surplus of cash

简明释义

现金过剩

英英释义

例句

1.After paying off all debts, they found themselves with a surplus of cash that they could use for future projects.

在偿还所有债务后，他们发现自己有一个可以用于未来项目的现金盈余。

2.Investors were pleased to see a surplus of cash on the balance sheet, indicating strong financial health.

投资者看到资产负债表上有一个现金盈余，这表明公司的财务状况良好，感到满意。

3.The company reported a significant surplus of cash in its quarterly earnings, allowing for new investments.

公司在季度收益中报告了显著的现金盈余，这使得新投资成为可能。

4.The government announced a surplus of cash in its budget, which could be allocated for infrastructure improvements.

政府宣布其预算中有一个现金盈余，可以用于基础设施改善。

5.Due to unexpected sales growth, the startup ended the year with a surplus of cash.

由于意外的销售增长，这家初创公司年底时拥有了一个现金盈余。

作文

In today's fast-paced financial world, the term surplus of cash refers to a situation where an individual or a business has more money than is necessary for immediate expenses. This excess liquidity can be a powerful tool for investment and growth. When a company finds itself with a surplus of cash (现金盈余), it has several options to consider. The management team can choose to reinvest this money back into the business, pay down existing debts, or even distribute dividends to shareholders. Each of these choices comes with its own set of advantages and disadvantages.For instance, reinvesting the surplus of cash (现金盈余) into the business could mean upgrading equipment, expanding operations, or developing new products. This can lead to increased revenue in the long run, as well as a stronger competitive position in the market. On the other hand, if a company chooses to pay down debt, it can improve its balance sheet and reduce interest expenses, which can also be beneficial in the long term.Dividends are another popular option when dealing with a surplus of cash (现金盈余). By returning some of the excess funds to shareholders, a company can enhance its attractiveness to investors, potentially driving up the stock price. However, this approach may limit the funds available for future investments, which could hinder growth.Individuals can also experience a surplus of cash (现金盈余) in their personal finances. This might occur after receiving a bonus at work, selling a property, or simply through disciplined saving habits. With a personal surplus of cash (现金盈余), individuals can make decisions that align with their financial goals. For example, they may choose to invest in stocks, bonds, or real estate, all of which can provide returns over time. Alternatively, they might use the extra funds to pay off high-interest debt, which can save money in interest payments and improve overall financial health.However, having a surplus of cash (现金盈余) is not without its risks. Inflation can erode the value of cash holdings over time, meaning that if the money is not put to productive use, it could lose purchasing power. Therefore, it is crucial for both businesses and individuals to develop a strategy for managing their surplus of cash (现金盈余).In conclusion, a surplus of cash (现金盈余) presents both opportunities and challenges. Whether for a corporation or an individual, the key lies in making informed decisions about how to utilize this excess liquidity. By carefully considering various options such as reinvestment, debt reduction, or distribution, one can maximize the benefits of a surplus of cash (现金盈余) while minimizing potential downsides. Ultimately, effective cash management can lead to greater financial stability and success in the long run.

在当今快速变化的金融世界中，短语surplus of cash指的是个人或企业拥有超过即时支出所需的资金。这种多余的流动性可以成为投资和增长的强大工具。当一家公司发现自己有surplus of cash（现金盈余）时，它有几个选择。管理团队可以选择将这笔钱重新投资回公司，偿还现有债务，甚至向股东分配红利。每个选择都有其优缺点。例如，将surplus of cash（现金盈余）重新投资到业务中可能意味着升级设备、扩大运营或开发新产品。这可能会在长期内带来收入的增加，以及在市场上更强的竞争地位。另一方面，如果公司选择偿还债务，它可以改善资产负债表并减少利息支出，这在长期内也可能是有益的。分红是处理surplus of cash（现金盈余）时的另一个受欢迎的选择。通过将部分多余资金返还给股东，公司可以增强对投资者的吸引力，从而可能推高股价。然而，这种做法可能会限制未来投资可用的资金，这可能会阻碍增长。个人在个人财务中也可能经历surplus of cash（现金盈余）。这可能发生在收到工作奖金、出售物业或仅仅通过有纪律的储蓄习惯后。拥有个人的surplus of cash（现金盈余），个人可以做出与其财务目标一致的决定。例如，他们可以选择投资于股票、债券或房地产，所有这些都可以随着时间的推移提供回报。或者，他们可能会利用额外的资金偿还高利息债务，这可以节省利息支付并改善整体财务健康。然而，拥有surplus of cash（现金盈余）并非没有风险。通货膨胀可能会随着时间的推移侵蚀现金持有的价值，这意味着如果资金未能得到有效利用，它可能会失去购买力。因此，企业和个人必须制定管理其surplus of cash（现金盈余）的策略。总之，surplus of cash（现金盈余）既带来了机遇，也带来了挑战。无论是对于公司还是个人，关键在于做出明智的决策，利用这笔多余的流动资金。通过仔细考虑再投资、减债或分配等各种选择，可以最大化surplus of cash（现金盈余）的好处，同时最小化潜在的缺点。最终，有效的现金管理可以在长期内带来更大的财务稳定性和成功。