current account book

简明释义

往来帐册

英英释义

例句

1.The bank requires a copy of your current account book for loan applications.

银行在申请贷款时需要你提供一份活期账户簿的副本。

2.It's important to reconcile your current account book regularly.

定期核对你的活期账户簿是很重要的。

3.I keep all my receipts in my current account book for easy tracking.

我把所有的收据都保存在我的活期账户簿里，方便追踪。

4.I need to update my current account book to reflect the latest transactions.

我需要更新我的活期账户簿以反映最新的交易。

5.Can you show me your current account book for this month?

你能给我看一下这个月的活期账户簿吗？

作文

In today's fast-paced world, keeping track of our finances has become more important than ever. One essential tool for managing personal finances is the current account book, which serves as a record of all financial transactions. This document allows individuals to monitor their income and expenses, ensuring they stay within their budget and make informed financial decisions. Understanding how to effectively use a current account book can lead to better financial health and stability.A current account book typically includes details such as the date of each transaction, the amount spent or received, and a description of the transaction. By maintaining this record, individuals can easily identify patterns in their spending habits. For instance, if someone notices that a significant portion of their income is going towards dining out, they may decide to cut back on restaurant visits to save money. This kind of awareness is crucial for anyone looking to improve their financial situation.Moreover, a current account book can help individuals prepare for unexpected expenses. Life is full of surprises, and having a clear understanding of one’s finances can make it easier to handle emergencies. If an individual regularly tracks their spending, they will have a better grasp of how much money they can afford to set aside for savings or emergencies. This proactive approach can reduce stress and provide peace of mind.Using a current account book is not just about recording transactions; it also involves reviewing and analyzing the information gathered over time. Regularly going through the account book can reveal trends and areas where one might be overspending. For example, if someone realizes they are spending too much on subscriptions, they can choose to cancel those services that are no longer useful. This analysis is vital for maintaining a healthy financial life.In addition, a current account book can serve as a valuable tool during tax season. By having a comprehensive record of all transactions, individuals can easily compile the necessary information for filing taxes. This can save time and reduce the likelihood of mistakes, ultimately leading to a smoother tax preparation process.Furthermore, the discipline of maintaining a current account book can foster good financial habits. It encourages individuals to be more mindful of their spending and motivates them to set financial goals. Whether it’s saving for a vacation, paying off debt, or building an emergency fund, having a clear picture of one’s financial situation is the first step towards achieving these goals.In conclusion, a current account book is an invaluable resource for anyone looking to take control of their finances. By tracking income and expenses, individuals can develop a deeper understanding of their financial habits, prepare for unforeseen costs, and streamline their tax preparations. The discipline required to maintain this record not only promotes better financial awareness but also fosters the development of positive financial habits. In a world where financial literacy is increasingly essential, mastering the use of a current account book can lead to a more secure and prosperous future.

在当今快节奏的世界中，跟踪我们的财务变得比以往任何时候都更加重要。管理个人财务的一种基本工具是活期账本，它作为所有财务交易的记录。这份文件使个人能够监控他们的收入和支出，确保他们在预算范围内并做出明智的财务决策。有效使用活期账本的理解可以带来更好的财务健康和稳定。活期账本通常包括每笔交易的日期、花费或收到的金额以及交易的描述。通过维护此记录，个人可以轻松识别其消费习惯中的模式。例如，如果某人注意到其收入的很大一部分用于外出就餐，他们可能会决定减少餐馆的访问以节省开支。这种意识对于任何希望改善财务状况的人来说都是至关重要的。此外，活期账本可以帮助个人为意外支出做好准备。生活充满惊喜，清楚了解自己的财务状况可以使应对紧急情况变得更加容易。如果一个人定期跟踪他们的支出，他们将更好地掌握可以负担多少资金用于储蓄或应急。这种主动的方法可以减轻压力并提供安心。使用活期账本不仅仅是记录交易；它还涉及定期审查和分析所收集的信息。定期查看账本可以揭示趋势和可能过度消费的领域。例如，如果某人意识到他们在订阅服务上花费过多，他们可以选择取消那些不再有用的服务。这种分析对于维护健康的财务生活至关重要。此外，活期账本在报税季节也可以作为一个宝贵的工具。通过拥有所有交易的全面记录，个人可以轻松汇总报税所需的信息。这可以节省时间并减少错误的可能性，从而最终导致更顺利的报税过程。此外，维护活期账本的纪律可以培养良好的财务习惯。它鼓励个人更加关注自己的支出，并激励他们设定财务目标。无论是为假期储蓄、偿还债务还是建立应急基金，清晰的财务状况都是实现这些目标的第一步。总之，活期账本是任何希望掌控自己财务的人不可或缺的资源。通过跟踪收入和支出，个人可以更深入地理解自己的财务习惯，为不可预见的费用做好准备，并简化报税准备工作。维护此记录所需的纪律不仅促进了更好的财务意识，还培养了积极的财务习惯。在一个财务素养日益重要的世界中，掌握使用活期账本可以带来更安全、更繁荣的未来。