coupon bond

简明释义

息票公司债券

英英释义

例句

1.When purchasing a coupon bond 附息债券, make sure to check the maturity date.

购买附息债券时，确保查看到期日。

2.The coupon bond 附息债券 pays interest semi-annually.

附息债券每半年支付一次利息。

3.A coupon bond 附息债券 can be a safer investment compared to stocks.

与股票相比，附息债券可能是更安全的投资。

4.The coupon bond 附息债券 issued by the government has a fixed interest rate.

政府发行的附息债券有固定的利率。

5.Investors often prefer a coupon bond 附息债券 because it provides regular interest payments.

投资者通常更喜欢附息债券，因为它提供定期的利息支付。

作文

A financial market is a complex environment where various instruments and securities are traded. Among these instruments, the coupon bond plays a significant role in the world of investments. Understanding what a coupon bond is can help investors make informed decisions about their portfolios. In simple terms, a coupon bond is a type of debt security that pays periodic interest payments, known as 'coupons,' to the bondholder until maturity, at which point the principal amount is returned. This structure makes coupon bonds an attractive option for those seeking regular income from their investments.The term 'coupon' originates from the historical practice of physically cutting coupons from bond certificates to redeem interest payments. While modern bonds are predominantly electronic, the name has persisted. Investors appreciate coupon bonds because they provide a predictable stream of income, making them particularly appealing to retirees or those who require consistent cash flow.When considering investing in coupon bonds, it’s essential to understand their risks and benefits. One of the primary benefits is the fixed interest rate. This means that regardless of market fluctuations, the bondholder will receive the same interest payment throughout the life of the bond. This stability can be quite comforting, especially in volatile markets. Additionally, coupon bonds can be issued by various entities, including governments, municipalities, and corporations, providing a diverse range of options for investors.However, there are also risks associated with coupon bonds. One significant risk is interest rate risk. If interest rates rise after the bond is issued, newer bonds may offer higher returns, making existing coupon bonds less attractive. As a result, the price of the existing bonds may decrease if an investor wishes to sell them before maturity. Another risk is credit risk, which refers to the possibility that the issuer may default on its payments. Investors must assess the creditworthiness of the issuer before purchasing coupon bonds to mitigate this risk.In addition to traditional coupon bonds, there are also zero-coupon bonds, which do not pay periodic interest but are sold at a discount to their face value. The investor receives the full face value at maturity, and the difference between the purchase price and the face value represents the interest earned. While zero-coupon bonds can offer substantial returns, they also come with unique risks, such as greater sensitivity to interest rate changes.In conclusion, coupon bonds are a vital component of the financial markets, offering investors a reliable source of income. They come with their own set of risks and rewards, which should be carefully considered before investing. By understanding the mechanics of coupon bonds and their place in a diversified investment portfolio, investors can make more informed choices that align with their financial goals. Whether one is a seasoned investor or a newcomer to the world of finance, grasping the concept of coupon bonds is essential for navigating the complexities of investment strategies and achieving long-term financial success.

金融市场是一个复杂的环境，各种工具和证券在此交易。在这些工具中，票息债券在投资世界中扮演着重要角色。理解票息债券的概念可以帮助投资者做出明智的投资组合决策。简单来说，票息债券是一种债务证券，向债券持有人支付定期利息，这些利息被称为“票息”，直到到期时，返还本金。这种结构使得票息债券成为那些寻求定期收入的投资者的吸引选项。“票息”一词源于历史上从债券证书上切割票息以兑换利息支付的做法。尽管现代债券主要是电子化的，但这个名称依然存在。投资者喜欢票息债券，因为它们提供可预测的收入流，这对退休人员或需要持续现金流的人尤其有吸引力。在考虑投资票息债券时，了解其风险和收益至关重要。主要的好处之一是固定的利率。这意味着无论市场波动如何，债券持有人在债券的整个生命周期内将获得相同的利息支付。这种稳定性在动荡的市场中尤其令人安心。此外，票息债券可以由各种实体发行，包括政府、地方政府和公司，为投资者提供多样化的选择。然而，票息债券也存在一些风险。其中一个主要风险是利率风险。如果债券发行后利率上升，新的债券可能会提供更高的回报，从而使现有的票息债券变得不那么吸引人。因此，如果投资者希望在到期前出售这些债券，现有债券的价格可能会下降。另一个风险是信用风险，即发行者可能违约的可能性。投资者必须在购买票息债券之前评估发行者的信用worthiness，以降低这一风险。除了传统的票息债券，还有零票息债券，它们不支付定期利息，而是以低于面值的价格出售。投资者在到期时收到全额面值，购买价格与面值之间的差额代表所赚取的利息。虽然零票息债券可以提供可观的回报，但它们也伴随着独特的风险，例如对利率变化的敏感性更大。总之，票息债券是金融市场的重要组成部分，为投资者提供可靠的收入来源。它们有自己的一套风险和回报，投资前应仔细考虑。通过理解票息债券的机制及其在多样化投资组合中的位置，投资者可以做出更符合其财务目标的明智选择。无论是经验丰富的投资者还是金融世界的新手，掌握票息债券的概念对于驾驭投资策略的复杂性和实现长期财务成功至关重要。