open-crossed check

简明释义

无记名划线支票

英英释义

例句

1.The company issued an open-crossed check to ensure the payment was secure.

公司开了一张开放交叉支票以确保支付的安全性。

2.When you receive an open-crossed check, make sure to endorse it before depositing.

当你收到一张开放交叉支票时，确保在存款前签名。

3.You can deposit an open-crossed check directly into your bank account.

你可以将一个开放交叉支票直接存入你的银行账户。

4.I received an open-crossed check for my freelance work last month.

我上个月收到了一个开放交叉支票作为我自由职业工作的报酬。

5.An open-crossed check cannot be cashed at a bank counter; it must be deposited.

一张开放交叉支票不能在银行柜台兑现；必须存入账户。

作文

In the world of banking and finance, various terms and instruments are used to facilitate transactions. One such term that often comes up is open-crossed check. An open-crossed check refers to a type of cheque that is marked with two parallel lines across its face, indicating that it can only be deposited directly into a bank account and cannot be cashed at a bank counter. This feature enhances security by ensuring that the funds are transferred directly to the payee's account, minimizing the risk of fraud or theft.The importance of understanding an open-crossed check lies in its role in modern financial transactions. In a world where electronic payments are becoming more prevalent, traditional methods like cheques still hold significance, especially for businesses and individuals who prefer tangible forms of payment. When someone receives an open-crossed check, they must deposit it into their bank account rather than cashing it. This process adds a layer of protection for both the payer and the payee.Moreover, the use of an open-crossed check can also serve as a means of record-keeping. Since these cheques must go through the banking system, a clear trail of the transaction is established. This can be particularly useful for businesses that need to maintain accurate financial records for accounting purposes. It allows for better tracking of expenses and revenues, which is crucial for effective financial management.In addition to its practical applications, the open-crossed check also embodies trust in the banking system. When a person issues an open-crossed check, they are relying on the integrity of the bank to handle the transaction correctly. This reliance on banks as intermediaries underscores the importance of having a stable and trustworthy financial institution. Without this trust, the entire system of cheque payments could break down, leading to chaos in financial transactions.Furthermore, understanding the implications of using an open-crossed check can help individuals and businesses make informed decisions about their payment methods. For instance, while it may be convenient to use cash for small purchases, larger transactions often require more secure methods. The open-crossed check offers a balance between convenience and security, making it an ideal choice for many situations.In conclusion, the open-crossed check is a vital instrument in the realm of finance that provides security, facilitates record-keeping, and reinforces trust in the banking system. As we navigate through various payment options available today, understanding how an open-crossed check works can empower individuals and businesses to make better financial choices. Whether one is issuing or receiving a cheque, recognizing the significance of this instrument can lead to safer and more efficient financial transactions. Therefore, it is essential to educate oneself about the different types of cheques, including the open-crossed check, to fully grasp their benefits and limitations in today's dynamic financial landscape.

在银行和金融的世界中，使用各种术语和工具来促进交易。其中一个经常出现的术语是开放交叉支票。开放交叉支票指的是一种在其面上标有两条平行线的支票，表明它只能直接存入银行账户，而不能在银行柜台兑现。这一特性通过确保资金直接转入收款人的账户，从而增强了安全性，最大限度地减少了欺诈或盗窃的风险。理解开放交叉支票的重要性在于它在现代金融交易中的作用。在一个电子支付日益普及的世界中，传统的支票方法仍然具有重要意义，特别是对于那些更喜欢实物支付的企业和个人。当某人收到开放交叉支票时，他们必须将其存入自己的银行账户，而不是兑现。这一过程为付款人和收款人都增加了一层保护。此外，使用开放交叉支票还可以作为记录保存的一种手段。由于这些支票必须经过银行系统，因此建立了清晰的交易记录。这对于需要保持准确财务记录以进行会计的企业尤其有用。它允许更好地跟踪支出和收入，这对于有效的财务管理至关重要。除了其实际应用外，开放交叉支票还体现了对银行系统的信任。当一个人开出开放交叉支票时，他们依赖于银行的诚信来正确处理交易。这种对银行作为中介的依赖突显了拥有一个稳定和可信的金融机构的重要性。如果没有这种信任，整个支票支付系统可能会崩溃，导致金融交易的混乱。此外，理解使用开放交叉支票的影响可以帮助个人和企业就支付方式做出明智的决定。例如，虽然使用现金进行小额购买可能很方便，但较大交易通常需要更安全的方法。开放交叉支票在便利性和安全性之间提供了平衡，使其成为许多情况下的理想选择。总之，开放交叉支票是金融领域中一种重要的工具，提供了安全性，促进了记录保存，并强化了对银行系统的信任。当我们在今天可用的各种支付选项中导航时，理解开放交叉支票的工作原理可以使个人和企业做出更好的财务选择。无论是开支票还是收支票，认识到这一工具的重要性可以导致更安全、更高效的金融交易。因此，了解不同类型的支票，包括开放交叉支票，对全面掌握其在当今动态金融环境中的优缺点至关重要。