due from correspondent's account

简明释义

往来行欠款

英英释义

例句

1.The funds due from correspondent's account will be transferred to your account within three business days.

从您的账户中应收来自代理账户的资金将在三个工作日内转入您的账户。

2.The bank reported that there is an amount due from correspondent's account for the transaction completed last week.

银行报告称，上周完成的交易中有一笔金额应收来自代理账户。

3.Our financial report indicates that there is still an outstanding balance due from correspondent's account that needs to be settled.

我们的财务报告显示，还有一笔未结清的余额应收来自代理账户需要处理。

4.Please ensure that the amount due from correspondent's account is collected before the end of the month.

请确保在月底之前收回应收来自代理账户的金额。

5.Before finalizing the audit, the accountant confirmed the balance due from correspondent's account was accurate.

在最终审计之前，会计确认了应收来自代理账户的余额是准确的。

作文

In the world of finance and banking, understanding various terminologies is crucial for effective communication and transaction handling. One such term that often surfaces in banking operations is due from correspondent's account. This phrase refers to the amount of money that a bank is entitled to receive from its correspondent bank. Correspondent banks are financial institutions that provide services on behalf of another bank, especially in international transactions where the banks do not have direct relationships. When a bank engages in foreign exchange or international wire transfers, it may rely on a correspondent bank to facilitate the transaction. As a result, the funds that are processed through these intermediary banks are recorded as due from correspondent's account until they are settled and credited to the originating bank's account.To illustrate this concept, consider a scenario where Bank A in the United States needs to transfer funds to Bank B in France. Since Bank A does not have a direct relationship with Bank B, it may use a correspondent bank, Bank C, which has established connections with both banks. When Bank A initiates the transfer, the amount becomes due from correspondent's account for Bank C, as it temporarily holds the funds before forwarding them to Bank B. Once the transaction is completed, Bank C will settle the amount with Bank A, clearing the debt recorded as due from correspondent's account.The importance of understanding due from correspondent's account extends beyond just knowing the definition. It plays a significant role in managing liquidity and cash flow for banks. When a bank has a substantial amount due from correspondent's account, it indicates that there are pending transactions that could impact the bank's available cash reserves. Therefore, financial institutions must monitor these amounts closely to ensure they maintain adequate liquidity to meet their obligations.Moreover, the concept of due from correspondent's account also highlights the interconnectedness of global banking systems. In an increasingly globalized economy, banks must collaborate with correspondent banks to facilitate cross-border transactions efficiently. This collaboration fosters trust and reliability in the banking system, enabling businesses and individuals to conduct transactions seamlessly across different countries.In conclusion, the term due from correspondent's account encapsulates a vital aspect of banking operations, particularly in the realm of international finance. By grasping the meaning and implications of this phrase, financial professionals can enhance their understanding of banking processes and contribute to more efficient transaction management. As the global economy continues to evolve, the relevance of correspondent banking and the associated terms like due from correspondent's account will remain integral to the functioning of financial markets worldwide.

在金融和银行的世界中，理解各种术语对于有效沟通和交易处理至关重要。其中一个常常出现在银行操作中的术语是due from correspondent's account。这个短语指的是银行有权从其对应银行收取的金额。对应银行是指代表另一家银行提供服务的金融机构，特别是在国际交易中，当银行之间没有直接关系时。当一家银行参与外汇或国际电汇时，它可能依赖于一家对应银行来促进交易。因此，通过这些中介银行处理的资金在结算并记入发起银行账户之前，会被记录为due from correspondent's account。为了说明这一概念，考虑一个场景：美国的A银行需要将资金转移到法国的B银行。由于A银行与B银行没有直接关系，它可能会使用一家对应银行C，该银行与这两家银行建立了联系。当A银行发起转账时，该金额成为C银行的due from correspondent's account，因为它暂时持有这些资金，然后再将其转发给B银行。一旦交易完成，C银行将与A银行结算，清除记录为due from correspondent's account的债务。理解due from correspondent's account的重要性不仅仅在于知道定义。它在管理银行的流动性和现金流方面也发挥着重要作用。当一家银行有大量的due from correspondent's account时，这表明有待处理的交易，这可能会影响银行的可用现金储备。因此，金融机构必须密切监控这些金额，以确保它们保持足够的流动性以满足其义务。此外，due from correspondent's account的概念还突显了全球银行系统的相互联系。在日益全球化的经济中，银行必须与对应银行合作，以有效促进跨境交易。这种合作促进了银行系统中的信任和可靠性，使企业和个人能够在不同国家之间无缝地进行交易。总之，术语due from correspondent's account概括了银行操作的一个重要方面，特别是在国际金融领域。通过掌握这个短语的含义和影响，金融专业人士可以增强对银行流程的理解，并有助于更高效的交易管理。随着全球经济的不断发展，涉及对应银行及相关术语如due from correspondent's account的相关性将继续对全球金融市场的运作至关重要。