outstanding account

简明释义

未销帐款

英英释义

例句

1.The finance department needs to review all outstanding accounts before closing the books for the month.

财务部门需要在本月结账之前审核所有的未结清账户。

2.The accountant reported that there are several outstanding accounts that need immediate attention.

会计报告说，有几个未结清账户需要立即处理。

3.We sent reminders to clients with outstanding accounts to ensure timely payment.

我们向有未结清账户的客户发送了提醒，以确保及时付款。

4.If your outstanding account remains unpaid, we may have to suspend your services.

如果您的未结清账户仍未付款，我们可能不得不暂停您的服务。

5.To maintain a good credit score, it's important to settle any outstanding accounts promptly.

为了保持良好的信用评分，及时结清任何未结清账户是很重要的。

作文

In today's fast-paced world, managing finances has become more crucial than ever. One of the terms that often comes up in financial discussions is outstanding account, which refers to an account that has a balance due that has not yet been paid. Understanding this concept is essential for both individuals and businesses alike, as it can significantly impact one's financial health. An outstanding account can arise from various situations, such as unpaid bills, loans, or credit card balances. For individuals, having an outstanding account might mean that they have not settled their utility bills or personal loans on time. This can lead to late fees, increased interest rates, and potential damage to their credit score. For businesses, an outstanding account could indicate unpaid invoices from clients or customers. This situation can hinder cash flow and affect operational capabilities, making it imperative for companies to manage their accounts receivable effectively.To illustrate the importance of monitoring outstanding accounts, consider a small business owner named Sarah. She runs a local bakery and relies heavily on cash flow to purchase ingredients and pay her employees. If several customers fail to pay their invoices on time, Sarah may find herself with an outstanding account that jeopardizes her ability to operate smoothly. Consequently, she might need to take out a loan to cover her expenses, leading to additional debt and financial stress.On a personal level, individuals must also be vigilant about their outstanding accounts. For example, John, a recent college graduate, has student loans and credit card debts. If he neglects to pay these debts on time, he will accumulate outstanding accounts that can severely impact his credit score. A lower credit score can result in higher interest rates on future loans, making it more challenging for him to achieve financial independence.To avoid the pitfalls associated with outstanding accounts, both individuals and businesses should implement strategies to manage their finances effectively. One helpful approach is to create a budget that outlines income and expenses, allowing them to identify potential outstanding accounts before they become a problem. Regularly reviewing bank statements and account balances can also help keep track of any overdue payments.Additionally, setting up reminders for payment deadlines can be a practical way to ensure that bills are paid on time. Many banks and financial institutions offer automated payment options, which can alleviate the burden of remembering due dates. By taking these proactive measures, individuals and businesses can minimize the risk of accumulating outstanding accounts and maintain a healthier financial status.In conclusion, understanding the concept of an outstanding account is vital for effective financial management. Whether you are an individual trying to keep your personal finances in check or a business owner aiming to maintain positive cash flow, being aware of outstanding accounts and taking steps to address them promptly can lead to better financial outcomes. By prioritizing timely payments and monitoring financial obligations, one can avoid the negative consequences associated with outstanding accounts and pave the way for a more secure financial future.

在当今快节奏的世界中，管理财务变得比以往任何时候都更加重要。在财务讨论中，经常出现的一个术语是未结清账户，它指的是尚未支付的余额。理解这个概念对个人和企业来说都是至关重要的，因为它会显著影响一个人的财务健康。未结清账户可能源于各种情况，例如未付款的账单、贷款或信用卡余额。对于个人来说，拥有未结清账户可能意味着他们尚未按时结清水电费或个人贷款。这可能导致滞纳金、利率上升以及潜在的信用评分损害。对于企业来说，未结清账户可能表示客户或顾客未支付的发票。这种情况会阻碍现金流并影响运营能力，因此公司必须有效管理应收账款。为了说明监控未结清账户的重要性，考虑一个名叫莎拉的小企业主。她经营一家本地面包店，严重依赖现金流来购买原材料和支付员工。如果几位客户未能按时支付发票，莎拉可能会面临一个威胁其正常运营的未结清账户。因此，她可能需要借款来支付费用，从而导致额外的债务和财务压力。在个人层面上，个人也必须警惕自己的未结清账户。例如，约翰是一名刚毕业的大学生，他有学生贷款和信用卡债务。如果他忽视按时偿还这些债务，就会累积未结清账户，这会严重影响他的信用评分。较低的信用评分可能导致未来贷款的利率上升，使他更难实现财务独立。为了避免与未结清账户相关的陷阱，个人和企业都应该实施有效的财务管理策略。一种有效的方法是创建预算，列出收入和支出，从而识别潜在的未结清账户，以避免问题的发生。定期审核银行对账单和账户余额也可以帮助跟踪任何逾期付款。此外，为付款截止日期设置提醒也是确保按时支付账单的实用方法。许多银行和金融机构提供自动支付选项，这可以减轻记住到期日的负担。通过采取这些主动措施，个人和企业可以最大限度地减少累积未结清账户的风险，保持更健康的财务状况。总之，理解未结清账户的概念对于有效的财务管理至关重要。无论您是试图控制个人财务的个人，还是希望维持良好现金流的企业主，了解未结清账户并及时采取措施解决它们都可以带来更好的财务结果。通过优先考虑及时付款和监控财务义务，人们可以避免与未结清账户相关的负面后果，为更安全的财务未来铺平道路。