flat; interest-free; passive

简明释义

无息的

英英释义

例句

1.Many retailers offer interest-free 免息 financing during holiday sales to attract customers.

许多零售商在假日销售期间提供interest-free 免息融资以吸引顾客。

2.Investing in a passive 被动 income stream can provide financial stability over time.

投资于一个passive 被动收入来源可以随着时间的推移提供财务稳定性。

3.You can purchase the furniture on a interest-free 免息 installment plan, which is great for budgeting.

你可以通过一个interest-free 免息分期付款计划购买家具，这对预算管理很有帮助。

4.The bank offers a loan with a flat 固定利率, making it easier for borrowers to plan their repayments.

银行提供一项贷款，采用flat 固定利率，使借款人更容易规划还款。

5.The car dealership has a promotion for a flat 固定 rate financing option for new buyers.

汽车经销商为新买家提供flat 固定利率融资选项的促销活动。

作文

In today's fast-paced world, financial literacy has become increasingly important. People are constantly looking for ways to manage their money more effectively. One common term that often comes up in discussions about personal finance is the concept of a flat; interest-free; passive income. Understanding what this means can significantly impact your financial decisions and overall well-being.A flat income typically refers to a fixed amount of money that one receives regularly, without any fluctuations. This could be in the form of a salary, pension, or any other steady source of revenue. The advantage of having a flat income is that it allows individuals to budget more effectively. Knowing exactly how much money will come in every month helps people plan their expenses, save for emergencies, and invest for the future.On the other hand, the term interest-free is crucial when discussing loans or credit. Many people find themselves trapped in cycles of debt due to high-interest rates on borrowed money. An interest-free loan, as the name suggests, does not accrue interest over time, making it much easier to repay. This can be particularly beneficial for those who are trying to maintain a stable financial situation. By avoiding interest-free loans, individuals can allocate more of their resources towards savings and investments rather than paying off debt.The term passive income refers to earnings that require minimal effort to maintain. This can include rental income, dividends from stocks, or royalties from creative works. The beauty of passive income is that it allows individuals to earn money while they focus on other aspects of their lives, such as their careers or personal interests. In a world where time is often equated with money, having sources of passive income can provide financial security and peace of mind.When combined, the concepts of flat; interest-free; passive income create a powerful framework for achieving financial stability. Imagine receiving a consistent, flat amount of money each month from a passive income source, such as rental properties, without the burden of interest-free debt. This scenario can lead to a more secure financial future, allowing individuals to focus on their goals without the stress of financial instability.Moreover, understanding these terms can empower individuals to make informed decisions about their finances. For example, someone considering taking out a loan should weigh the benefits of an interest-free option versus a traditional loan with high-interest rates. Similarly, investing in passive income streams can lead to greater financial independence.In conclusion, the concepts of flat; interest-free; passive income are essential for anyone looking to enhance their financial literacy. By grasping these ideas, individuals can better navigate their financial journeys, ultimately leading to a more secure and fulfilling life. Whether it's through budgeting for a flat income, avoiding interest-free debt, or creating passive income streams, understanding these terms can make a significant difference in achieving long-term financial success.

在当今快节奏的世界中，金融素养变得越来越重要。人们不断寻找更有效的方式来管理他们的资金。在个人财务讨论中，一个常见的术语是固定；无息；被动收入的概念。理解这意味着什么可以显著影响你的财务决策和整体福祉。固定收入通常指的是一个人定期收到的固定金额，没有任何波动。这可能是工资、养老金或任何其他稳定的收入来源。拥有固定收入的好处在于，它使个人能够更有效地预算。每个月确切知道多少钱会进账，有助于人们规划支出、储蓄应急资金和为未来投资。另一方面，无息这个词在讨论贷款或信用时至关重要。许多人发现自己因高额利息而陷入债务循环。正如其名，无息贷款不会随着时间的推移而产生利息，从而使偿还变得更加容易。这对那些试图保持稳定财务状况的人尤其有利。通过避免无息贷款，个人可以将更多资源分配到储蓄和投资上，而不是偿还债务。而被动收入是指维持所需努力最小的收入。这可以包括租金收入、股票分红或创作作品的版税。被动收入的美在于，它允许个人在关注生活的其他方面（例如职业或个人兴趣）时赚取收入。在一个时间常常与金钱等同的世界中，拥有被动收入来源可以提供经济安全感和内心的平静。当结合起来时，固定；无息；被动收入的概念为实现财务稳定创造了一个强大的框架。想象一下，每个月从被动收入源（如出租物业）获得一笔固定的固定收入，而没有承担无息债务的负担。这种情况可以导致更安全的财务未来，使个人能够专注于自己的目标，而不必承受财务不稳定的压力。此外，理解这些术语可以使个人能够做出明智的财务决策。例如，考虑申请贷款的人应该权衡无息选项与传统高利贷之间的利弊。同样，投资于被动收入来源可以带来更大的财务独立性。总之，固定；无息；被动收入的概念对于任何希望提高其金融素养的人都是必不可少的。通过掌握这些思想，个人可以更好地导航他们的财务旅程，最终实现更安全、更充实的生活。无论是通过为固定收入预算、避免无息债务，还是创建被动收入来源，理解这些术语都可以在实现长期财务成功方面产生重大差异。