endorsement for collection

简明释义

委托收款背书

英英释义

A formal approval or support given to a financial instrument, such as a check or promissory note, allowing it to be collected by a designated party.

对金融工具(如支票或本票)给予的正式批准或支持,允许指定方进行收款。

例句

1.Without an endorsement for collection, the payment cannot be processed.

没有收款背书,付款无法处理。

2.After receiving the invoice, I sent an endorsement for collection to the supplier.

收到发票后,我向供应商发送了收款背书

3.The accountant explained that an endorsement for collection is necessary for legal reasons.

会计解释说,出于法律原因,必须提供收款背书

4.The bank requires an endorsement for collection to process this check.

银行要求提供收款背书以处理这张支票。

5.Make sure to include your signature on the endorsement for collection before submitting the document.

在提交文件之前,请确保在收款背书上签名。

作文

In the world of finance and business, terms often carry significant weight, and one such term is endorsement for collection. This phrase refers to a specific authorization given by the holder of a negotiable instrument, such as a check or a promissory note, allowing another party to collect the funds on their behalf. Understanding this concept is crucial for anyone involved in financial transactions, as it plays a vital role in ensuring that payments are processed smoothly and legally.To delve deeper into the meaning of endorsement for collection, we can break down its components. The term 'endorsement' itself implies a form of approval or support. In a financial context, it usually means signing one's name on the back of a check or document to transfer rights or authorize another party to act on one's behalf. When combined with 'for collection', it specifies that the endorsement is intended for the purpose of collecting funds.For instance, imagine a small business owner who receives a check from a client. Instead of cashing the check themselves, they might decide to endorse it for collection by their bank. By doing so, they are instructing the bank to deposit the check into their account, effectively transferring the responsibility of collecting the funds from the client to the bank. This process not only streamlines the transaction but also adds a layer of security, as banks have established protocols for handling such endorsements.The importance of endorsement for collection extends beyond mere convenience. It also serves to protect both parties involved in the transaction. For the payee, it ensures that they will receive their funds without having to deal directly with the payer. For the payer, it provides assurance that their payment is being handled by a reputable institution, reducing the risk of fraud or mishandling.Moreover, understanding how to properly execute an endorsement for collection can prevent potential disputes. If a business owner mistakenly endorses a check incorrectly or fails to follow proper procedures, it could lead to delays in receiving funds or even legal complications. Therefore, it is essential for individuals and businesses alike to familiarize themselves with the correct practices surrounding this endorsement.In conclusion, the term endorsement for collection encapsulates a vital aspect of financial transactions that facilitates the smooth transfer of funds between parties. By granting authorization for another entity to collect money on their behalf, individuals and businesses can navigate the complexities of financial dealings with greater ease and security. As our economy continues to evolve, understanding such terms will remain imperative for maintaining efficient and trustworthy financial practices.

在金融和商业的世界中,术语往往具有重要意义,其中一个术语是代收背书。这个短语指的是持有可转让票据(如支票或本票)的人给予另一方的特定授权,允许他们代表持有人收取款项。理解这一概念对于任何参与金融交易的人来说都是至关重要的,因为它在确保支付顺利和合法处理方面发挥着重要作用。为了更深入地理解代收背书的含义,我们可以将其组成部分拆解。术语“背书”本身意味着一种批准或支持。在金融背景下,它通常意味着在支票或文件的背面签名,以转让权利或授权另一方代表自己行事。当与“代收”结合时,它具体说明了背书是为了收款的目的。例如,想象一下一个小企业主从客户那里收到一张支票。他们可能决定不直接兑现支票,而是通过银行进行代收背书。这样做,他们是在指示银行将支票存入他们的账户,有效地将从客户那里收款的责任转移给银行。这个过程不仅简化了交易,还增加了一层安全性,因为银行有既定的程序来处理这种背书。代收背书的重要性不仅仅体现在便利上。它还保护了交易中涉及的双方。对于收款人来说,它确保他们会收到款项,而不必直接与付款人打交道。对于付款人来说,它提供了保证,确保他们的付款由一个信誉良好的机构处理,从而减少了欺诈或错误处理的风险。此外,了解如何正确执行代收背书可以防止潜在的争议。如果企业主错误地背书支票或未能遵循正确的程序,可能会导致收款延误甚至法律纠纷。因此,个人和企业都必须熟悉与此背书相关的正确做法。总之,术语代收背书概括了金融交易中的一个重要方面,促进了各方之间资金的顺利转移。通过授权另一实体代表自己收取款项,个人和企业可以更轻松、更安全地应对金融交易的复杂性。随着我们的经济不断发展,理解这样的术语对于维持高效和可信赖的金融实践仍然至关重要。

相关单词

endorsement

endorsement详解:怎么读、什么意思、用法

collection

collection详解:怎么读、什么意思、用法