coupon payments

简明释义

息票支付

英英释义

例句

1.Many retirees depend on coupon payments 利息支付 for their monthly income.

许多退休人员依靠利息支付作为他们的月收入。

2.When you buy a bond, you will start receiving coupon payments 利息支付 immediately.

当你购买债券时，你将立即开始收到利息支付。

3.The coupon payments 利息支付 on this bond are fixed at 5%.

这只债券的利息支付固定为5%。

4.Investors receive coupon payments 利息支付 from bonds twice a year.

投资者每年从债券中收到两次利息支付。

5.The coupon payments 利息支付 can be reinvested to earn additional income.

可以将利息支付再投资以获得额外收入。

作文

In the world of finance, understanding different terms is crucial for making informed investment decisions. One such term that often arises in discussions about bonds and fixed-income securities is coupon payments. These payments are periodic interest payments made to bondholders during the life of the bond. Essentially, when an investor purchases a bond, they are lending money to the issuer, which could be a corporation or a government entity. In return for this loan, the issuer agrees to pay the investor a specified interest rate, known as the coupon rate, at regular intervals until the bond matures. The frequency of these payments can vary; they are typically made annually or semi-annually.

For example, consider a corporate bond with a face value of $1,000 and a coupon rate of 5%. This means that the bondholder will receive coupon payments of $50 each year, or $25 every six months if the payments are made semi-annually. These payments provide a steady income stream for investors, making bonds an attractive option for those seeking stability in their portfolios.

Understanding coupon payments is essential for evaluating the overall return on investment from bonds. Investors often compare the yield of a bond, which takes into account the price paid for the bond and the coupon payments received, to other investment options. The yield can fluctuate based on market conditions, interest rates, and the creditworthiness of the issuer. If interest rates rise after a bond is issued, the bond's market value may decrease, but the coupon payments remain fixed. This is why it is important for investors to consider both the interest rate environment and their investment horizon when purchasing bonds.

Another important aspect of coupon payments is their tax implications. In many jurisdictions, the interest earned from coupon payments is subject to taxation. Therefore, investors should factor in the tax consequences of receiving these payments when calculating their net returns. Some investors may choose to hold tax-exempt bonds, which offer coupon payments that are not subject to federal income tax, providing an additional incentive to invest in certain types of bonds.

In conclusion, coupon payments play a pivotal role in the investment landscape, particularly for those interested in fixed-income securities. They represent the income generated from bonds, offering investors a reliable source of cash flow. By understanding how coupon payments work, investors can make more informed decisions about their portfolios and better navigate the complexities of the financial markets. As with any investment, it is essential to conduct thorough research and consider various factors before committing capital to ensure that the chosen investment aligns with one’s financial goals and risk tolerance.

在金融世界中，理解不同的术语对于做出明智的投资决策至关重要。其中一个经常在讨论债券和固定收益证券时出现的术语是利息支付。这些支付是发行债券期间定期支付给债券持有人的利息支付。基本上，当投资者购买债券时，他们是在向发行人借钱，这可以是公司或政府实体。作为这笔贷款的回报，发行人同意以固定的利率，即称为票面利率的利率，在债券到期之前按规定的时间间隔支付给投资者。这些支付的频率可能会有所不同；通常每年或每半年支付一次。

例如，考虑一只面值为1000美元、票面利率为5%的公司债券。这意味着债券持有人每年将收到利息支付50美元，或者如果支付是半年度支付，则每六个月收到25美元。这些支付为投资者提供了稳定的收入流，使得债券成为那些寻求投资组合稳定性的人的一种吸引的选择。

理解利息支付对于评估债券的整体投资回报至关重要。投资者通常将债券的收益率进行比较，收益率考虑了债券的购买价格和收到的利息支付，与其他投资选项进行比较。收益率可能会根据市场条件、利率和发行人的信用状况波动。如果债券发行后利率上升，债券的市场价值可能会下降，但利息支付保持不变。这就是为什么投资者在购买债券时考虑利率环境和投资期限是重要的。

另一个关于利息支付的重要方面是其税务影响。在许多司法管辖区，来自利息支付的利息收入需缴纳税款。因此，投资者在计算净回报时应考虑这些支付的税务后果。一些投资者可能会选择持有免税债券，这些债券提供的利息支付不受联邦所得税的限制，为投资某些类型的债券提供了额外的激励。

总之，利息支付在投资领域中起着关键作用，特别是对于那些对固定收益证券感兴趣的人。它们代表了从债券产生的收入，为投资者提供了可靠的现金流来源。通过理解利息支付的运作方式，投资者可以更好地做出有关其投资组合的明智决策，更好地应对金融市场的复杂性。与任何投资一样，在投入资本之前进行彻底的研究并考虑各种因素是至关重要的，以确保所选择的投资符合个人的财务目标和风险承受能力。