unencumbered balance; unappropriated balance

简明释义

未支配余额

英英释义

例句

1.To ensure financial stability, it's important to maintain an unencumbered balance in the savings account.

为了确保财务稳定，保持储蓄账户中的无负担余额是很重要的。

2.After reviewing the budget, the manager found an unappropriated balance that could be allocated to marketing efforts.

在审查预算后，经理发现了一个未拨款余额，可以分配给市场营销工作。

3.The city council discussed how to utilize the unappropriated balance from last year's budget surplus.

市议会讨论如何利用去年的预算盈余中的未拨款余额。

4.The company reported an unencumbered balance for the fiscal year, indicating that they have funds available for new projects.

公司报告了一个无负担余额，这表明他们有资金可用于新项目。

5.Investing the unencumbered balance wisely can lead to significant growth for the organization.

明智地投资无负担余额可以为组织带来显著增长。

作文

In the world of finance and accounting, understanding various terms is crucial for effective management and decision-making. One such term that often comes up is the unencumbered balance, which refers to the amount of funds or assets that are free from any obligations or restrictions. This means that the money can be used for any purpose without being tied to any specific project or debt. It is an important indicator of financial health, as it shows how much liquidity a company or individual has at their disposal. On the other hand, the term unappropriated balance is used to describe funds that have not yet been allocated for a specific use or project. These funds are available for future expenditures or investments, providing flexibility in financial planning. Understanding these concepts is essential for anyone involved in budgeting or financial management. For instance, a business with a healthy unencumbered balance can take advantage of new opportunities, such as investing in new technology or expanding operations. Conversely, if a company has a low or negative unencumbered balance, it may struggle to meet its financial obligations or pursue growth initiatives. Similarly, having a significant unappropriated balance allows organizations to respond quickly to unforeseen circumstances, such as economic downturns or unexpected expenses. In personal finance, individuals also benefit from understanding these terms. By maintaining an unencumbered balance, people can ensure that they have the necessary funds available for emergencies or unexpected opportunities, such as travel or investment. An unappropriated balance in a personal budget can provide the flexibility needed to adjust spending habits or save for future goals without being constrained by prior commitments. Furthermore, both terms highlight the importance of cash flow management. Organizations and individuals alike must keep track of their unencumbered balance and unappropriated balance to ensure they are making informed financial decisions. Regularly reviewing these balances can help identify trends, such as increasing debt levels or decreasing available funds, which could signal potential financial issues. In conclusion, the concepts of unencumbered balance and unappropriated balance are vital for effective financial management. They provide insight into the availability of funds and the flexibility to make decisions regarding spending and investment. Whether in a corporate setting or personal finance, understanding these terms can lead to better financial outcomes and more strategic planning. By keeping a close eye on these balances, individuals and organizations can navigate the complexities of finance with greater confidence and success.

在金融和会计的世界中，理解各种术语对于有效的管理和决策至关重要。其中一个经常出现的术语是无负担余额，它指的是没有任何义务或限制的资金或资产的数量。这意味着这些资金可以用于任何目的，而不受特定项目或债务的限制。它是财务健康的重要指标，因为它显示了公司或个人可支配的流动性有多少。另一方面，术语未拨款余额用于描述尚未分配用于特定用途或项目的资金。这些资金可用于未来的支出或投资，为财务规划提供灵活性。理解这些概念对于任何参与预算或财务管理的人来说都是至关重要的。例如，一家拥有健康无负担余额的企业可以利用新机会，例如投资新技术或扩展业务。相反，如果一家公司拥有较低或负的无负担余额，它可能会在满足财务义务或追求增长计划方面面临困难。同样，拥有大量的未拨款余额使组织能够快速应对不可预见的情况，例如经济衰退或意外支出。在个人财务中，个人也能从理解这些术语中受益。通过保持无负担余额，人们可以确保他们有必要的资金来应对紧急情况或意外机会，例如旅行或投资。个人预算中的未拨款余额可以提供调整消费习惯或为未来目标储蓄所需的灵活性，而不会受到先前承诺的限制。此外，这两个术语突显了现金流管理的重要性。组织和个人都必须跟踪他们的无负担余额和未拨款余额，以确保他们做出明智的财务决策。定期审查这些余额可以帮助识别趋势，例如债务水平上升或可用资金减少，这可能会发出潜在财务问题的信号。总之，无负担余额和未拨款余额的概念对有效的财务管理至关重要。它们提供了对资金可用性的洞察以及对支出和投资决策的灵活性。无论是在企业环境还是个人财务中，理解这些术语都可以带来更好的财务结果和更具战略性的规划。通过密切关注这些余额，个人和组织可以更自信和成功地应对财务复杂性。