cash yield

简明释义

现金生息

英英释义

例句

1.A lower cash yield might indicate higher risk in the investment.

较低的现金收益率可能表明投资风险较高。

2.Understanding the cash yield can help you make better investment decisions.

理解现金收益率可以帮助你做出更好的投资决策。

3.The cash yield on this rental property is around 8%, which is quite attractive.

这处出租物业的现金收益率约为8%，相当有吸引力。

4.Investors often look for properties that provide a high cash yield to maximize their returns.

投资者通常寻找提供高现金收益率的物业以最大化他们的回报。

5.Real estate investors often compare cash yield across different markets.

房地产投资者通常会比较不同市场的现金收益率。

作文

In the world of finance and investment, understanding various terms is crucial for making informed decisions. One such term that often arises in discussions about investments is cash yield. The concept of cash yield refers to the income generated from an investment relative to its cost or value, usually expressed as a percentage. This metric is particularly important for investors who seek to evaluate the profitability of their investments, especially in real estate, stocks, or bonds.To illustrate, let’s consider a real estate investment. If an investor purchases a rental property for $200,000 and earns $20,000 in rental income annually, the cash yield would be calculated by dividing the annual income by the purchase price, yielding a cash yield of 10%. This figure provides a clear picture of how much return the investor is generating from their investment each year, allowing for better comparisons with other potential investments.Understanding cash yield is not only limited to real estate; it also applies to stocks and bonds. For instance, if an investor buys a bond for $1,000 that pays $50 in interest annually, the cash yield on that bond would be 5%. This helps investors assess whether the bond is a worthwhile addition to their portfolio compared to other investment options.Moreover, cash yield can serve as a benchmark for evaluating the performance of different investments. Investors often look for assets that offer a higher cash yield, as this indicates a potentially more lucrative investment. However, it is essential to consider the associated risks. Higher yields may come with increased risk, and therefore, a comprehensive analysis of the investment's overall potential is necessary.Furthermore, the cash yield can also vary over time due to changes in market conditions, property values, or interest rates. For example, during a financial downturn, rental income may decrease, leading to a lower cash yield for real estate investors. Similarly, if interest rates rise, the yield on existing bonds may appear less attractive compared to new bonds issued at higher rates.In conclusion, the concept of cash yield is a vital tool for investors seeking to measure the effectiveness and profitability of their investments. By understanding how to calculate cash yield and what factors influence it, investors can make more educated decisions and optimize their portfolios for better returns. Whether in real estate, stocks, or bonds, a firm grasp of cash yield can empower investors to navigate the complex landscape of finance successfully.

在金融和投资的世界中，理解各种术语对做出明智的决策至关重要。其中一个常常出现在投资讨论中的术语是现金收益率。现金收益率的概念是指投资所产生的收入与其成本或价值的比率，通常以百分比表示。这个指标对于寻求评估其投资盈利能力的投资者尤为重要，特别是在房地产、股票或债券方面。举例来说，考虑一下房地产投资。如果一位投资者以200,000美元购买了一处出租物业，并每年获得20,000美元的租金收入，那么现金收益率的计算方式是将年收入除以购买价格，从而得出10%的现金收益率。这个数字清晰地说明了投资者每年从其投资中获得的回报，使得与其他潜在投资进行更好的比较成为可能。理解现金收益率不仅限于房地产；它同样适用于股票和债券。例如，如果一位投资者以1,000美元购买一只每年支付50美元利息的债券，那么该债券的现金收益率将为5%。这帮助投资者评估该债券是否值得加入他们的投资组合，与其他投资选项相比较。此外，现金收益率还可以作为评估不同投资表现的基准。投资者通常会寻找提供更高现金收益率的资产，因为这表明可能是一项更有利可图的投资。然而，考虑相关风险也是至关重要的。较高的收益可能伴随更高的风险，因此，有必要对投资的整体潜力进行全面分析。此外，现金收益率也可能因市场条件、物业价值或利率的变化而随时间而变化。例如，在金融低迷期间，租金收入可能下降，导致房地产投资者的现金收益率降低。同样，如果利率上升，现有债券的收益率可能显得不如新发行的高利率债券具有吸引力。总之，现金收益率的概念是投资者衡量其投资效果和盈利能力的重要工具。通过了解如何计算现金收益率及其影响因素，投资者可以做出更明智的决策，并优化他们的投资组合以获得更好的回报。无论是在房地产、股票还是债券领域，对现金收益率的深刻理解可以使投资者成功驾驭复杂的金融环境。