financial insolvency

简明释义

无力支付

英英释义

例句

1.The company declared financial insolvency 财务破产 after failing to meet its debt obligations.

该公司在未能偿还债务后宣布了财务破产。

2.The court ruled that the individual was in a state of financial insolvency 财务破产 and needed to declare bankruptcy.

法院裁定该个人处于财务破产状态，需要申请破产。

3.To avoid financial insolvency 财务破产, the business implemented strict budget controls.

为了避免财务破产，公司实施了严格的预算控制。

4.Investors are wary of businesses that show signs of financial insolvency 财务破产.

投资者对显示出财务破产迹象的企业持谨慎态度。

5.The sudden drop in sales led the startup into financial insolvency 财务破产 within months.

销售的突然下降使得这家初创公司在几个月内陷入了财务破产。

作文

In today's complex economic landscape, the term financial insolvency refers to a situation where an individual or organization cannot meet its financial obligations as they come due. This condition can arise from various factors, including poor financial management, unexpected market downturns, or excessive debt accumulation. Understanding financial insolvency is crucial for both individuals and businesses, as it can have severe consequences if not addressed promptly.When an entity experiences financial insolvency, it typically means that its liabilities exceed its assets. In simpler terms, this means that the total amount owed is greater than what can be claimed in terms of owned resources. For businesses, this can lead to bankruptcy proceedings, where the company seeks legal protection from creditors while attempting to restructure its debts. For individuals, financial insolvency can result in personal bankruptcy, which can severely impact one’s credit rating and future financial opportunities.The implications of financial insolvency extend beyond just the affected individual or organization. When businesses become insolvent, it can lead to job losses, decreased consumer confidence, and negative ripple effects throughout the economy. For example, suppliers may not get paid, which can lead to their own financial insolvency. The interconnectedness of the economy means that one party's inability to fulfill its financial commitments can create a chain reaction, affecting many others.To prevent financial insolvency, it is essential to maintain sound financial practices. This includes budgeting, monitoring cash flow, and making informed investment decisions. Companies should regularly assess their financial health and ensure they have sufficient liquidity to cover short-term obligations. For individuals, creating an emergency fund and avoiding high levels of debt can help mitigate the risk of falling into financial insolvency.Moreover, understanding the signs of impending financial insolvency can be critical. Signs may include consistent cash flow problems, mounting debt, and the inability to pay bills on time. Early intervention can often help rectify the situation before it escalates into full-blown insolvency. Seeking advice from financial professionals can provide valuable insights and strategies to manage finances more effectively.In conclusion, financial insolvency is a serious issue that can affect anyone, from individuals to large corporations. It is vital to understand its implications and take proactive measures to avoid it. By practicing good financial management and remaining vigilant about one’s financial status, it is possible to prevent the adverse effects associated with financial insolvency. Ultimately, fostering a culture of financial literacy and responsibility can contribute to a healthier economy overall.

在当今复杂的经济环境中，短语财务破产指的是个人或组织无法按时履行其财务义务的情况。这种情况可能由多种因素引起，包括糟糕的财务管理、意外的市场下滑或过度的债务积累。理解财务破产对个人和企业都至关重要，因为如果不及时解决，可能会产生严重后果。当一个实体经历财务破产时，通常意味着其负债超过其资产。简单来说，这意味着所欠的总金额大于可以索赔的拥有资源。在企业方面，这可能导致破产程序，在此过程中，公司寻求法律保护，以免受债权人的追索，同时试图重组其债务。对于个人而言，财务破产可能导致个人破产，这会严重影响个人的信用评级和未来的财务机会。财务破产的影响不仅仅局限于受影响的个人或组织。当企业陷入破产时，可能导致失业、消费者信心下降以及对整个经济的负面连锁反应。例如，供应商可能无法获得支付，这可能导致他们自身的财务破产。经济之间的相互联系意味着一个方无法履行其财务承诺可能会引发连锁反应，影响许多人。为了防止财务破产，保持良好的财务实践至关重要。这包括预算、监控现金流和做出明智的投资决策。公司应定期评估其财务状况，并确保有足够的流动性来覆盖短期义务。对于个人而言，建立应急基金并避免高水平的债务可以帮助降低陷入财务破产的风险。此外，了解即将发生的财务破产的迹象可能至关重要。迹象可能包括持续的现金流问题、不断增加的债务和无法按时支付账单。早期干预通常可以在情况升级为全面破产之前帮助纠正局面。寻求财务专业人士的建议可以提供宝贵的见解和有效管理财务的策略。总之，财务破产是一个严重的问题，可能影响任何人，从个人到大型公司。了解其影响并采取积极措施以避免它至关重要。通过实践良好的财务管理并保持对自身财务状况的警惕，可以防止与财务破产相关的不利影响。最终，培养财务素养和责任感的文化可以为整体经济的健康发展做出贡献。