passive bonds

简明释义

无利息债券

英英释义

例句

1.The financial advisor recommended a mix of stocks and passive bonds (被动债券) for a balanced investment strategy.

理财顾问建议将股票和被动债券（被动债券）混合，以实现均衡的投资策略。

2.Investing in passive bonds (被动债券) can provide a reliable source of income for retirees.

投资于被动债券（被动债券）可以为退休人员提供可靠的收入来源。

3.In times of economic uncertainty, many people turn to passive bonds (被动债券) as a safer investment option.

在经济不确定时期，许多人选择被动债券（被动债券）作为更安全的投资选择。

4.The bond market saw an increase in demand for passive bonds (被动债券) during the last quarter.

在最后一个季度，债券市场对被动债券（被动债券）的需求增加。

5.The investor decided to allocate a portion of their portfolio to passive bonds (被动债券) to ensure steady income.

投资者决定将其投资组合的一部分分配给被动债券（被动债券）以确保稳定的收入。

作文

In the realm of finance and investment, understanding different types of bonds is crucial for making informed decisions. One term that often arises in discussions about bond investments is passive bonds. These instruments represent a unique category within the broader spectrum of fixed-income securities. To grasp the significance of passive bonds, it is essential to first comprehend what bonds are and how they function in the financial markets.Bonds are essentially loans made by investors to borrowers, typically corporations or governments. When an investor purchases a bond, they are lending money to the issuer in exchange for periodic interest payments and the return of the bond's face value at maturity. However, not all bonds are created equal, and their characteristics can vary significantly.The term passive bonds refers to a specific type of bond investment strategy that emphasizes minimal management and intervention. Investors in passive bonds typically buy bonds with the intention of holding them until maturity, rather than actively trading them in the market. This approach contrasts sharply with active bond management, where investors frequently buy and sell bonds to take advantage of market fluctuations and interest rate changes.One of the primary benefits of investing in passive bonds is the reduced level of stress and complexity involved. Since these bonds are held until maturity, investors do not need to constantly monitor market conditions or make quick decisions based on fluctuating prices. This strategy is particularly appealing to those who prefer a more hands-off approach to investing.Moreover, passive bonds can provide a steady stream of income through regular interest payments. For individuals seeking stability and predictability in their investment portfolios, this characteristic makes passive bonds an attractive option. Additionally, because the investor does not engage in frequent trading, transaction costs are minimized, potentially leading to higher overall returns over time.However, it is important to note that while passive bonds offer many advantages, they are not without risks. Market conditions can change, and interest rates may fluctuate, impacting the value of bonds in the secondary market. If an investor needs to sell a passive bond before its maturity date, they may not receive the full face value, especially if interest rates have risen since the bond was purchased. Therefore, while the strategy may be simpler, it requires a commitment to holding the investment long-term.In conclusion, passive bonds represent a strategic choice for investors who prioritize stability and simplicity in their investment approach. By understanding the nature of passive bonds and how they fit into the larger landscape of bond investing, individuals can make more informed decisions that align with their financial goals. As with any investment, it is vital to conduct thorough research and consider personal circumstances before committing to a particular strategy. Ultimately, the world of bonds offers a diverse array of opportunities, and passive bonds stand out as a compelling option for those seeking a less active role in their investment journey.

在金融和投资领域，理解不同类型的债券对于做出明智的决策至关重要。一个常常出现在债券投资讨论中的术语是被动债券。这些工具代表了固定收益证券更广泛范围内的一个独特类别。要理解被动债券的重要性，首先必须理解债券是什么以及它们在金融市场中的运作方式。债券本质上是投资者向借款人（通常是公司或政府）发放的贷款。当投资者购买债券时，他们正在将资金借给发行者，以换取定期的利息支付和到期时债券面值的返还。然而，并非所有债券都是平等的，它们的特性可能会有显著差异。术语被动债券指的是一种特定的债券投资策略，强调最小化管理和干预。投资被动债券的投资者通常会购买债券，打算持有到期，而不是在市场上积极交易。这种方法与主动债券管理形成鲜明对比，后者的投资者会频繁买卖债券，以利用市场波动和利率变化。投资被动债券的主要好处之一是所涉及的压力和复杂性降低。由于这些债券在到期之前不会被出售，投资者无需不断监控市场状况或根据价格波动做出快速决策。这一策略对于那些更喜欢以更轻松的方式进行投资的人尤其具有吸引力。此外，被动债券可以通过定期的利息支付提供稳定的收入流。对于寻求投资组合稳定性和可预测性的人来说，这一特性使得被动债券成为一个有吸引力的选择。此外，由于投资者不进行频繁的交易，交易成本也得以最小化，从而可能导致更高的整体回报。然而，值得注意的是，尽管被动债券提供了许多优势，但它们并非没有风险。市场条件可能会发生变化，利率可能会波动，从而影响二级市场中债券的价值。如果投资者需要在到期日前出售被动债券，他们可能无法获得全额面值，尤其是当利率自购买债券以来上升时。因此，尽管这一策略可能更简单，但它要求对长期持有投资做出承诺。总之，被动债券代表了一个战略选择，适合那些在投资方法中优先考虑稳定性和简单性的人。通过理解被动债券的性质以及它们在债券投资更大格局中的位置，个人可以做出更符合其财务目标的明智决策。与任何投资一样，在承诺某一特定策略之前，进行彻底研究并考虑个人情况是至关重要的。最终，债券的世界提供了多样化的机会，而被动债券作为一个引人注目的选择，适合那些希望在投资旅程中扮演较少主动角色的人。