unconditional call money

简明释义

无条件拆款，无条件通知放款

英英释义

例句

1.Investors often prefer unconditional call money 无条件可提取资金 for its liquidity and flexibility.

投资者通常更喜欢无条件可提取资金，因为它具有流动性和灵活性。

2.The company decided to allocate part of its reserves into unconditional call money 无条件可提取资金 to ensure quick access to cash.

公司决定将部分储备分配到无条件可提取资金中，以确保快速获得现金。

3.During financial crises, unconditional call money 无条件可提取资金 becomes a safe haven for many businesses.

在金融危机期间，无条件可提取资金成为许多企业的避风港。

4.The bank offered an attractive interest rate for their unconditional call money 无条件可提取资金 accounts.

这家银行为他们的无条件可提取资金账户提供了有吸引力的利率。

5.With unconditional call money 无条件可提取资金, you can withdraw your funds at any time without penalties.

使用无条件可提取资金，您可以随时提取资金而不受罚款。

作文

In the world of finance, various terms and concepts are used to describe different types of monetary transactions and agreements. One such term is unconditional call money, which plays a significant role in the liquidity management of financial institutions. Understanding this term requires delving into its meaning and implications in the banking sector. 无条件可调用资金 refers to funds that can be demanded back by the lender at any time without any conditions attached. This characteristic makes it a vital tool for banks and financial entities, as they often need to manage their cash flow efficiently. The concept of unconditional call money is particularly important during times of economic uncertainty or when financial institutions face unexpected withdrawals. Banks rely on these funds to ensure that they have enough liquidity to meet their obligations. For instance, if a bank has a sudden surge in withdrawal requests from its customers, having access to unconditional call money allows it to maintain stability and avoid potential liquidity crises.Moreover, the nature of unconditional call money means that it typically comes with lower interest rates compared to fixed deposits or other long-term financing options. This is because lenders understand that they must be prepared to return the funds on demand, which reduces the risk associated with lending. Consequently, financial institutions are incentivized to utilize unconditional call money for short-term funding needs while managing their overall financial strategy. Another critical aspect of unconditional call money is its role in interbank lending. Banks often borrow from each other to meet short-term liquidity requirements. When one bank lends to another, the funds are often classified as unconditional call money, allowing the borrowing bank to repay the loan whenever it has sufficient funds. This practice not only helps individual banks but also contributes to the overall health of the financial system, ensuring that liquidity flows smoothly among institutions.Additionally, the use of unconditional call money can be seen in the context of central banks and monetary policy. Central banks may provide unconditional call money to commercial banks as part of their efforts to stabilize the economy. By offering these funds, central banks can influence interest rates and ensure that banks have the necessary liquidity to support lending activities. This relationship highlights the interconnectedness of various financial entities and the importance of unconditional call money in maintaining economic stability.In conclusion, understanding the term unconditional call money is crucial for anyone interested in finance and banking. Its definition as 无条件可调用资金 emphasizes the flexibility and immediate accessibility of these funds, which are essential for effective liquidity management. As financial markets continue to evolve, the significance of unconditional call money will likely remain a key component of banking operations and monetary policy. Therefore, familiarizing oneself with this term can provide valuable insights into the dynamics of financial systems and the strategies employed by banks to navigate the complexities of the economy.