direct letter of credit

简明释义

托转信用证

英英释义

A direct letter of credit is a financial document issued by a bank guaranteeing payment to a seller upon presentation of specified documents, typically related to the sale of goods or services.

直接信用证是由银行出具的金融文件,保证在卖方提交特定文件(通常与商品或服务的销售相关)时支付款项给卖方。

例句

1.The terms of the direct letter of credit 直接信用证 specified that payment would occur within 10 days of document presentation.

直接信用证 direct letter of credit的条款规定,在提交文件后的10天内进行付款。

2.The buyer requested a direct letter of credit 直接信用证 to guarantee that the seller would be paid immediately after fulfilling the contract.

买方请求了一份直接信用证 direct letter of credit,以保证卖方在履行合同后立即获得付款。

3.The exporter received a direct letter of credit 直接信用证 from the bank, ensuring payment upon shipment.

出口商从银行收到了一个直接信用证 direct letter of credit,确保在发货时付款。

4.Using a direct letter of credit 直接信用证 simplifies the transaction process between buyers and sellers.

使用直接信用证 direct letter of credit简化了买卖双方的交易过程。

5.In international trade, a direct letter of credit 直接信用证 is often preferred for its security.

在国际贸易中,直接信用证 direct letter of credit因其安全性而常被优先选择。

作文

In the world of international trade, various financial instruments are used to facilitate transactions between buyers and sellers. One such instrument is a letter of credit, which serves as a guarantee from a bank that a seller will receive payment as long as certain delivery conditions are met. Among the different types of letters of credit, the direct letter of credit stands out due to its straightforward nature. A direct letter of credit (直接信用证) is issued by a bank directly to the beneficiary, ensuring that the payment will be made without any intermediary involvement. This type of letter of credit provides security and reliability for both parties involved in a transaction.The process begins when a buyer requests their bank to issue a direct letter of credit. The buyer's bank then communicates with the seller's bank, providing them with the necessary details regarding the transaction. Once the direct letter of credit is established, the seller can ship the goods and present the required documents to their bank. Upon verification, the seller's bank forwards these documents to the buyer's bank, which then processes the payment. This direct approach minimizes the risk of miscommunication and ensures that both parties are clear about the terms of the agreement.One of the primary advantages of using a direct letter of credit is the reduced risk for the seller. Since the payment is guaranteed by the buyer's bank, the seller can proceed with the transaction with confidence, knowing that they will receive their funds as long as they comply with the terms set forth in the letter of credit. This is particularly important in international trade, where trust can be a significant concern. Furthermore, the direct letter of credit can help facilitate smoother transactions, as it eliminates the need for additional layers of communication and negotiation that can sometimes complicate the process.However, there are some considerations to keep in mind when dealing with a direct letter of credit. For instance, both parties must ensure that they understand the specific terms and conditions outlined in the document. Any discrepancies or misunderstandings could lead to delays in payment or even disputes. Additionally, while a direct letter of credit offers a high level of security, it may also come with associated fees that can vary depending on the banks involved and the complexity of the transaction.In conclusion, a direct letter of credit (直接信用证) is a vital tool in the realm of international trade, providing a secure method for ensuring that payments are made promptly and efficiently. Its direct nature simplifies the transaction process, benefiting both buyers and sellers. As global commerce continues to grow, understanding financial instruments like the direct letter of credit will be essential for businesses looking to navigate the complexities of international markets successfully. By utilizing this instrument, companies can foster stronger relationships with their trading partners and reduce the risks associated with cross-border transactions.

在国际贸易的世界中,各种金融工具被用来促进买卖双方之间的交易。其中一种工具是信用证,它作为银行的担保,确保卖方在满足某些交付条件的情况下会收到付款。在不同类型的信用证中,直接信用证因其简单明了而脱颖而出。直接信用证(直接信用证)是由银行直接向受益人发行的,确保在没有任何中介参与的情况下进行付款。这种类型的信用证为交易双方提供了安全性和可靠性。这一过程开始于买方要求其银行发行直接信用证。买方的银行随后与卖方的银行进行沟通,提供有关交易的必要细节。一旦建立了直接信用证,卖方可以发货并向其银行提交所需的文件。在验证之后,卖方的银行将这些文件转发给买方的银行,后者然后处理付款。这种直接的方法最小化了误沟通的风险,并确保双方对协议条款有清晰的理解。使用直接信用证的主要优点之一是卖方的风险降低。由于付款由买方的银行担保,卖方可以自信地进行交易,知道只要遵守信用证中规定的条款,他们就会收到资金。这在国际贸易中尤为重要,因为信任可能是一个重大问题。此外,直接信用证可以帮助促进更顺利的交易,因为它消除了可能复杂化过程的额外沟通和谈判层次。然而,在处理直接信用证时需要考虑一些事项。例如,双方必须确保他们理解文件中列出的具体条款和条件。任何差异或误解都可能导致付款延迟甚至争议。此外,尽管直接信用证提供了高度安全性,但它也可能附带相关费用,这些费用可能因参与的银行和交易的复杂性而异。总之,直接信用证(直接信用证)是国际贸易领域的重要工具,提供了一种确保及时高效付款的安全方法。其直接性质简化了交易过程,惠及买卖双方。随着全球商务的持续增长,理解像直接信用证这样的金融工具对于希望成功应对国际市场复杂性的企业至关重要。通过利用这一工具,公司可以与其贸易伙伴建立更强的关系,并降低与跨境交易相关的风险。