discretionary account

简明释义

无条件帐户

英英释义

例句

1.The financial advisor suggested opening a discretionary account to manage investments more efficiently.

财务顾问建议开设一个自由裁量账户以更有效地管理投资。

2.She preferred a discretionary account because it relieved her of daily trading decisions.

她更喜欢自由裁量账户，因为这让她免于每日的交易决策。

3.Investors with a discretionary account typically have a higher level of trust in their financial managers.

拥有自由裁量账户的投资者通常对他们的财务经理有更高的信任度。

4.The discretionary account allows for more flexible investment strategies based on market conditions.

该自由裁量账户允许根据市场状况采取更灵活的投资策略。

5.With a discretionary account, the broker can make trades on behalf of the client without prior approval.

通过自由裁量账户，经纪人可以在客户未事先批准的情况下代表其进行交易。

作文

In the world of finance and investment, understanding various terms is crucial for both novice and seasoned investors. One such term that often arises in discussions about investment strategies is the discretionary account. A discretionary account is a type of investment account where the broker or financial advisor has the authority to make investment decisions on behalf of the client without requiring prior approval for each transaction. This arrangement can be beneficial for individuals who may not have the time or expertise to manage their investments actively.The primary advantage of having a discretionary account is the convenience it offers. Clients can rely on their financial advisors to make informed decisions based on market trends and economic indicators. This is particularly useful for busy professionals or those who prefer a hands-off approach to investing. By delegating investment decisions to a qualified advisor, clients can potentially benefit from their expertise and experience in navigating the complexities of the financial markets.Moreover, a discretionary account allows for swift action in response to market changes. In volatile markets, timely decisions can significantly impact an investor's portfolio performance. For instance, if a particular stock is experiencing a downturn, a broker managing a discretionary account can sell the stock without waiting for the client's approval, thereby minimizing potential losses. This level of responsiveness can be a critical factor in achieving investment goals.However, it is essential for clients to understand that with a discretionary account comes a certain level of trust and risk. Clients are essentially entrusting their financial future to someone else, which means they must choose their advisor carefully. It is vital to conduct thorough research and select a reputable broker or financial advisor who has a proven track record. Additionally, clients should maintain open communication with their advisors to ensure that their investment strategies align with their financial goals and risk tolerance.Another aspect to consider is the cost associated with a discretionary account. Typically, these accounts may come with higher fees compared to non-discretionary accounts, where clients make their own trading decisions. Clients should weigh the benefits of professional management against the costs involved to determine if a discretionary account is suitable for their financial situation.In conclusion, a discretionary account can be a valuable tool for investors looking to simplify their investment process and leverage the expertise of financial professionals. While it offers numerous advantages, such as convenience, quick decision-making, and expert guidance, it also requires a significant amount of trust and careful consideration. By understanding what a discretionary account entails and evaluating their personal financial goals, investors can make informed decisions about whether this type of account is right for them.

在金融和投资的世界中，理解各种术语对新手和经验丰富的投资者都至关重要。一个经常出现在投资策略讨论中的术语是自由裁量账户。自由裁量账户是一种投资账户，在这种账户中，经纪人或财务顾问有权在不需要每次交易事先批准的情况下，代表客户做出投资决策。这种安排对于那些可能没有时间或专业知识来积极管理其投资的个人来说是有益的。拥有自由裁量账户的主要优势是它所提供的便利性。客户可以依赖他们的财务顾问根据市场趋势和经济指标做出明智的决策。这对于忙碌的专业人士或那些更喜欢采取放手态度进行投资的人尤其有用。通过将投资决策委托给合格的顾问，客户可以潜在地受益于他们在驾驭金融市场复杂性方面的专业知识和经验。此外，自由裁量账户允许在市场变化时迅速采取行动。在波动的市场中，及时的决策可能会显著影响投资者的投资组合表现。例如，如果某只股票正在经历下跌，管理自由裁量账户的经纪人可以在不等待客户批准的情况下出售该股票，从而最大限度地减少潜在损失。这种响应能力在实现投资目标时可能是一个关键因素。然而，客户需要理解的是，拥有自由裁量账户伴随着一定程度的信任和风险。客户基本上是在将自己的财务未来托付给他人，这意味着他们必须仔细选择顾问。进行彻底的研究并选择一个有良好业绩记录的可信经纪人或财务顾问是至关重要的。此外，客户应与顾问保持开放的沟通，以确保他们的投资策略与个人财务目标和风险承受能力一致。另一个需要考虑的方面是与自由裁量账户相关的费用。通常，与非自由裁量账户相比，这些账户可能会收取更高的费用，而在非自由裁量账户中，客户自己做出交易决策。客户应权衡专业管理的好处与所涉及的成本，以确定自由裁量账户是否适合他们的财务状况。总之，自由裁量账户可以成为希望简化投资过程并利用财务专业人士专业知识的投资者的宝贵工具。虽然它提供了许多优点，例如便利性、快速决策和专家指导，但它也需要大量的信任和谨慎考虑。通过理解自由裁量账户的内容并评估个人财务目标，投资者可以就这种类型的账户是否适合自己做出明智的决定。