unrealized appreciation

简明释义

未实现增值

英英释义

例句

1.The stock market has seen significant gains this year, leading to an increase in my portfolio's unrealized appreciation (未实现增值).

今年股市大幅上涨，导致我的投资组合中出现了显著的unrealized appreciation (未实现增值)。

2.While I haven't sold my stocks yet, the unrealized appreciation (未实现增值) is a positive sign for my investment strategy.

虽然我还没有卖掉我的股票，但unrealized appreciation (未实现增值)是我投资策略的一个积极信号。

3.My house has experienced unrealized appreciation (未实现增值) over the past few years due to rising property values.

由于房价上涨，我的房子在过去几年中经历了unrealized appreciation (未实现增值)。

4.The unrealized appreciation (未实现增值) in my retirement account gives me confidence as I plan for the future.

我退休账户中的unrealized appreciation (未实现增值)让我在规划未来时充满信心。

5.Investors often focus on unrealized appreciation (未实现增值) when assessing the potential of their assets.

投资者在评估资产潜力时，通常关注unrealized appreciation (未实现增值)。

作文

In the world of finance and investment, the term unrealized appreciation refers to the increase in the value of an asset that has not yet been sold. This concept is crucial for investors who want to understand the true potential of their investments without having to liquidate them. For instance, if an investor buys shares of a company for $50 each and the market price rises to $70, the unrealized appreciation is $20 per share. This means that the investor's assets have appreciated in value, but they have not yet realized this gain by selling the shares. Understanding unrealized appreciation is essential for making informed investment decisions. Many investors focus solely on realized gains, which are profits made from selling an asset. However, ignoring unrealized appreciation can lead to a misunderstanding of one’s financial position. For example, during periods of market volatility, an investor may see the market value of their holdings fluctuate significantly. If they panic and sell during a downturn, they may miss out on potential future gains that could result from the unrealized appreciation of their investments. Moreover, unrealized appreciation plays a significant role in portfolio management. Investors often assess their portfolios not just based on realized gains and losses, but also by considering the unrealized appreciation of their assets. By doing so, they can make strategic decisions about when to hold or sell their investments. For instance, if an asset shows strong signs of growth and has substantial unrealized appreciation, an investor might choose to hold onto it longer, anticipating even greater returns in the future. Additionally, unrealized appreciation can impact tax liabilities. In many jurisdictions, taxes on capital gains are only triggered upon the sale of an asset. Therefore, an investor with significant unrealized appreciation may not owe taxes until they decide to sell. This creates a unique situation where investors can enjoy the benefits of increased asset value without immediate tax consequences. However, it's essential to plan for future tax implications, as selling assets with high unrealized appreciation could lead to a substantial tax bill. Furthermore, understanding unrealized appreciation can help investors gauge market conditions and economic trends. For example, if a significant portion of an investor's portfolio consists of assets with high unrealized appreciation, it might indicate a bullish market trend. Conversely, if many assets are experiencing unrealized appreciation but are not being sold, it may suggest that investors are holding out for better prices, reflecting uncertainty in the market. In conclusion, unrealized appreciation is a vital concept in the realm of investing. It represents potential value that has not yet been realized through the sale of an asset. By understanding and monitoring unrealized appreciation, investors can make more informed decisions, manage their portfolios effectively, and prepare for future financial obligations. Recognizing the importance of both realized and unrealized appreciation will ultimately lead to a more comprehensive understanding of one's financial health and investment strategy.

在金融和投资的世界中，术语未实现增值指的是尚未出售的资产价值的增加。这个概念对希望了解其投资真正潜力的投资者至关重要，而无需清算这些资产。例如，如果一位投资者以每股50美元的价格购买了一家公司的股票，而市场价格上升到70美元，那么未实现增值就是每股20美元。这意味着投资者的资产已经增值，但他们尚未通过出售股票实现这一收益。理解未实现增值对于做出明智的投资决策至关重要。许多投资者仅关注已实现收益，即通过出售资产获得的利润。然而，忽视未实现增值可能导致对自身财务状况的误解。例如，在市场波动期间，投资者可能会看到其持有的资产的市场价值大幅波动。如果他们在下跌期间恐慌并出售，可能会错过未来可能因资产的未实现增值而带来的潜在收益。此外，未实现增值在投资组合管理中也起着重要作用。投资者通常不仅根据已实现的收益和损失来评估他们的投资组合，还考虑他们资产的未实现增值。这样，他们可以就何时持有或出售投资做出战略决策。例如，如果某项资产显示出强劲的增长迹象并具有可观的未实现增值，投资者可能会选择更长时间持有，期待未来获得更大的回报。此外，未实现增值可能影响税务责任。在许多司法管辖区，资本利得税只有在出售资产时才会触发。因此，拥有大量未实现增值的投资者可能在决定出售之前不需要缴纳税款。这创造了一个独特的情况，投资者可以享受资产价值增加的好处，而不必立即承担税务后果。然而，重要的是要为未来的税务影响进行规划，因为出售具有高未实现增值的资产可能会导致巨额的税单。此外，理解未实现增值可以帮助投资者评估市场状况和经济趋势。例如，如果投资者的投资组合中有很大一部分资产具有高未实现增值，这可能表明市场趋势看涨。相反，如果许多资产经历了未实现增值但没有被出售，这可能表明投资者在等待更好的价格，反映出市场的不确定性。总之，未实现增值是投资领域中的一个重要概念。它代表尚未通过出售资产实现的潜在价值。通过理解和监测未实现增值，投资者可以做出更明智的决策，有效管理他们的投资组合，并为未来的财务义务做好准备。认识到已实现和未实现增值的重要性，最终将导致对个人财务健康和投资策略的更全面理解。