unrealized holding gain

简明释义

未实现保有利得

英英释义

例句

1.The investor was pleased to see that his stock portfolio had an unrealized holding gain of 20% this year.

投资者很高兴地看到他的股票投资组合今年有了20%的未实现持有收益。

2.The financial report highlighted an unrealized holding gain that contributed to the overall asset growth.

财务报告强调了一个对整体资产增长有贡献的未实现持有收益。

3.During the quarterly review, the accountant noted an unrealized holding gain on the company’s investment in tech stocks.

在季度审查中，会计师注意到公司在科技股票上的未实现持有收益。

4.If the market continues to rise, the unrealized holding gain could significantly increase by the end of the year.

如果市场继续上涨，到年底的未实现持有收益可能会大幅增加。

5.She decided not to sell her shares yet, as she wanted to maximize her unrealized holding gain.

她决定暂时不卖出她的股票，因为她想最大化她的未实现持有收益。

作文

In the world of finance and investment, understanding various terms and concepts is crucial for making informed decisions. One such term that often comes up in discussions about investments is unrealized holding gain. This phrase refers to the increase in value of an asset that an investor has not yet sold. In simpler terms, it represents the profit that exists on paper but has not been converted into actual cash. For instance, if an investor purchases shares of a company at $50 each and the market price rises to $70, the unrealized holding gain would be $20 per share. However, this gain remains unrealized until the investor decides to sell the shares. The concept of unrealized holding gain is significant because it highlights the potential profitability of an investment without the necessity of immediate action. Investors may choose to hold onto their assets in hopes that the value will continue to rise. This strategy can be particularly effective in volatile markets where prices fluctuate rapidly. By holding onto their investments, investors can avoid the pitfalls of selling too early and missing out on further gains.However, there are risks associated with holding onto investments for too long. Market conditions can change, and what was once an unrealized holding gain may quickly turn into an unrealized loss if the asset's value decreases. Therefore, it is essential for investors to monitor their portfolios regularly and assess whether it is the right time to sell or hold. Moreover, unrealized holding gains do not impact an investor's cash flow directly. While they may indicate a profitable investment on paper, they do not provide liquidity until the asset is sold. This distinction is critical for investors who may need access to cash for other opportunities or expenses. Tax implications also play a role in the consideration of unrealized holding gains. In many jurisdictions, taxes on capital gains are only due when the asset is sold. This means that investors can benefit from holding onto appreciating assets without incurring immediate tax liabilities. However, once the asset is sold, the unrealized holding gain becomes a realized gain, and taxes must be paid accordingly. In conclusion, understanding unrealized holding gain is essential for investors as it reflects the potential value of their investments. While it can signify a profitable position, it also requires careful consideration of market conditions, cash flow needs, and tax implications. Investors must balance the desire to realize gains with the risk of market fluctuations. Ultimately, the decision to hold or sell investments should be guided by a comprehensive understanding of both the current market landscape and individual financial goals.

在金融和投资的世界中，理解各种术语和概念对于做出明智的决策至关重要。一个经常在投资讨论中出现的术语是未实现持有收益。这个短语指的是投资者尚未出售的资产价值的增加。简单来说，它代表了存在于纸面上的利润，但尚未转化为实际现金。例如，如果投资者以每股50美元的价格购买一家公司股票，而市场价格上涨到70美元，那么未实现持有收益将是每股20美元。然而，这种收益保持未实现状态，直到投资者决定出售股票。未实现持有收益的概念非常重要，因为它突显了投资的潜在盈利能力，而不需要立即采取行动。投资者可能选择持有他们的资产，希望其价值继续上升。这种策略在价格迅速波动的动荡市场中特别有效。通过持有他们的投资，投资者可以避免过早出售而错过进一步收益的陷阱。然而，长时间持有投资也存在风险。市场条件可能会改变，曾经的未实现持有收益可能会迅速变成未实现损失，如果资产的价值下降。因此，投资者定期监控他们的投资组合并评估是否是卖出或持有的正确时机是至关重要的。此外，未实现持有收益不会直接影响投资者的现金流。虽然它们可能表明纸面上的盈利投资，但在资产出售之前并不提供流动性。这一点对于可能需要现金用于其他机会或开支的投资者尤为重要。税收影响在考虑未实现持有收益时也起着重要作用。在许多法域中，资本收益税仅在资产出售时到期。这意味着投资者可以通过持有增值资产而不承担立即的税务责任而受益。然而，一旦资产被出售，未实现持有收益就变成了实现收益，必须相应地缴纳税款。总之，理解未实现持有收益对投资者至关重要，因为它反映了他们投资的潜在价值。虽然它可以表示一个盈利的位置，但它也需要仔细考虑市场条件、现金流需求和税收影响。投资者必须在实现收益的愿望与市场波动的风险之间取得平衡。最终，持有或出售投资的决定应以对当前市场形势和个人财务目标的全面理解为指导。