current account credit

简明释义

往来信用

英英释义

例句

1.The bank sends a monthly statement showing your current account credit (活期账户余额) and transactions.

银行每月发送一份对账单，显示你的current account credit（活期账户余额）和交易记录。

2.When you deposit money into your bank account, it increases your current account credit (活期账户余额).

当你将钱存入银行账户时，它会增加你的current account credit（活期账户余额）。

3.A high current account credit (活期账户余额) can help you avoid overdraft fees.

较高的current account credit（活期账户余额）可以帮助你避免透支费用。

4.You can check your current account credit (活期账户余额) through online banking.

你可以通过网上银行查看你的current account credit（活期账户余额）。

5.If your current account credit (活期账户余额) is low, consider cutting unnecessary expenses.

如果你的current account credit（活期账户余额）较低，考虑削减不必要的开支。

作文

The concept of current account credit is fundamental in understanding international trade and finance. A current account is a component of a country's balance of payments, which records all transactions made between residents of a country and the rest of the world over a specific period. It includes the trade balance, net income from abroad, and net current transfers. When we talk about current account credit, we are referring to the inflows of money into a country’s current account, typically resulting from exports of goods and services, income earned from investments abroad, and remittances sent by individuals working overseas.In simpler terms, when a country exports more than it imports, it generates a surplus in its current account. This surplus is reflected as current account credit, indicating that more money is coming into the country than is going out. For instance, if a country sells cars to another country, the payment received for those cars increases the current account credit. This flow of funds is crucial for maintaining the economic stability of a nation, as it supports domestic production and job creation.Moreover, current account credit plays a significant role in determining a country’s currency value. A country with a strong current account surplus may see its currency appreciate because foreign buyers need to purchase the local currency to pay for its exports. Conversely, a deficit in the current account can lead to depreciation of the currency, as more money is flowing out than coming in. This relationship highlights the importance of monitoring current account credit as part of a broader economic strategy.Additionally, the implications of current account credit extend beyond mere numbers in an economic report. Policymakers often analyze current account balances to gauge the health of the economy and make informed decisions regarding fiscal and monetary policies. For example, if a country consistently runs a current account deficit, it might indicate over-reliance on foreign capital or a lack of competitiveness in the global market. In such cases, governments may implement measures to boost exports or reduce imports to restore balance.Another important aspect to consider is how current account credit affects individual citizens. A robust current account can lead to greater economic opportunities, such as job creation and increased wages, as businesses expand to meet the demand generated by exports. Furthermore, when a country has a healthy influx of foreign currency, it can invest in infrastructure, education, and healthcare, ultimately enhancing the quality of life for its citizens.In conclusion, understanding current account credit is essential for anyone interested in economics, finance, or international relations. It reflects the economic interactions between countries and provides insight into a nation's financial health. By recognizing the significance of current account credit, we can better appreciate the complexities of global trade and the factors that influence economic growth. As we move forward in an increasingly interconnected world, the importance of maintaining a balanced current account will only continue to grow, underscoring the need for sound economic policies and strategic planning to ensure sustainable development and prosperity for all nations involved.

“当前账户信用”这一概念对于理解国际贸易与金融至关重要。当前账户是一个国家国际收支的组成部分，记录了在特定时期内该国居民与世界其他地区之间的所有交易。它包括贸易平衡、来自国外的净收入和净转移支付。当我们谈论“当前账户信用”时，我们指的是流入一个国家当前账户的资金，通常来源于商品和服务的出口、在国外投资所获得的收入以及在海外工作的个人汇款。简单来说，当一个国家的出口超过进口时，它在当前账户上产生盈余。这种盈余反映为“当前账户信用”，表示进入国家的资金多于流出的资金。例如，如果一个国家向另一个国家出售汽车，那么收到的汽车付款就会增加“当前账户信用”。这种资金流动对于维持国家经济的稳定至关重要，因为它支持国内生产和创造就业机会。此外，“当前账户信用”在决定一个国家货币价值方面也发挥着重要作用。一个拥有强大当前账户盈余的国家可能会看到其货币升值，因为外国买家需要购买当地货币来支付其出口。相反，当前账户的赤字可能导致货币贬值，因为流出的资金多于流入的资金。这种关系突显了监测“当前账户信用”的重要性，作为更广泛经济战略的一部分。另外，需要考虑的一个重要方面是“当前账户信用”如何影响普通公民。强劲的当前账户可以带来更多的经济机会，例如创造就业和提高工资，因为企业扩大以满足出口带来的需求。此外，当一个国家拥有健康的外币流入时，可以投资于基础设施、教育和医疗，从而最终提高公民的生活质量。总之，理解“当前账户信用”对于任何对经济、金融或国际关系感兴趣的人来说都是必不可少的。它反映了国家之间的经济互动，并提供了对一个国家财务健康状况的洞察。通过认识到“当前账户信用”的重要性，我们可以更好地欣赏全球贸易的复杂性及影响经济增长的各种因素。随着我们在一个日益互联的世界中前进，保持当前账户平衡的重要性只会不断增长，这凸显了制定合理经济政策和战略规划以确保可持续发展和各国繁荣的必要性。