unrealized holding loss

简明释义

未实现保有损失

英英释义

例句

1.The accountant explained that the unrealized holding loss 未实现持有损失 would not affect our cash flow until we sell the assets.

会计解释说，直到我们出售资产之前，未实现持有损失不会影响我们的现金流。

2.At the end of the fiscal year, the company reported a significant unrealized holding loss 未实现持有损失 on its foreign investments.

在财政年度结束时，公司报告了其海外投资的显著未实现持有损失。

3.After reviewing my investment portfolio, I noticed an unrealized holding loss 未实现持有损失 on my tech stocks due to the recent market downturn.

在审查我的投资组合后，我注意到由于最近市场下跌，我的科技股出现了未实现持有损失。

4.Investors often panic when they see a large unrealized holding loss 未实现持有损失, but it's important to remember that these losses can change.

投资者通常在看到巨大的未实现持有损失时感到恐慌，但重要的是要记住这些损失可能会变化。

5.To assess the impact of market fluctuations, we need to calculate our unrealized holding loss 未实现持有损失 for each asset class.

为了评估市场波动的影响，我们需要计算每个资产类别的未实现持有损失。

作文

In the world of finance and investment, understanding various terms is crucial for making informed decisions. One such term that often comes up in discussions about investment performance is unrealized holding loss. This phrase refers to a situation where an investor holds an asset that has decreased in value compared to its purchase price, but the asset has not yet been sold. Therefore, the loss is considered 'unrealized' because it only exists on paper and has not been converted into actual monetary loss through the sale of the asset.To illustrate this concept, let’s consider an example. Imagine an investor who purchased shares of a technology company for $100 per share. Over time, due to various market factors, the price of those shares drops to $70. At this point, the investor experiences an unrealized holding loss of $30 per share. However, since the investor has not sold the shares, this loss remains unrealized. The investor still holds the potential for the stock price to recover, which could turn the loss into a gain if the shares are sold at a higher price in the future.The significance of recognizing unrealized holding loss lies in its impact on an investor's financial statements and overall portfolio management. For instance, unrealized losses can affect the perceived value of an investment portfolio. If an investor has a significant amount of unrealized losses, it may lead to concerns about the performance of their investments. Consequently, investors must regularly assess their portfolios and determine whether to hold onto assets with unrealized losses or to sell them off to cut their losses.Moreover, unrealized holding loss plays a crucial role in tax considerations. In many jurisdictions, capital gains taxes are only applied when an asset is sold. This means that investors can hold onto assets with unrealized losses without immediate tax implications. However, if they decide to sell the asset, the loss becomes realized, and they may be able to use it to offset any capital gains they have incurred from other investments. This strategy can help minimize tax liabilities, making the understanding of unrealized losses essential for effective tax planning.Investors should also be aware of the psychological aspects associated with unrealized holding loss. Holding onto losing investments can lead to what is known as 'loss aversion,' where investors might irrationally cling to underperforming assets in hopes of a rebound. This behavior can hinder their ability to make objective investment decisions and may result in further losses.In conclusion, grasping the concept of unrealized holding loss is vital for anyone involved in investing. It not only affects the perceived value of a portfolio but also has implications for tax strategies and psychological factors influencing investment decisions. By understanding this term, investors can better navigate the complexities of the financial markets and make more informed choices regarding their investments. Awareness and management of unrealized losses can ultimately lead to improved investment outcomes and financial stability in the long run.

在金融和投资的世界中，理解各种术语对于做出明智的决策至关重要。其中一个经常出现在投资表现讨论中的术语是未实现持有损失。这个短语指的是一种情况，即投资者持有的资产相较于购买价格已经贬值，但该资产尚未被出售。因此，这种损失被视为“未实现”，因为它仅存在于账面上，并未通过资产的出售转化为实际的货币损失。为了说明这个概念，我们来看一个例子。假设一位投资者以每股100美元的价格购买了一家科技公司的股票。随着时间的推移，由于各种市场因素，这些股票的价格下降到70美元。在这一点上，投资者经历了每股30美元的未实现持有损失。然而，由于投资者尚未出售这些股票，这笔损失仍然是未实现的。投资者仍然有潜力看到股价回升，如果未来以更高的价格出售股票，可以将损失转变为收益。认识到未实现持有损失的重要性在于它对投资者财务报表和整体投资组合管理的影响。例如，未实现的损失可能会影响投资组合的感知价值。如果投资者有大量的未实现损失，可能会导致对其投资表现的担忧。因此，投资者必须定期评估他们的投资组合，并决定是继续持有未实现损失的资产，还是出售这些资产以减少损失。此外，未实现持有损失在税务考虑方面也起着至关重要的作用。在许多司法管辖区，资本利得税仅在资产出售时适用。这意味着投资者可以持有未实现损失的资产而不产生即时的税务影响。然而，如果他们决定出售该资产，损失将变为实现，投资者可能能够利用它来抵消他们从其他投资中获得的任何资本收益。这种策略可以帮助最小化税收责任，因此理解未实现损失对于有效的税务规划至关重要。投资者还应意识到与未实现持有损失相关的心理因素。持有亏损投资可能导致所谓的“损失厌恶”，即投资者可能会非理性地坚持表现不佳的资产，希望其反弹。这种行为可能会阻碍他们做出客观的投资决策，并可能导致进一步的损失。总之，掌握未实现持有损失的概念对于任何参与投资的人来说都是至关重要的。它不仅影响投资组合的感知价值，还对税务策略和影响投资决策的心理因素具有重要影响。通过理解这个术语，投资者可以更好地驾驭金融市场的复杂性，并就其投资做出更明智的选择。意识到并管理未实现损失最终可以改善投资结果，并在长期内实现财务稳定。