idle money-capital

简明释义

闲置的货币资本

英英释义

例句

1.The company decided to invest its idle money-capital 闲置的资金资本 into new technology to improve efficiency.

公司决定将其闲置的资金资本投资于新技术，以提高效率。

2.Many businesses struggle with idle money-capital 闲置的资金资本 that could be put to better use.

许多企业面临着可以更好利用的闲置的资金资本的问题。

3.Keeping idle money-capital 闲置的资金资本 in a savings account yields very little interest.

将闲置的资金资本存放在储蓄账户中几乎没有利息收益。

4.Investing in stocks can help you avoid having your idle money-capital 闲置的资金资本 lose value due to inflation.

投资股票可以帮助你避免让你的闲置的资金资本因通货膨胀而贬值。

5.Investors often seek ways to minimize their idle money-capital 闲置的资金资本 during market downturns.

投资者通常会寻找方法来最小化他们在市场下跌期间的闲置的资金资本。

作文

In today's rapidly changing economic landscape, the concept of idle money-capital plays a significant role in understanding how businesses and individuals manage their financial resources. Idle money-capital refers to funds that are not actively being used for investment or productive purposes. These funds sit dormant, failing to generate any returns or contribute to economic growth. Understanding this concept is crucial for both investors and policymakers alike, as it highlights the importance of capital allocation in stimulating economic activity.When individuals or businesses hold onto large sums of cash without investing them, they effectively contribute to a stagnation in economic growth. This idle money-capital could be utilized in various ways, such as funding new projects, expanding existing operations, or investing in innovative technologies. For example, during times of economic uncertainty, many companies may choose to hoard cash instead of reinvesting it into their business. While this strategy may provide a sense of security, it can also lead to missed opportunities for growth and innovation.The implications of idle money-capital extend beyond individual businesses; they also affect the broader economy. When significant amounts of capital remain idle, it can lead to decreased consumer spending, lower levels of investment, and ultimately slower economic growth. Policymakers must recognize the importance of encouraging the effective use of capital to foster a vibrant economy. This can be achieved through various means, such as providing incentives for businesses to invest their surplus cash or implementing fiscal policies that stimulate demand.Moreover, the rise of digital finance and investment platforms has created new avenues for deploying idle money-capital. Crowdfunding, peer-to-peer lending, and other innovative financial products allow individuals and small businesses to access capital that might otherwise remain dormant. By leveraging technology, investors can find new opportunities to put their money to work, thereby reducing the amount of idle money-capital in the economy.Additionally, education plays a vital role in addressing the issue of idle money-capital. Financial literacy programs can empower individuals and businesses to make informed decisions about their finances. Understanding the potential risks and rewards associated with different investment strategies can encourage more people to invest their capital rather than letting it sit idle. This shift in mindset is essential for promoting a culture of investment and innovation.In conclusion, the concept of idle money-capital is a critical factor in understanding economic dynamics. It highlights the need for effective capital allocation and the consequences of holding onto funds without utilizing them for productive purposes. By recognizing the importance of investing surplus funds, both individuals and businesses can contribute to a more robust economy. Policymakers, financial institutions, and educators all have a role to play in minimizing idle money-capital and promoting a culture of investment that drives economic growth and innovation.

在当今快速变化的经济环境中，‘闲置货币资本’这一概念在理解企业和个人如何管理其财务资源方面发挥着重要作用。‘闲置货币资本’指的是未被积极用于投资或生产目的的资金。这些资金处于休眠状态，未能产生任何回报或促进经济增长。理解这一概念对于投资者和政策制定者来说至关重要，因为它突显了资本配置在刺激经济活动中的重要性。当个人或企业持有大量现金而不进行投资时，他们实际上会导致经济增长的停滞。这些‘闲置货币资本’本可以通过多种方式利用，例如资助新项目、扩大现有业务或投资于创新技术。例如，在经济不确定时期，许多公司可能选择储存现金，而不是将其再投资于业务。虽然这种策略可能提供一种安全感，但也可能导致错失增长和创新的机会。‘闲置货币资本’的影响不仅限于个别企业；它们还会影响更广泛的经济。当大量资本保持闲置时，可能导致消费者支出减少、投资水平降低，最终导致经济增长缓慢。政策制定者必须认识到鼓励有效利用资本的重要性，以促进充满活力的经济。这可以通过各种手段实现，例如为企业投资其盈余现金提供激励，或实施刺激需求的财政政策。此外，数字金融和投资平台的兴起为部署‘闲置货币资本’创造了新的途径。众筹、点对点借贷和其他创新金融产品使个人和小企业能够获得本可能保持闲置的资本。通过利用技术，投资者可以找到新的机会来让他们的资金发挥作用，从而减少经济中‘闲置货币资本’的数量。此外，教育在解决‘闲置货币资本’问题中发挥着至关重要的作用。金融素养课程可以赋予个人和企业做出明智财务决策的能力。了解与不同投资策略相关的潜在风险和回报，可以鼓励更多人投资他们的资本，而不是让它闲置。这种思维方式的转变对于促进投资和创新文化至关重要。总之，‘闲置货币资本’这一概念是理解经济动态的关键因素。它突显了有效资本配置的必要性，以及持有资金而不将其用于生产性目的的后果。通过认识到投资盈余资金的重要性，个人和企业都可以为更强劲的经济做出贡献。政策制定者、金融机构和教育工作者都在减少‘闲置货币资本’和促进投资文化方面发挥着作用，这将推动经济增长和创新。