streaker; zero-coupon bond; passive bonds

简明释义

无息债券

英英释义

例句

1.A zero-coupon bond 零息债券 is sold at a discount and matures at its face value.

一只零息债券 zero-coupon bond以折扣价出售，并在到期时以面值偿还。

2.Investors often prefer zero-coupon bonds 零息债券 because they provide a guaranteed return at maturity without periodic interest payments.

投资者通常更喜欢零息债券 zero-coupon bonds，因为它们在到期时提供保证的回报，而不需要定期支付利息。

3.During the football match, a streaker 冲浪者 ran across the field, causing a brief interruption.

在足球比赛中，一名冲浪者 streaker跑过球场，造成了短暂的中断。

4.The crowd laughed as the streaker 冲浪者 tried to evade security personnel.

当冲浪者 streaker试图躲避安保人员时，人群发出了笑声。

5.Many financial advisors recommend passive bonds 被动债券 for those looking for a low-maintenance investment strategy.

许多金融顾问建议寻找低维护投资策略的人投资被动债券 passive bonds。

作文

In the world of finance, there are various terms and instruments that investors must understand to navigate the market effectively. Among these terms, three that stand out are streaker, zero-coupon bond, and passive bonds. Each of these has its unique characteristics and implications for investors. Firstly, a streaker is not commonly associated with traditional financial instruments but refers to an individual who runs naked in a public place, often during sporting events. However, in the context of finance, it can symbolize someone who takes bold risks without considering the consequences. This term can serve as a cautionary tale for investors, reminding them that while taking risks can lead to substantial rewards, it can also result in significant losses if not approached carefully. Therefore, understanding one's risk tolerance is crucial before engaging in any investment activity.On the other hand, a zero-coupon bond offers a different investment strategy. This type of bond does not pay periodic interest payments like traditional bonds. Instead, it is sold at a discount to its face value and matures at par. Investors receive the difference between the purchase price and the face value as their return. For example, if an investor buys a zero-coupon bond for $700 that will mature at $1,000 in ten years, the investor's profit would be $300. This instrument is particularly appealing to those who want a guaranteed return at maturity without the hassle of reinvesting coupon payments. Furthermore, zero-coupon bonds are often used in long-term financial planning, such as saving for college tuition or retirement, because they provide a clear picture of future cash flows.Lastly, passive bonds represent a more conservative approach to investing. These are typically bonds that are held until maturity without active trading. Investors who choose this strategy aim to earn steady income through interest payments while minimizing the risks associated with market fluctuations. By adopting a passive bond strategy, investors can focus on long-term growth rather than short-term market movements. This approach is especially beneficial for those who prefer a hands-off investment style and wish to avoid the stress of actively managing their portfolios.In conclusion, understanding terms like streaker, zero-coupon bond, and passive bonds is essential for anyone looking to invest wisely. The concept of a streaker serves as a reminder of the risks involved in investing, while zero-coupon bonds and passive bonds provide strategies for managing those risks. By educating themselves about these financial instruments, investors can make informed decisions that align with their financial goals and risk tolerance. Ultimately, the key to successful investing lies in balancing risk and reward, and understanding these terms is a step in the right direction.

在金融世界中，有各种术语和工具，投资者必须理解这些内容，以有效地驾驭市场。在这些术语中，有三个特别突出：streaker、zero-coupon bond 和 passive bonds。每个术语都有其独特的特征和对投资者的影响。首先，streaker 并不常与传统金融工具相关，但它指的是在公共场所（通常是在运动赛事期间）裸体奔跑的个人。然而，在金融背景下，它可以象征一个人在没有考虑后果的情况下采取大胆风险的人。这个术语可以作为对投资者的警示，提醒他们尽管冒险可能带来可观的回报，但如果不谨慎处理，也可能导致重大损失。因此，在进行任何投资活动之前，理解自己的风险承受能力至关重要。另一方面，zero-coupon bond 提供了不同的投资策略。这种类型的债券不会像传统债券那样支付定期利息。相反，它以低于面值的价格出售，并在到期时以面值偿还。投资者通过购买价格与面值之间的差额获得回报。例如，如果投资者以700美元购买一只将在十年后以1000美元到期的zero-coupon bond，则投资者的利润将是300美元。这种工具特别吸引那些希望在到期时获得保证回报而不必烦恼再投资利息支付的投资者。此外，zero-coupon bonds 通常用于长期财务规划，如为大学学费或退休储蓄，因为它们提供了未来现金流的清晰图景。最后，passive bonds 代表了一种更保守的投资方法。这些通常是持有到期而不积极交易的债券。选择这种策略的投资者旨在通过利息支付赚取稳定的收入，同时最小化与市场波动相关的风险。通过采用passive bond 策略，投资者可以专注于长期增长，而不是短期市场波动。这种方法尤其适合那些喜欢无所事事的投资风格并希望避免主动管理投资组合压力的人。总之，理解诸如streaker、zero-coupon bond 和passive bonds等术语对任何希望明智投资的人来说都是至关重要的。streaker 的概念提醒我们投资中涉及的风险，而zero-coupon bonds 和passive bonds 则提供了管理这些风险的策略。通过了解这些金融工具，投资者可以做出符合其财务目标和风险承受能力的明智决策。最终，成功投资的关键在于平衡风险与回报，而理解这些术语是朝着正确方向迈出的第一步。