material damage

简明释义

物质损害，物质损失

英英释义

例句

1.The storm caused significant material damage to the coastal homes.

这场风暴对沿海住宅造成了严重的物质损失。

2.The accident resulted in material damage to several vehicles involved.

事故导致几辆涉事车辆出现了物质损失。

3.The earthquake left many buildings with material damage that required urgent repairs.

地震使许多建筑物出现了需要紧急修复的物质损失。

4.After the fire, the insurance company assessed the material damage to the building.

火灾后，保险公司评估了建筑物的物质损失。

5.We need to document all material damage for the insurance claim.

我们需要记录所有的物质损失以便于申请保险。

作文

In today's world, the term material damage refers to physical harm or destruction of property that can result from various incidents such as natural disasters, accidents, or acts of vandalism. Understanding material damage is crucial for individuals and businesses alike, as it plays a significant role in insurance claims, legal disputes, and financial assessments. When a flood, earthquake, or fire occurs, the immediate concern is often the safety of individuals; however, once the situation stabilizes, attention turns to the extent of material damage that has been inflicted on properties and belongings.For homeowners, material damage can mean the loss of their most valuable assets. This can include structural damage to the house itself, destruction of personal belongings, and even the loss of irreplaceable items such as family heirlooms. For instance, after a severe storm, a homeowner may find that their roof has been severely damaged, leading to leaks and further deterioration of the home's interior. In such cases, understanding the scope of material damage is essential for filing insurance claims and determining the necessary steps for repairs.Businesses also face significant risks associated with material damage. A factory that suffers a fire may not only lose machinery and inventory but also face interruptions in production. This can lead to financial losses that extend beyond the immediate material damage. Companies must assess the extent of the damage to ensure they can resume operations as quickly as possible. Moreover, accurate documentation of material damage is vital for insurance purposes and for any potential legal actions that may arise from the incident.The assessment of material damage typically involves professionals who can evaluate the extent of the destruction. Insurance adjusters, engineers, and contractors often work together to provide a comprehensive analysis of the damage. Their findings will influence the compensation offered by insurance companies and the strategies employed for rebuilding and recovery. Understanding material damage is not only about recognizing what has been lost but also about planning for the future.In conclusion, material damage encompasses a wide range of physical damages that can occur due to unforeseen events. The implications of such damage are profound, affecting individuals' lives and businesses' operations. By understanding the concept of material damage, people can better prepare for potential risks, navigate insurance processes, and ultimately recover from unfortunate events more effectively. Whether it is a small household incident or a large-scale disaster, being aware of what material damage entails can make a significant difference in how one responds to and recovers from the situation.

在当今世界，术语物质损害指的是由于各种事件（如自然灾害、事故或破坏行为）造成的财产的物理损害或破坏。理解物质损害对个人和企业来说至关重要，因为它在保险索赔、法律争议和财务评估中发挥着重要作用。当洪水、地震或火灾发生时，首要关注的往往是人们的安全；然而，一旦情况稳定，注意力就会转向对财产和财物造成的物质损害的程度。对于房主来说，物质损害可能意味着失去他们最有价值的资产。这可能包括房屋本身的结构损坏、个人财物的毁坏，甚至是不可替代的物品（如家族传家宝）的丧失。例如，在严重风暴之后，房主可能会发现他们的屋顶遭到严重损坏，导致漏水和房屋内部进一步恶化。在这种情况下，了解物质损害的范围对于提交保险索赔和确定修复所需的步骤至关重要。企业也面临与物质损害相关的重大风险。一家工厂如果遭遇火灾，不仅可能失去机器和库存，还可能面临生产中断。这可能导致超出即时物质损害的财务损失。公司必须评估损害的程度，以确保能够尽快恢复运营。此外，准确记录物质损害对于保险目的以及可能因事件而产生的任何潜在法律行动都是至关重要的。物质损害的评估通常涉及专业人员，他们可以评估破坏的程度。保险理算师、工程师和承包商通常会协同工作，以提供对损害的全面分析。他们的调查结果将影响保险公司提供的赔偿和重建及恢复所采用的策略。理解物质损害不仅是认识到损失了什么，更是为未来规划。总之，物质损害涵盖了由于不可预见事件可能发生的各种物理损害。这种损害的影响深远，影响着个人生活和企业运营。通过了解物质损害的概念，人们可以更好地为潜在风险做准备，驾驭保险流程，并最终更有效地从不幸事件中恢复过来。无论是小型家庭事件还是大规模灾难，意识到物质损害的含义可以在应对和恢复情况时产生显著差异。