immaterial annuity

简明释义

无形年金

英英释义

例句

1.Many retirees prefer an immaterial annuity (无形年金) for its simplicity and reliability.

许多退休人员更喜欢无形年金 (immaterial annuity)，因为它简单且可靠。

2.Understanding how an immaterial annuity (无形年金) works is crucial for effective financial planning.

了解无形年金 (immaterial annuity) 如何运作对有效的财务规划至关重要。

3.The financial advisor explained that an immaterial annuity (无形年金) could provide a steady income without any physical assets backing it.

财务顾问解释说，无形年金 (immaterial annuity) 可以在没有任何实物资产支持的情况下提供稳定的收入。

4.The concept of an immaterial annuity (无形年金) is often misunderstood by new investors.

新投资者常常误解无形年金 (immaterial annuity) 的概念。

5.Investing in an immaterial annuity (无形年金) can be a good option for those looking for non-traditional income streams.

投资于无形年金 (immaterial annuity) 对于那些寻找非传统收入来源的人来说可能是一个不错的选择。

作文

In the world of finance and investments, various terms can often become confusing for individuals who are not well-versed in the jargon. One such term is immaterial annuity, which refers to a type of financial product that may not hold significant monetary value but still plays a crucial role in an individual's financial planning. Understanding the concept of immaterial annuity can help investors make informed decisions about their assets and liabilities.An annuity, in general, is a series of payments made at equal intervals. They are often used as a means of income during retirement, providing a steady cash flow to individuals after they stop working. However, the term immaterial annuity suggests that there are certain annuities that may not be tied to substantial financial assets or benefits. This can include aspects such as emotional security, peace of mind, or even social connections that do not have a direct monetary value.For instance, consider a situation where an individual has invested in a community fund that provides support to local charities or initiatives. While the financial returns from such an investment may be minimal or even negligible, the emotional and social benefits derived from contributing to the community can be seen as an immaterial annuity. This highlights how some investments can yield returns that are not strictly financial but are nonetheless valuable to the investor's overall well-being.Furthermore, the concept of immaterial annuity can also apply to situations involving family and relationships. For example, when parents invest time and resources into their children's education and upbringing, they may not receive immediate financial returns. However, the long-term benefits, such as having well-adjusted and successful children, can be viewed as an immaterial annuity. The love, respect, and emotional bonds formed within families are priceless and contribute significantly to one's quality of life.In a broader sense, the idea of immaterial annuity encourages individuals to look beyond the traditional metrics of success and wealth accumulation. It invites them to consider the intangible aspects of life that contribute to happiness and fulfillment. In today's fast-paced world, where financial success is often prioritized, recognizing the importance of immaterial annuity can lead to a more balanced and satisfying life.Moreover, businesses can also benefit from understanding the concept of immaterial annuity. Companies that focus on corporate social responsibility (CSR) may not always see immediate financial gains from their efforts. However, the goodwill generated through community engagement and ethical practices can create a loyal customer base and enhance the company's reputation over time. This loyalty and positive perception can be viewed as an immaterial annuity that supports the business in the long run.In conclusion, the term immaterial annuity encompasses a broader understanding of value that goes beyond mere financial returns. By recognizing the significance of emotional, social, and relational investments, individuals and businesses alike can cultivate a richer, more fulfilling existence. Embracing the concept of immaterial annuity allows us to appreciate the non-material aspects of life that contribute to our overall happiness and well-being, ultimately leading to a more holistic approach to personal and financial growth.

在金融和投资的世界中，各种术语常常会让不熟悉行话的人感到困惑。一个这样的术语是无形年金，它指的是一种可能没有重大货币价值但在个人财务规划中仍然发挥重要作用的金融产品。理解无形年金的概念可以帮助投资者对他们的资产和负债做出明智的决策。一般而言，年金是一系列在相等间隔内进行的付款。它们常常被用作退休后的收入来源，为停止工作后的人提供稳定的现金流。然而，无形年金这一术语暗示着某些年金可能与可观的金融资产或利益无关。这可以包括情感安全、内心平静或甚至社交联系等方面，这些方面没有直接的货币价值。例如，考虑一个人投资于支持当地慈善机构或倡议的社区基金的情况。虽然这种投资的财务回报可能微不足道甚至为零，但从为社区贡献中获得的情感和社会利益可以视为无形年金。这突显了某些投资可以产生非财务回报，但对投资者的整体福祉却极具价值。此外，无形年金的概念也可以应用于家庭和人际关系的情况。例如，当父母投入时间和资源来教育和抚养孩子时，他们可能不会立即获得财务回报。然而，从长远来看，拥有身心健康和成功的孩子所带来的好处可以被视为无形年金。家庭内部形成的爱、尊重和情感纽带是无价的，对生活质量有着重要的贡献。更广泛地说，无形年金的理念鼓励人们超越传统的成功和财富积累指标。它邀请人们考虑那些对幸福和满足感有贡献的无形方面。在当今快节奏的世界中，金融成功往往被优先考虑，认识到无形年金的重要性可以导致更平衡和令人满意的生活。此外，企业也可以从理解无形年金的概念中受益。专注于企业社会责任（CSR）的公司可能并不总能立即从其努力中看到财务收益。然而，通过社区参与和道德实践所产生的良好声誉可以随着时间的推移培养忠诚的客户基础并提升公司的声誉。这种忠诚度和积极的认知可以被视为支撑企业长期发展的无形年金。总之，无形年金这一术语涵盖了一种超越单纯财务回报的更广泛的价值理解。通过认识到情感、社会和关系投资的重要性，个人和企业都可以培养出更加丰富和充实的存在。拥抱无形年金的概念使我们能够欣赏生活中那些对整体幸福感和福祉有贡献的非物质方面，最终导致个人和财务成长的更全面的方法。