requesting bank

简明释义

委托开证银行

英英释义

例句

1.In international trade, the requesting bank often acts as an intermediary between the buyer and seller.

在国际贸易中，请求银行通常充当买方和卖方之间的中介。

2.The requesting bank has a duty to ensure that all regulatory requirements are met.

请求银行有责任确保所有监管要求都得到满足。

3.The requesting bank will verify the applicant's creditworthiness before issuing the loan.

在发放贷款之前，请求银行将核实申请人的信用状况。

4.Once the documents are submitted, the requesting bank will process the application within five business days.

一旦提交文件，请求银行将在五个工作日内处理申请。

5.The requesting bank requires additional information to finalize the transaction.

请求银行需要额外的信息来完成交易。

作文

In the world of finance, various institutions play crucial roles in facilitating transactions and ensuring that funds are transferred securely. One such important term is the requesting bank, which refers to the financial institution that initiates a request for payment or funds on behalf of a client. This process is essential in many banking operations, especially in international trade and finance.When a business engages in international trade, it often requires the services of a requesting bank to manage the complexities of currency exchange and cross-border payments. The requesting bank acts as an intermediary between the buyer and the seller, ensuring that the payment is processed smoothly and efficiently. For example, if a company in the United States wants to purchase goods from a supplier in Europe, the U.S. company may use its requesting bank to facilitate the transaction. The role of the requesting bank is not limited to just initiating payment requests. It also involves verifying the legitimacy of the transaction and ensuring that all necessary documentation is in order. This is particularly important in international transactions where regulations and compliance requirements can vary significantly from one country to another. The requesting bank must ensure that the funds are available and that the transaction complies with both domestic and international laws.Moreover, the requesting bank often collaborates with other banks involved in the transaction, such as the beneficiary bank, which is the bank that receives the payment. This collaboration is vital for ensuring that the funds are transferred correctly and that both parties fulfill their obligations. In this sense, the requesting bank serves as a bridge between different financial institutions, facilitating communication and coordination throughout the transaction process.In addition to its role in international trade, the requesting bank is also involved in various domestic banking operations. For instance, when a customer wishes to transfer money to another account, their requesting bank processes the request and ensures that the funds are moved accordingly. This function is essential for maintaining the flow of money within the economy and ensuring that individuals and businesses can access their funds when needed.Overall, understanding the concept of the requesting bank is crucial for anyone involved in finance or banking. It highlights the importance of intermediaries in financial transactions and the need for secure and efficient payment processing. As globalization continues to expand, the role of the requesting bank will only become more significant, emphasizing the interconnectedness of financial institutions around the world. By recognizing the functions and responsibilities of the requesting bank, individuals and businesses can better navigate the complexities of financial transactions and ensure that their dealings are conducted smoothly and securely.

在金融世界中，各种机构在促进交易和确保资金安全转移方面发挥着至关重要的作用。其中一个重要术语是请求银行，指的是代表客户发起付款或资金请求的金融机构。这个过程在许多银行业务中都是必不可少的，尤其是在国际贸易和金融领域。当一家企业参与国际贸易时，通常需要请求银行的服务来管理货币兑换和跨境支付的复杂性。请求银行充当买方和卖方之间的中介，确保付款顺利高效地处理。例如，如果美国的一家公司想要从欧洲的供应商那里购买商品，美国公司可能会使用其请求银行来促进交易。请求银行的角色不仅限于发起付款请求。它还涉及验证交易的合法性，并确保所有必要的文件齐全。这在国际交易中尤为重要，因为各国的法规和合规要求可能有显著差异。请求银行必须确保资金可用，并且交易符合国内和国际法律。此外，请求银行通常与交易中涉及的其他银行合作，例如受益银行，即接收付款的银行。这种合作对于确保资金正确转移以及双方履行义务至关重要。从这个意义上说，请求银行充当不同金融机构之间的桥梁，促进整个交易过程中的沟通和协调。除了在国际贸易中的作用，请求银行还参与各种国内银行业务。例如，当客户希望将资金转移到另一个账户时，他们的请求银行会处理请求并确保资金相应转移。此功能对于维护经济中的资金流动以及确保个人和企业在需要时能够访问其资金至关重要。总的来说，理解请求银行的概念对于任何参与金融或银行业务的人来说都是至关重要的。它突显了金融交易中中介的重要性，以及安全和高效的支付处理的必要性。随着全球化的持续扩展，请求银行的角色只会变得更加重要，强调了全球金融机构之间的相互联系。通过认识到请求银行的功能和责任，个人和企业可以更好地应对金融交易的复杂性，并确保其交易顺利安全地进行。