或可以立即访问的支票账户中的资金。ready money的重要性不容小觑；个人和企业都需要快速获得资金，以应对紧急情况、机会或意外开支。例如，如果一个人遇到突发的医疗紧急情况，拥有ready money使他们能够在不需要贷款或信用卡的情况下支付费用，而这些可能需要时间来处理。另一方面，hard cash专门指的是实物货币，如硬币和纸币。在一个日益数字化的世界中，在线交易和电子支付占主导地位，但hard cash的价值仍然很重要。它提供了一种安全感和实在感，而数字支付形式往往缺乏这种特性。许多人更喜欢携带hard cash进行小额购买，或者在一些可能不接受电子支付的场合，例如在当地市场或在停电可能干扰电子系统的紧急情况下。此外，cash on the bank指的是个人或组织在银行账户中存入的可随时提取或转账的金额。这个术语强调了存款人与银行机构之间的关系。拥有大量的cash on the bank可以为个人提供更大的财务安全感和灵活性。对于企业而言，保持健康的cash on the bank余额对于维持运营、投资增长和应对经济下滑至关重要。它使公司能够支付员工工资、偿还债务以及在不依赖外部融资的情况下投资新项目。理解这些术语对个人理财和更广泛的经济理解至关重要。在金融不确定时期，拥有ready money、hard cash和cash on the bank可以作为应对意外情况的缓冲。例如，在经济衰退或经济危机期间，保持强大流动性的人和企业更能应对挑战并保持韧性。此外，金融素养在有效管理这些资源中也发挥着重要作用。了解ready money、hard cash和cash on the bank重要性的人更有可能做出明智的储蓄、投资和支出决策。他们认识到保持部分资产流动性以迅速抓住机会或应对紧急情况的价值。总之，术语ready money、hard cash和cash on the bank概括了个人理财和经济稳定中的关键概念。通过掌握这些术语的细微差别，个人可以提高他们的金融素养，并做出有助于整体福祉的战略选择。当我们在不断变化的金融环境中航行时，流动性和可及性在管理财务中的重要性将继续至关重要。