shipper's usance credit

简明释义

托运人远期信用证

英英释义

Shipper's usance credit refers to a type of financial arrangement where the shipper receives credit from a bank or financial institution for a specified period after the shipment of goods, allowing them to defer payment until the credit period expires.

发货人的延期信用是一种金融安排,指发货人在货物运输后从银行或金融机构获得的信用,允许他们在指定期限内推迟付款,直到信用期结束。

例句

1.Many importers prefer shipper's usance credit because it helps them manage their inventory costs better.

许多进口商更喜欢承运人使用信用,因为它帮助他们更好地管理库存成本。

2.The terms of the contract included shipper's usance credit, giving the buyer an extended period to make payment.

合同条款包括承运人使用信用,给予买方一个延长的付款期限。

3.The exporter offered a payment term of shipper's usance credit to ensure the buyer could manage their cash flow effectively.

出口商提供了一个承运人使用信用的付款条款,以确保买方能够有效管理现金流。

4.Our bank specializes in financing transactions involving shipper's usance credit for exporters.

我们的银行专门为出口商融资涉及承运人使用信用的交易。

5.Using shipper's usance credit allows shippers to maintain their competitiveness in international trade.

使用承运人使用信用可以让承运人在国际贸易中保持竞争力。

作文

In the world of international trade, various financial terms and instruments play a crucial role in facilitating smooth transactions between buyers and sellers. One such term that often comes up is shipper's usance credit. This financial instrument is essential for exporters and importers alike, as it provides a framework for managing payments and ensuring that goods are delivered as promised. Understanding the concept of shipper's usance credit can greatly enhance one's ability to navigate the complexities of global commerce.To begin with, it is important to define what shipper's usance credit actually means. Essentially, it is a type of credit extended to the shipper by a bank or financial institution, allowing them to receive payment for goods shipped at a later date, rather than at the time of shipment. This arrangement benefits both parties involved in the transaction. The shipper can ensure that their products reach the buyer before payment is made, while the buyer has the advantage of inspecting the goods before finalizing the payment. This creates a level of trust and security in international trade, which is often fraught with risks.The mechanics of shipper's usance credit involve several steps. When a shipper decides to use this credit, they typically enter into an agreement with a bank, which acts as an intermediary between the shipper and the buyer. Once the goods are shipped, the bank will issue a credit to the shipper, allowing them to receive funds based on the value of the goods. The buyer, on the other hand, agrees to pay the bank at a specified future date, usually after they have had the opportunity to inspect the goods. This deferred payment option is what makes shipper's usance credit so appealing in international transactions.One of the key advantages of utilizing shipper's usance credit is the flexibility it offers. Shippers can manage their cash flow more effectively by receiving payment later, which allows them to reinvest in their business or cover operational costs. Additionally, buyers benefit from having the time to assess the quality of the products before making a payment. This not only reduces the risk of fraud but also fosters stronger relationships between trading partners.However, like any financial instrument, shipper's usance credit is not without its challenges. Both shippers and buyers must be diligent in their agreements and ensure that all terms are clearly outlined to avoid misunderstandings. Moreover, banks may charge fees for facilitating this type of credit, which can add to the overall cost of the transaction. It is essential for businesses to weigh these factors carefully when considering the use of shipper's usance credit.In conclusion, shipper's usance credit plays a vital role in international trade by providing a secure and flexible payment method for shippers and buyers alike. Its ability to facilitate trust and reduce risk makes it an invaluable tool for businesses looking to expand their reach globally. As the landscape of international commerce continues to evolve, understanding and effectively utilizing instruments like shipper's usance credit will be crucial for success. By embracing these financial solutions, companies can navigate the complexities of global trade with greater confidence and efficiency.

在国际贸易的世界中,各种金融术语和工具在促进买卖双方之间的顺利交易中发挥着至关重要的作用。其中一个经常出现的术语是发货人的延期信用。这一金融工具对出口商和进口商都至关重要,因为它提供了一个管理付款和确保货物按承诺交付的框架。理解发货人的延期信用的概念可以大大增强一个人驾驭全球商业复杂性的能力。首先,重要的是要定义发货人的延期信用的实际含义。基本上,它是一种由银行或金融机构向发货人提供的信用,允许他们在货物装运后较晚的日期收到付款,而不是在装运时。这种安排对交易双方都有好处。发货人可以确保其产品在付款之前到达买方,而买方则有机会在最终付款之前检查货物。这在国际贸易中创造了一种信任和安全感,而国际贸易往往充满风险。发货人的延期信用的机制涉及几个步骤。当发货人决定使用这种信用时,他们通常会与银行达成协议,银行作为发货人与买方之间的中介。一旦货物被发运,银行将向发货人发放信用,允许他们根据货物的价值收到资金。另一方面,买方同意在指定的未来日期向银行付款,通常是在他们有机会检查货物之后。这种延期付款选项使得发货人的延期信用在国际交易中如此吸引人。利用发货人的延期信用的一个关键优势是它提供的灵活性。发货人可以更有效地管理现金流,通过稍后收到付款,从而可以重新投资于业务或覆盖运营成本。此外,买方受益于在付款之前有时间评估产品的质量。这不仅减少了欺诈的风险,还促进了交易伙伴之间更强的关系。然而,与任何金融工具一样,发货人的延期信用也并非没有挑战。发货人和买方必须在协议中保持谨慎,并确保所有条款清晰列出,以避免误解。此外,银行可能会收取便利此类信用的费用,这可能会增加交易的整体成本。企业在考虑使用发货人的延期信用时,必须仔细权衡这些因素。总之,发货人的延期信用在国际贸易中发挥着至关重要的作用,为发货人和买方提供了一种安全且灵活的支付方式。它促进信任和降低风险的能力,使其成为希望在全球扩展的企业不可或缺的工具。随着国际商业环境的不断演变,理解和有效利用像发货人的延期信用这样的工具将对成功至关重要。通过采用这些金融解决方案,公司可以更自信、更高效地驾驭全球贸易的复杂性。