foreign traveller's letter of credit

简明释义

外国旅行信用证

英英释义

例句

1.The foreign traveller's letter of credit provided by his bank allowed him to travel without carrying large amounts of cash.

他银行提供的外籍旅行者信用证使他能够在不携带大量现金的情况下旅行。

2.When planning his trip, he made sure to arrange for a foreign traveller's letter of credit in advance.

在计划他的旅行时，他确保提前安排好一份外籍旅行者信用证。

3.Using a foreign traveller's letter of credit can simplify transactions when purchasing goods overseas.

使用外籍旅行者信用证可以简化在海外购买商品时的交易。

4.To avoid currency exchange issues, she opted for a foreign traveller's letter of credit instead of cash.

为了避免货币兑换问题，她选择了外籍旅行者信用证而不是现金。

5.A bank issued a foreign traveller's letter of credit to ensure that the tourist could access funds while abroad.

银行为游客签发了一份外籍旅行者信用证，以确保他们在国外能够获取资金。

作文

In the world of international travel, financial security is a paramount concern for many individuals. One instrument that has gained popularity among foreign travelers is the foreign traveller's letter of credit. This financial tool provides a secure means for travelers to access funds while abroad, ensuring that they can manage their expenses without the fear of losing cash or facing issues with credit cards. But what exactly is a foreign traveller's letter of credit? To understand its significance, we must delve into its definition and practical applications.A foreign traveller's letter of credit is essentially a document issued by a bank that guarantees payment to a beneficiary, usually a hotel, service provider, or merchant, on behalf of the traveler. This letter is particularly useful for those who may not have established credit in the country they are visiting. It acts as a promise from the bank that the funds will be made available to the merchant once the traveler presents the letter, thereby facilitating smoother transactions.One of the primary advantages of using a foreign traveller's letter of credit is the enhanced security it offers. Unlike carrying large amounts of cash, which can be lost or stolen, this letter allows travelers to avoid the risks associated with physical money. Additionally, it can be a safer alternative to relying solely on credit or debit cards, which may not always be accepted in certain locations or could be subject to fraud.Furthermore, a foreign traveller's letter of credit can simplify the budgeting process for travelers. By securing a specific amount of funds through the letter, travelers can better manage their expenses and avoid overspending. This is particularly beneficial in countries where currency exchange rates fluctuate significantly, as it locks in the amount in advance, providing peace of mind.However, it is essential for travelers to understand the terms and conditions associated with a foreign traveller's letter of credit. Not all banks offer this service, and those that do may have different requirements or fees. Travelers should inquire about the costs involved in obtaining the letter, including any service charges or commissions, as these can vary widely depending on the institution.Moreover, it is crucial to know how to use the letter effectively. Travelers should ensure that they understand the process for redeeming the letter at their destination, including any necessary documentation or identification required. Failure to comply with these requirements could result in delays or complications when attempting to access funds.In conclusion, the foreign traveller's letter of credit serves as a valuable financial tool for those exploring new countries. By offering a secure method for accessing funds, it alleviates the stress associated with managing money while traveling. As more individuals embark on international journeys, understanding and utilizing instruments like the foreign traveller's letter of credit can enhance their travel experience, allowing them to focus on enjoying their adventures rather than worrying about financial uncertainties.

在国际旅行的世界中，财务安全是许多人最关心的问题之一。对于外国旅行者来说，一种越来越受欢迎的工具是外国旅行者信用证。这种金融工具为旅行者在国外访问资金提供了一种安全的方式，确保他们能够管理费用，而不必担心现金丢失或信用卡问题。但究竟什么是外国旅行者信用证？要理解其重要性，我们必须深入了解其定义和实际应用。外国旅行者信用证本质上是由银行签发的一份文件，保证向受益人（通常是酒店、服务提供商或商家）付款，代表旅行者。这封信对那些在他们访问的国家可能没有建立信用的人尤其有用。它充当银行对商家的承诺，一旦旅行者出示这封信，资金将被提供，从而促进更顺畅的交易。使用外国旅行者信用证的主要优点之一是它提供的增强安全性。与携带大量现金（可能会丢失或被盗）相比，这封信允许旅行者避免与实物货币相关的风险。此外，它可以作为仅依赖信用卡或借记卡的更安全的替代方案，因为某些地点可能并不总是接受这些卡，或者可能会受到欺诈。此外，外国旅行者信用证还可以简化旅行者的预算过程。通过通过信用证确保特定金额的资金，旅行者可以更好地管理开支，避免超支。这在货币汇率波动显著的国家尤其有利，因为它提前锁定了金额，提供了安心感。然而，旅行者必须了解与外国旅行者信用证相关的条款和条件。并非所有银行都提供此服务，而提供此服务的银行可能会有不同的要求或费用。旅行者应该询问获取信用证的成本，包括任何服务费或佣金，因为这些费用因机构而异。此外，了解如何有效使用这封信至关重要。旅行者应确保他们了解在目的地兑换信用证的流程，包括任何必要的文档或身份证明。未能遵守这些要求可能会导致在尝试访问资金时出现延误或复杂情况。总之，外国旅行者信用证为探索新国家的人们提供了一种有价值的金融工具。通过提供一种安全的资金访问方法，它减轻了旅行时管理金钱的压力。随着越来越多的人踏上国际旅程，理解和利用像外国旅行者信用证这样的工具可以提升他们的旅行体验，让他们专注于享受冒险，而不是担心财务不确定性。